In this engaging episode of "We Are TPM," hosts John Teixeira and Kyle Teixeira dive

deep into a topic every Texan and many others around the Midwest and South must

grapple with: dealing with storm damages. With storm season striking twice a year,

Kyle and John equip their audience with the necessary know-how to navigate the often

overwhelming process of storm damage and insurance claims. The episode covers not

just common storms like hail and wind but also more unexpected ones that might lead

to severe property damage, emphasizing the importance of understanding your

insurance policy thoroughly.

Key Takeaways:

• Understanding your insurance policy in advance of storm damage is crucial,

especially regarding deductibles for hail and wind damage.

• Engaging reputable, local contractors instead of storm-chasing roofers can ensure

quality work and adequate representation of claims.

• The extent of coverage after a storm can include more than just roofs, like gutters,

window trim, and other property elements that might suffer damage.

Notable Quotes:

•"It may not seem important, but those granules are a sign that a loss of grand granule

of granules is a sign that you need a new roof.” - John Teixeira

•"If you have those granules from your roof laying around...you know 100% that you've

been hit pretty good by a hailstorm." - John Teixeira

•"The granules that get knocked off the roof protect...when the granule goes away now

the shingle is exposed." - John Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this engaging episode of "We Are TPM," hosts John Teixeira and Kyle Teixeira dive

into the intriguing financial strategy of "Buy, Borrow, and Die," a technique employed

by the wealthy to maximize their assets and minimize tax burdens. The conversation

begins with the Teixeira's playfully introducing the strategy, likening it to a catchy movie

title, and quickly deepening into its practical applications for those in the real estate

industry. Through humorous exchanges and insightful dialogue, they unpack this

wealth-building tactic, linking it to the broader context of property management and

investment.

Key Takeaways:

• The "Buy, Borrow, and Die" strategy enables individuals to use their assets effectively

to avoid taxes typically incurred through direct sales.

• Life insurance can be used strategically to pay off debts upon death, ensuring

beneficiaries receive tax-free inheritance in full.

• The episode underscores the importance of understanding debt as a tool in

maintaining and increasing asset liquidity.

Notable Quotes:

• "Buy, Borrow, and Die sounds like a headline, sounds like clickbait, sounds like a

movie!" – Kyle Teixeira

• "So what we're doing here essentially is saying cover everything that you have a loan

on." – John Teixeira

• "It's all about understanding that debt isn't taxed and insurance payouts don't get

treated as proceeds." – Kyle Teixeira

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!

In this engaging episode of “We Are TPM,” hosts Kyle and John Teixeira sit down with

Pete Montesino to delve into the strategic world of real estate investing. This insightful

discussion focuses on how buying and owning residential properties can be a fruitful

long-term investment strategy. Pete shares his personal journey of buying his first

house at 26 and the growth he experienced in the real estate market. With relatable

anecdotes, the hosts and Pete illuminate the path toward financial literacy through the

lens of real estate.

In the episode, Pete underscores the critical nature of starting young in real estate and

how the experience of buying, holding, and eventually converting properties into rental

units compounds over time as significant financial assets. The conversation provides

valuable insights into various loan products, including the DSCR loan and temporary

buy-downs, catering to potential and existing homeowners who seek growth

opportunities in real estate. This episode is packed with information on cultivating

wealth in real estate, making it a must-listen for aspiring property investors.

Notable Quotes:

"It's a long game, right? You don't, most of the time, you're not buying to get rich in a

year on one house." - Pete Montesino

"You're going to spend money somewhere; do you want to rent and pay someone

else's mortgage or do you want to have your own and build equity yourself?" - Pete

Montesino

"Real estate should be a stepping stone where you buy, make it a rental, then acquire

the next home with a small down payment." - Pete Montesino

"The most valuable is probably what I've done just internally with our group here. You

know, I like to watch videos, read, or listen to Audible books." - Pete Montesino

Listen to We Are TPM on any major podcast platform including Apple Podcasts,

Google Play, Spotify, and many more.

Tune in today!

We Are TPM

Teixeira Property Management

Mansfield, Texas

www.WeAreTPM.com

ShowMeTheMoney@WeAreTPM.com

Contact Pete at 214 649 4908

———————————————————————————

There are a vast amount of ways in today's world to build wealth using real estate and

investing, not just in property, but in yourself!

Located in the Dallas-Fort Worth area of Texas, John Teixeira and Kyle Teixeira of

Teixeira Property Management bring you all of the knowledge and experience they can

provide for the confidence to achieve your investment goals, or how and why to create

them. Now, while John and Kyle have a ton to share, they will also be bringing you

interviews with some of their clients, industry partners, experienced investors, and

much more every week!

John and Kyle look forward to sharing the knowledge you need about arguably the

greatest investment vehicle that is available to the masses — Real Estate. Knowledge

is power, and John and Kyle intend to give you as much power as possible. It's not

always about the HOW, but also the WHY, and they will be digging into it right here

every week!