🎧 How Private Lenders Assess a Deal | Calvert Home Mortgage | Real Estate Investing Canada
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

In today’s episode, Wayne and Gabby welcome Ryan Day from Calvert Home Mortgage to discuss how private lenders look at real estate deals — and how their process differs from traditional banks and credit unions. They also kick off the show with a timely conversation about doing your due diligence when it comes to people you associate with in the investing world.

🧠 What You'll Learn in This Episode

• Why it’s critical to VERIFY people’s backgrounds in real estate networking spaces

• Red flags to watch for when someone is selling mentorship or investments

• How Calvert Home Mortgage evaluates a borrower

• Key differences between applying personally vs. through a corporation

• How private lenders assess property types, location, and marketability risks

• When a personal guarantee is required for corporate borrowers

• How Calvert differs from traditional lenders and how they support investor success

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test
Order Now → https://a.co/d/3Xrcnhw

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
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🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
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📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268