People all over the world have changed their lives by understanding how to make saving money easy and automatic. The trouble with budgeting guides is that they often don’t consider people who don’t have a lot of money to put aside in the first place, or they’re very difficult to maintain because there are too many steps involved.

It is said a dollar saved is a dollar earned. The reality is, a dollar saved is much more than a dollar earned! Taking into account everything involved to earn a dollar, like the cost of gas, time to commute, as well as income taxes, a dollar saved is more like two dollars earned. Therefore, saving a dollar is far better than making a dollar!

This audiobook can help your wallet fight weight loss...You have to go on the offensive to make any real change in your financial world. You have to fight against the ideas of the status quo and find creative ways to drive down, what seem to be fixed costs, while finding ways to increase your income. That is what we are going to do throughout this audiobook. This audiobook contains practical and straightforward advice to help you use your time and money effectively. Even if you have zero knowledge about finance, you can follow the ideas in this audiobook!

We do not learn how to manage personal money in our schools. Actually, most people lack this knowledge and are losing money very quickly as a result. I will lead you through every important spending area and show you many tips that can help you save hundreds and thousands a year, and we may even go over some things you have never thought about. I will give you step-by-step instructions for immediate and long-term savings.

50 Things to Know Before and After You Retire: Planning a Happy Future by Planning Ahead by Charlotte Whitney offers an approach to retirement planning that goes beyond financial planning. It takes into consideration that all people do not hold the same dreams and expectations for retirement. The audiobook embraces an individualistic approach to help you create your perfect future. It forces you to consider questions you need to address before retirement.

When Freakonomics was initially published, the authors started a blog - and they've kept it up. The writing is more casual, more personal, even more outlandish than in their books.

In Made to Stick, Chip and Dan Heath reveal the anatomy of ideas that stick and explain ways to make ideas stickier, such as applying the human scale principle, using the Velcro Theory of Memory, and creating curiosity gaps. Along the way, we discover that sticky messages of all kinds—from the infamous “kidney theft ring” hoax to a coach’s lessons on sportsmanship to a vision for a new product at Sony—draw their power from the same six traits.

Exploring a wide range of everyday topics - from credit card debt and household budgeting to holiday sales - Ariely and Kreisler demonstrate how our ideas about dollars and cents are often wrong and cost us more than we know. Mixing case studies and anecdotes with tangible advice and lessons, they cut through the unconscious fears and desires driving our worst financial instincts and teach us how to improve our money habits.

A valuable starter guide for free and adventurous souls. Have you ever felt drawn to the concept of "the open road"? Do you feel restless when you stay in one place for too long? Do you dream of traveling to different places, and waking up to new experiences every day? Are you ready for a life change, with the ability to go out on your own and pave your own path?

Many of you may be asking, "What the heck is mindfulness in the first place." I know that was my initial reaction when I first introduced to the concept a few years back. Well, this isn't some new idea. The concept of mindfulness has been around for over a thousand years. Being mindful means living in each moment and experiencing it fully. It teaches you how to become fully aware of yourself and your surroundings, while also improving focus and attentiveness.

If you have always dreamt of allowing people to taste the delicacies that you cook but don’t want to invest a fortune in doing so, then a food truck business is exactly what you need, and this book will guide you from the ground level. In book two, you will have all the essential tools you need at your disposal so that you know what to do and whom to contact in case some legal issues arise or how to make your customers aware of your business. The purpose of this book is to let you know of your probable mistakes so that you don’t make those common mistakes.

Now you can enjoy both of Paxton S. Finnegan's step-by-step guides to a better financial life in one convenient volume containing the complete unabridged versions of You Can't Have My Money! and Hunting Purple Elephants.

No matter where you are currently at in your life journey, Discover Life Skills for Teens and Young Adults is the perfect starting point for you. The world is a scary place at the best of times, not to mention in the current circumstances. What you hear on the news can make the future seem bleak and your prospects seem slim.

Starting a Successful Airbnb Business for Beginners is a comprehensive guide, offering valuable insights and actionable steps based on my personal trials and errors. If you’re looking for guidance, my book will show you on how to make a profitable property, by showing you how to provide your guests with great experiences that will give you five-star reviews and a fully booked calendar.

It is believed that every salary earner cannot break the threshold of a great life as evident in a lot of salary earners. Salary earners complain of lack of sufficient money but when promotions come and salaries go up, in a few months the complaints resume. Our belief system and habits as salary earners is a major source of either failure or success. Decisions that include the type of car we drive, the kind of mortgage we take, and so on go a long way to determine how healthy our lifestyle will be.

Meet Steve and Annette Economides. They've been called cheapskates, thriftaholics, and tightwads, but in these tough economic times, Steve and Annette have managed to feed their family of seven on just $350 per month, pay off their first house in nine years and purchase a second, larger home, buy cars with cash, take wonderful vacations, and put money in savings. Without degrees in finance or six-figure salaries, Steve and Annette have created a comfortable, debt-free life for themselves and their children.

A one-stop start-up guide from an accountant-turned-restaurateur. Ninety percent of all restaurants fail, and those that succeed happened upon that mysterious X factor, right? Wrong! A man of many hats - money-guy, restaurant owner, and restaurant consultant - Roger Fields shows how a restaurant can survive its first year and keep diners coming back for years. Featuring real-life start-up stories (including many of the author's own), this comprehensive how-to walks listeners through the logistics of opening a restaurant: concept, location, menu, staff, and, most important, profit.

A professional organizer's complete guide to getting - and staying - organized. As a child, Justin Klosky loved to count, analyze, and categorize everything in sight. Eventually diagnosed with OCD, he found ways to tap the benefits of his condition. Today, he's founded a successful firm, O.C.D. Experience, building on the principals of Organize, Create, Discipline to help high-end clients take control of their lives through time management skills, getting rid of clutter, simplifying their habits, and rethinking storage solutions.

Clark Howard is a media powerhouse and penny-pincher extraordinaire who knows a thing or two about money. A lifelong entrepreneur who is now the hugely popular host of a talk radio program and television show and the bestselling author of several books, Clark consistently delivers expert financial advice to his wide and devoted fan base.

How happy would you be if you had all the money in the world? We spend endless hours obsessing over our budgets and investments, trying to figure out ways to stretch every dollar. We try to follow the advice of money gurus and financial planners, then kick ourselves whenever we spend too much or save too little. For all of the stress and effort we put into every choice, why are most of us unhappy about our finances? According to Laura Vanderkam, the key is to change your perspective.