Impulse spending, money guilt, and trying to save while still living your life – Yep, we’re talking about arguably one of the biggest adulting struggles and that’s budgeting.

In this week’s episode of Quarter-Life Questions, we’re asking How can I budget my wage to make it last until payday? And how do we actually get better at managing our money without feeling too restricted. Luckily, I’m joined by personal finance coach and budgeting expert Leila from Personal Finance with Leila to unpack the emotional side of money, how to build a budget you’ll actually stick to, and how to stop living paycheck to paycheck.

✨ In this episode, we cover:

• Why budgeting feels so restrictive (especially in your ‘I’m only in my twenties once’ era)
• How to build a flexible budget that actually works for your lifestyle
• Dealing with debt - and how to bounce back
• Tips for sticking to your budget without cancelling all joy and takeout

💬 More about Leila:

Leila is a certified personal finance coach and creator of the viral series “Budget With Me.” Through her relatable and judgment-free approach, she’s helped thousands of people take control of their finances, feel confident with money and work towards achieving financial freedom.

YOUTUBE: https://www.youtube.com/c/PersonalFinancewithLeila

TIKTOK: @debtoverit

WEBSITE: https://debtoverit.com

Here’s a link to Leila’s FREE budgeting Google sheets template: https://subscribepage.io/VILOw8

📲 Want to get involved?

Got a Quarter Life Question you’d love to hear answered on the pod? DM me on Instagram @gracemcintosh1 or TikTok @gracemcintosh_ - I’d love to hear from you.

⭐ Enjoying the podcast?

Please leave a 5-star review — it really helps more people find us and keeps more people to find the podcast.

Thanks for listening — and I’ll see you next week!

Hosted on Acast. See acast.com/privacy for more information.

Cheating, one-night stands, broken trust, and the emotional rollercoaster that follows - Oh yes we’re going there.

In this week’s episode of Quarter-Life Questions we’re asking Can I forgive a cheating partner? Not an easy question at all, which is why we’re joined by psychotherapist, life coach and author Lucy Beresford to break down this difficult topic and whether trust can be rebuilt or whether it’s better to call it a day.

✨ In this episode, we cover:

• How to define cheating from liking an instagram picture to emotional affairs
• Why people cheat — and no, it’s not always about sex
• How to know if there’s something there worth salvaging
• Overcoming ‘Trust Issues’ and rebuilding trust (with others AND with yourself)
• Knowing your worth and not settling for less than you deserve

💬 More about Lucy Beresford:

Lucy Beresford is a broadcaster, award winning psychotherapist, and author known for her work on mental health, relationships, and social issues. She hosted LBC's Sex & Relationships show, appears on TV as an agony aunt, and writes fiction and non-fiction books. Her TEDx Talk ‘Infidelity: to stay or go’ has more than 3.2 million views!

WEBSITE: https://www.lucyberesford.com/

INSTAGRAM: thelucyberesford1

Please watch Lucy’s Ted Talk ‘Infidelity: to stay or to go…’ it’s ace! https://www.youtube.com/watch?v=5TUxH2izTGI

📲 Want to get involved?

Got a Quarter Life Question you’d love to hear answered on the pod? DM me on Instagram @gracemcintosh1 or TikTok @gracemcintosh_ — I’d love to hear from you.

⭐ Enjoying the podcast?

Please leave a 5-star review — it really helps more people find us and keeps the QLQ convo going.

Thanks for listening - and I'll see you next week!

Hosted on Acast. See acast.com/privacy for more information.

This week’s Quarter-Life Question is one I’ve been asking myself lately…Should I get a credit card? I’ve been debating getting one for a while now to help improve my credit score, but quite honestly I don’t really understand how they work - nevermind which are the best ones on the market.

If you’re someone who’s always used a debit card (and maybe occasionally dipped into your overdraft like me), but the whole credit card thing feels like a mysterious grown-up world that no one taught you about — this one’s for you.

✨ In this episode, we cover:

• What credit cards actually are and how they work
• Why credit isn’t always a scary word — and how borrowing responsibly can be a good thing
• How to use credit cards to build your credit history and improve your score
• Tips on using your credit card safely and smartly

🧠 Expert Guests:

Would you believe it, we’ve got two this week!

• Rachel Springall is a finance expert from Moneyfacts with 20+ years working in the finance industry. She breaks down what you really need to know before getting your first credit card. For more info it’s Moneyfactscompare.co.uk
• Joe Wiggins is the Corporate Communication Director at Finance tech company ClearScore. He explains what a credit score is, why it might be useful to have a good score and gives some tips on how to boost it. For more tips and tricks it’s https://www.clearscore.com/

📲 Want to get involved?

Got a Quarter Life Question you’d love to hear answered on the pod? DM me on Instagram @gracemcintosh1 or TikTok @gracemcintosh_ — I’d love to hear from you.

⭐ Enjoying the podcast?

Please leave a 5-star review — it really helps more people find us and keeps the QLQ convo going.

Thanks for listening - and I'll see you next week!

Hosted on Acast. See acast.com/privacy for more information.