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HOA insurance rates are shifting in 2025! Learn how to protect your HOA board’s fiduciary duty and secure the best coverage with expert tips.
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Big changes are coming to HOA insurance in 2025! Are you prepared? Kevin Davis and Robert Nordlund break down everything your HOA board needs to know about fiduciary duty, rising insurance rates, deductibles, and key strategies to save money. Learn how deferred maintenance, climate catastrophes, and inflation are impacting the HOA insurance landscape—and why some boards will secure better rates than others. Don't get caught off guard!

Chapter's From This Week's Episode:

00:00 Why Your HOA Board’s Insurance Account Matters
03:13 What HOA Insurance Will Look Like in 2025
08:11 How Climate Catastrophes & Inflation Impact HOA Insurance
12:39 Good HOA Insurance Accounts Get Better Rates in 2025
17:12 Ad Break - HOA Invest
17:49 How to Know If Your HOA Is a “Good” Insurance Account
21:12 Why Internal Maintenance Lowers HOA Insurance Costs
25:50 How Different Types of Natural Disasters Affect HOA Insurance Premiums28:17 Future Outlook for HOA Insurance Rates
33:59 Final Thoughts from Kevin & Robert

The views & opinions expressed in this program are those of the Hosts & Guests, intended to provide general education about the community association industry. The content is not intended to provide specific advice or recommendations for any individual or organization. Please seek advice from licensed professionals.

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Connect with Hosts on LinkedIn

Julie Adamen
https://www.linkedin.com/in/julieadamen/

Kevin Davis, CIRMS
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