In this engaging episode of "We Are TPM," hosts John Teixeira and Kyle Teixeira dive

deep into a topic every Texan and many others around the Midwest and South must

grapple with: dealing with storm damages. With storm season striking twice a year,

Kyle and John equip their audience with the necessary know-how to navigate the often

overwhelming process of storm damage and insurance claims. The episode covers not

just common storms like hail and wind but also more unexpected ones that might lead

to severe property damage, emphasizing the importance of understanding your

insurance policy thoroughly.

Key Takeaways:

• Understanding your insurance policy in advance of storm damage is crucial,

especially regarding deductibles for hail and wind damage.

• Engaging reputable, local contractors instead of storm-chasing roofers can ensure

quality work and adequate representation of claims.

• The extent of coverage after a storm can include more than just roofs, like gutters,

window trim, and other property elements that might suffer damage.

Notable Quotes:

•"It may not seem important, but those granules are a sign that a loss of grand granule

of granules is a sign that you need a new roof.” - John Teixeira

•"If you have those granules from your roof laying around...you know 100% that you've

been hit pretty good by a hailstorm." - John Teixeira

•"The granules that get knocked off the roof protect...when the granule goes away now

the shingle is exposed." - John Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this engaging episode of "We Are TPM," hosts John Teixeira and Kyle Teixeira dive

into the intriguing financial strategy of "Buy, Borrow, and Die," a technique employed

by the wealthy to maximize their assets and minimize tax burdens. The conversation

begins with the Teixeira's playfully introducing the strategy, likening it to a catchy movie

title, and quickly deepening into its practical applications for those in the real estate

industry. Through humorous exchanges and insightful dialogue, they unpack this

wealth-building tactic, linking it to the broader context of property management and

investment.

Key Takeaways:

• The "Buy, Borrow, and Die" strategy enables individuals to use their assets effectively

to avoid taxes typically incurred through direct sales.

• Life insurance can be used strategically to pay off debts upon death, ensuring

beneficiaries receive tax-free inheritance in full.

• The episode underscores the importance of understanding debt as a tool in

maintaining and increasing asset liquidity.

Notable Quotes:

• "Buy, Borrow, and Die sounds like a headline, sounds like clickbait, sounds like a

movie!" – Kyle Teixeira

• "So what we're doing here essentially is saying cover everything that you have a loan

on." – John Teixeira

• "It's all about understanding that debt isn't taxed and insurance payouts don't get

treated as proceeds." – Kyle Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this engaging episode of “We Are TPM,” hosts Kyle and John Teixeira sit down with

Pete Montesino to delve into the strategic world of real estate investing. This insightful

discussion focuses on how buying and owning residential properties can be a fruitful

long-term investment strategy. Pete shares his personal journey of buying his first

house at 26 and the growth he experienced in the real estate market. With relatable

anecdotes, the hosts and Pete illuminate the path toward financial literacy through the

lens of real estate.

In the episode, Pete underscores the critical nature of starting young in real estate and

how the experience of buying, holding, and eventually converting properties into rental

units compounds over time as significant financial assets. The conversation provides

valuable insights into various loan products, including the DSCR loan and temporary

buy-downs, catering to potential and existing homeowners who seek growth

opportunities in real estate. This episode is packed with information on cultivating

wealth in real estate, making it a must-listen for aspiring property investors.

Notable Quotes:

"It's a long game, right? You don't, most of the time, you're not buying to get rich in a

year on one house." - Pete Montesino

"You're going to spend money somewhere; do you want to rent and pay someone

else's mortgage or do you want to have your own and build equity yourself?" - Pete

Montesino

"Real estate should be a stepping stone where you buy, make it a rental, then acquire

the next home with a small down payment." - Pete Montesino

"The most valuable is probably what I've done just internally with our group here. You

know, I like to watch videos, read, or listen to Audible books." - Pete Montesino

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

Contact Pete at 214 649 4908

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this engaging episode of "We Are TPM," hosts Kyle and John Teixeira dive into the

world of real estate investment with a fun twist, drawing parallels between investing

strategies and March Madness bracketology. Kyle and John explore the concept of

being intentional and the importance of research, breaking down how strategic thought

and execution are critical in building a successful real estate portfolio. They use the

example of March Madness brackets to elucidate the complexity and unpredictability

associated with investments, emphasizing the need for sound, informed decision making processes.

Listeners will gain insights into the significance of having a well-thought-out investment

plan and the necessity of consulting with experts to navigate the intricacies of real

estate investing. The hosts highlight key strategies such as taking predictable actions

and not going solo to ensure effective outcomes. Interspersed with humor and

personal anecdotes, Kyle and John emphasize the importance of aligning investment

practices with core principles that guide success in the unpredictable world of real

estate

Notable Quotes:

"Research is a good way to protect yourself from making a bad investment." – John

Teixeira

"Don't go solo because you suck like everyone else that does a bracket."- John

Teixeira

“Execution of investing without a goal is gambling." - Kyle Teixeira

"Confidence and knowledge can help alleviate stress at certain points of a process."-

Kyle Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week

In this engaging episode of "We Are TPM," hosts Kyle Teixeira and John Teixeira delve

deep into the complexities of the federal housing voucher program, better known as

Section 8. They unravel the intricacies of the program from both landlord and tenant

perspectives, providing listeners with a comprehensive overview of how these

vouchers impact the housing market. As the Department of Government Efficiency

turns its attention to the Department of Housing and Urban Development (HUD) to

address fraud and waste, Kyle and John take this opportunity to explore various facets

of the Section 8 program, discussing its pros and cons, and the potential for abuse

within the system.

Throughout the episode, Kyle and John use their extensive real estate experience to

dissect key aspects of the Section 8 program. They emphasize the importance of

understanding local housing authorities and highlight the diverse issues surrounding

fraud, bias, and inefficiency. As they discuss the challenges landlords face when

dealing with housing vouchers, they provide insightful strategies for effectively

managing these situations, underscoring the critical need for enhanced program

oversight and reform. The show articulates valuable advice for both current and

prospective landlords, while also echoing broader themes of social justice and

governmental accountability in public housing programs.

Notable Quotes:

"I want them to go to a good purpose. I don't mind having my taxpayer dollars go

toward solving homelessness in my area." - John Teixeira

"Would you accept housing vouchers as an investor? Yeah, we would consider it based

on the case." - Kyle Teixeira

"If you break a contract with us, I don't care who you are, you're not going to get, you

know, we're not going to work with you."- Kyle Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this engaging episode of "We Are TPM," hosts Kyle Teixeira and John Teixeira

welcome back Trevor Kerr from Gateway Mortgage to provide invaluable insights into

the 2025 mortgage market. Trevor shares his forecasts and advice, especically for real

estate investors, amidst a market holding steady with inflation and interest rates. The

talk delves into how investors can still nd opportunities for wealth building in property

investments despite market stability.

Trevor highlights the importance of real estate as a wealth-building tool. He provides

listeners with an updated overview of interest rates, which are predicted to maintain

around six and a half to seven percent—considered a healthy benchmark for the

market. Topics such as adjustable rate mortgages, current buying opportunities, and

the impact of federal economic policies on real estate investments are deeply explored.

Moreover, Trevor provides practical advice on leveraging home equity, discussing the

merits of home equity lines of credit and second lien loans, which provide flexibility for

both homeowners and investors.

Notable Quotes:

"The best economic forecaster is about a 50, 50 coin flip. So half the stuff I tell you

might be right and half of it might be wrong." - Trever Kerr

"The number one way to build wealth, you know, in any, in the safest way is owning

real estate." - Trever Kerr

“Don’t date the house, date the rate. You can always refinance down the road."

- Trever Kerr

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

Contact Trevor Kerr: Call or text at 972-822-7408.

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this episode of "We Are TPM," hosts Kyle and John Teixeira dive into the critical role

of property inspections in managing rental properties. They examine various types of

inspections, and how they safeguard landlords and enhance tenant relations. These

inspections are crucial for landlords to avoid potential disputes and prepare properties

for turnovers efficiently. The Teixeira brothers emphasize the importance of detailed,

regular inspections and proactive maintenance, which can help landlords save money

and ensure properties are well-managed.

The discussion begins by highlighting the importance of move-in inspections, where

Kyle underscores that inspections provide "an objective piece of information for

disputing facts." This leads to a dialogue on renewal inspections, which not only aid in

keeping up with necessary repairs but also serve as a negotiation tool for rent rates.

John touches on the necessity of these inspections for providing peace of mind to

homeowners, stressing that "it's cheaper than taking care of it later." The episode

further explores the potential issues that can arise from deferred maintenance,

particularly in older properties, drawing attention to the complexities of managing rental

homes effectively.

Notable Quotes:

"You want to be fair. You have to be fair to your homeowner. If you're the homeowner,

you'd be fair to yourself, but you also want to be fair to the tenant." – John Teixeira

"Doing a detailed inspection with all the utilities on, checking appliances, checking

everything works. Like actually inspecting every part of the home that's good, that

could and can be used." – John Teixeira

"There's no better way to dispute their own claim than their own evidence." – Kyle

Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confedence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this episode of "We Are TPM," hosts Kyle and John Teixeira go in depth with the intricate dance between real estate markets and government policies in

this insightful episode of "We Are TPM," hosted by Kyle and John Teixeira. As

they delve into what a new presidency may mean for the real estate landscape,

they provide a unique perspective rooted in past presidential terms and economic

strategies. The discussion anchors on major legislative acts and policies that have

previously reshaped the real estate market, ranging from tax cuts to infrastructure

investments.

In this episode, Kyle and John break down how past policies, such as the Tax Cuts and

Jobs Act of 2017-including provisions like bonus depreciation and opportunity zones have historically influenced real estate investments. They further explore potential

directives under the new administration, emphasizing deregulation, infrastructure

investment, and interest rate policies. Monitoring closely the economics in general, the

Teixeira's give practical insights into how such factors could affect the future

opportunities and challenges of the real estate sector.

Notable Quotes:

“There is nothing in our economy that affects our economy positively more rapidly than

housing.” – John Teixeira

"Our middle class is what makes us different and drives us. It's what makes us unique

to the rest of the world." – John Teixeira

"By 2020, over 75 billion had been invested in opportunity zones.” – Kyle Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the condense to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!