You have a good job, you work hard, and your family is depending on you. Yet, every month, your credit card balance grows while your savings dwindle. Why is it so dang hard to get our debts in check? Probably because your credit card statement, weekly shopping routine, and even the phone in your hand are crammed full of purple elephants. You think you need every one of them. You tell yourself they are essential. You are not willing to give them up, because each one of them adds a layer of superficial comfort to your life.

If you are one of the 91 out of 100 people in North America who are afraid that they will outlive their retirement savings, tune in to discover how we are living longer than ever, yet we are retiring earlier than ever, and this newfound longevity is not being factored into our retirement planning. In this simple 6-step guide, Paxton S. Finnegan will join you to explore solutions and strategies which can grow investments, transform retirements, and keep the taxman at bay.

Early and social interaction skills are essential for every child to get the best start in life. Skills like language, eye contact, and self-regulation are just some of the things your child needs in order to excel - personally and academically! Since the pandemic, both parents and teachers are becoming more concerned about children’s abilities to interact. On top of that, there are delays in referrals to specialists. As early interaction is so important, you are probably thinking that you don’t have the qualifications to make a difference. This is not true!

Thousands of questions about pregnancy are running through your mind right now. Some of these questions may seem downright silly, but it’s nothing to be ashamed of - it’s normal that you want only the best for your little ones. In this book, there are no stupid questions. Although some questions might be amusing, each question is designed to bring peace of mind to the mommies who want to make sure they don’t do anything to harm their babies while pregnant. Elizabeth Newbourne is ready to answer 101 of your most pressing pregnancy questions.

The journey towards self-sufficiency starts here: Discover how to grow your favorite crops, even if you have zero gardening experience and limited space. Have you always dreamed of cultivating your own lush garden, but you’re worried about the lack of space or skills required? Would you like to grow your own organic food, create healthful herb concoctions, and liven up your home with beautiful flowers, but you don’t know where to start? So if you’re uncertain on how to start gardening - relax. There’s an innovative solution for all newbie gardeners - grow bag gardening.

Raising a child with ADHD or other neurodivergent disorders can certainly make us feel defeated as parents. There is a small group of other moms who can understand what you may be going through, and I am part of that group. I realized I needed a change in my life, as the more negative my thoughts were, the more I projected the negativity onto my kids and family. This audiobook is meant to help you convert your negative thoughts into positive thoughts to help you achieve a much more positive life for both you and your family.

Whether you are single and struggling or fighting with your partner over finance, Young Adults Guide: 5 Steps to Managing Money is the only money management guide you need that has proven results.

Investing is a great way to start building wealth and achieving your financial goals, no matter your age or previous experience. But it also comes with its share of risks, and it’s easy to lose all your money if you don’t know what you’re doing.

Being unhappy is a choice: Discover how to stop sabotaging yourself and build mental resilience. No matter what you do, the world will keep throwing challenges at you: Difficult co-workers, hard decisions, devastating personal tragedies...You cannot change that. But what you can change is how you respond to it. To be able to deal with life on your own terms, you need to know how to protect yourself from the enemies of happiness: Negative thoughts, low self-esteem, and victim mentality, to name a few.

So many times, we try to avoid and prevent remembering what our childhood had been like. We tend to walk through life, successfully thinking we can do it without the aid of that “child” part of us. This audiobook explains, in detail, how you will come to acknowledge your younger self; that you cannot live through life without this “inner child"; and helps you to find it again. Full of inner child prompts, daily inner child affirmations, ways to heal your inner child, and acting like a workbook, too....Get ready to sit back, and enjoy!

Smacking some numbers onto a pie chart is old news and simply doesn't work anymore. Keeping your audience inspired and on the edge of their seats through an engaging data story is what we as business professionals should be striving to do. How to Win with Your Data Visualizations uncovers the fundamentals of what makes a winning data presentation and has laid them out in five easy-to-understand parts you can immediately apply to your next chart and presentation to see a winning data story unfold.

Pregnancy is a wonderful and magical thing. It still amazes me how we, as humans, can go from a tiny ball of cells the size of a poppy seed and into a baby with arms and legs and everything in between. The female body is pretty amazing when you think about it. From conception and right up to birth, it works tirelessly to grow this tiny human, ready for its introduction to the big wide world, doing some incredible things in the process. After listening to this audiobook, you will be so knowledgeable that you will be able to wow all your friends with interesting facts.

Have you ever wanted to understand why you're the rarest of the 16 personalities out of the Myers-Briggs? While implementing the inner strength to your full potential? The INFJ (Logical Empath) takes you on an in-depth journey towards understanding why you are the way you are in just one or two short sittings. At points, I encourage you to listen and allow your mind to sip and ponder on how the descriptions within apply to you uniquely. I guarantee that you'll have psychological fun!

If you're like most Americans, your most valuable asset is your retirement fund. We diligently save money for years, yet most of us don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in the midst of a financial crisis, there is more need than ever to protect your assets. The Retirement Savings Time Bomb, by renowned tax advisor Ed Slott, shows you in clear-cut layman's terms how to take control over your retirement savings plan.

What do you think when you hear the word "taxes"? Odds are, you don't associate them with anything good. In fact, it's been said that the only two things that are certain in life are death and taxes - and nobody looks forward to either of them. As an entrepreneur, you know the value you bring to the table. You help create jobs, provide services, and give back with your time and effort. The truth is, by changing the way you approach your taxes, you can transform the way they impact your life.

TV analysts and money managers would have you believe your finances are enormously complicated, and if you don't follow their guidance, you'll end up in the poorhouse. They're wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the best-selling Pound Foolish, he made an off­hand suggestion: Everything you need to know about managing your money could fit on an index card.

Dave Ramsey's New York Times best-selling guide to better living through financial security, now completely revised and updated.

You Don’t Have to Drive an Uber in Retirement is a survival guide for your golden years, and a lifeline for those entering the Retirement Crisis unprepared. Roughly 45 percent of Americans have zero dollars saved for retirement - but the average retiree will spend $154,000 in out-of-pocket health care costs alone. We need to figure out how to generate more income, even in retirement, and spend less. How do we boost our retirement income? Is investing the way to go? This book does more than just answer the important questions - it gives you real-world tips to help you reach your financial goals.

Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her 10-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.

Anyone suffering under the crushing weight of debt knows how impossible it can seem to find a way out. It's overwhelming - and the more complicated the proposed solution, the harder it is to stick with it. That's why The Debt-Free Spending Plan is simple. It doesn't require sifting through chapters of high-minded financial advice or digging up your past spending history. It assumes you need help right now, and gives it to you.