🎧 How Private Lenders Assess a Deal | Calvert Home Mortgage | Real Estate Investing Canada
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

In today’s episode, Wayne and Gabby welcome Ryan Day from Calvert Home Mortgage to discuss how private lenders look at real estate deals — and how their process differs from traditional banks and credit unions. They also kick off the show with a timely conversation about doing your due diligence when it comes to people you associate with in the investing world.

🧠 What You'll Learn in This Episode

• Why it’s critical to VERIFY people’s backgrounds in real estate networking spaces

• Red flags to watch for when someone is selling mentorship or investments

• How Calvert Home Mortgage evaluates a borrower

• Key differences between applying personally vs. through a corporation

• How private lenders assess property types, location, and marketability risks

• When a personal guarantee is required for corporate borrowers

• How Calvert differs from traditional lenders and how they support investor success

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test
Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

🎧 How to Choose the Right Mentor or Coach for Real Estate Investing
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

In today’s episode, Wayne and Gabby walk through one of the most important decisions a real estate investor can make: choosing the right mentor. With so many options out there—coaches, programs, gurus—it’s crucial to know what to look for so you don’t waste time or money following the wrong advice.

They also cover today’s top real estate news: Alberta’s record-setting population growth and what it means for rental markets, housing demand, and investor opportunities across the province.

🧠 What You'll Learn in This Episode

• Why Alberta added over 200,000 new residents in 2024

• What population growth means for housing demand and rents

• The 5 things you should look for in a real estate coach

• Why mentorship should lead to results—not just motivation

• How to vet a coach’s students and see if they’re actually succeeding

• Red flags to avoid when selecting a real estate investing program

• Why Canadian-specific expertise matters more than ever

• How to align mentorship with your unique investing goals

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test
Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268

🎧 What Pipeline Projects Mean for Alberta’s Rental Market
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

This morning, Wayne breaks down a major infrastructure project—Pembina Pipeline’s $5.1B expansion—and what it means for Alberta’s economy, job market, and real estate investing opportunities. He also answers two listener questions about renting by the room and handling abandoned tenant belongings.

🧠 What You'll Learn in This Episode

• Why the Pembina Pipeline project matters to investors

• How trades jobs affect rental demand in cities like Edmonton and Red Deer

• What rental per room strategies mean for lenders and insurers

• Clarifying tenant abandonment vs. lease completion rules

• Why infrastructure projects shape long-term housing trends

• The link between economic confidence and landlord stability

• How to position yourself for future opportunity zones in Alberta

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test
Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268