What if you could grow your business without drowning in debt?

Today on the show, I have the pleasure of speaking with Patrick Pychynski, a former U.S. Marine turned business funding strategist who helps entrepreneurs unlock $50,000 to $250,000 in 0% interest business credit. As the founder of Stacking Capital, Patrick breaks down the steps to accessing short-term, high-leverage capital, without touching your personal savings or sacrificing equity.

We dive into how Patrick transitioned from military service to entrepreneurship, the “three C’s” of funding (cash flow, collateral, and credit), and how most businesses can build their way toward long-term bankability. Patrick also shares the unique tools and systems he uses to vet clients, streamline credit access, and build a scalable ecosystem of financial services.

Curious how to scale a startup responsibly, or if funding is really your constraint? This episode is for you!

Let’s jump right in.

Key Takeaways:

• 00:00 Intro
• 01:44 How Patrick made his first dollar as a kid
• 02:50 Patrick’s journey from the Marine Corps to entrepreneurship
• 07:20 Patrick’s business and 0% interest business credit
• 14:28 Do you really need that much funding?
• 19:33 Investing in businesses he’s funding
• 27:14 The brokerage model
• 29:30 Future plans
• 30:06 Top 5 investing tips
• 33:46 Recap and outro

Additional resources:

➡️ Follow Patrick on social media:

• LinkedIn: https://www.linkedin.com/in/patrickpychynski/

• Instagram: https://www.instagram.com/itspatrickpy/

• Website: https://stackingsuccess.com/stacking-success-lp

➡️ Visit https://reedgoossens.com/ and:

• Invest passively in multifamily real estate

• Get FREE access to my 100% Passive Real Estate Investment Masterclass

• Take a look at my portfolio

• Get FREE multifamily real estate resources

➡️ Follow me on social media:

• LinkedIn: https://www.linkedin.com/in/reed-goossens-b2a6a933/

• Instagram: https://www.instagram.com/reedgoossens/

• Facebook: https://www.facebook.com/reed.goossens/

➡️ Subscribe to my podcast:

• YouTube: @ReedGoossensREI

• Apple: https://apple.co/44MiDN7

• Spotify: https://spoti.fi/45fVIcR

• Stitcher: https://bit.ly/3OHHJqJ

• Soundcloud: https://soundcloud.com/investing-in-the-us

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Investing in the U.S. is a podcast for real estate investors and entrepreneurs who want to break into the U.S. market and grow their wealth!

Follow so you never miss an episode!

Over-leveraged. Over-optimistic. And out of options. That was the reality for many investors in 2024.

But today’s guest, Jonathan Nichols, isn't one of them. Strategic moves and rock-solid asset management kept his portfolio intact, even as foreclosures piled up around him. Jonathan is a real estate investor based in the Dallas–Fort Worth area. He transitioned into real estate investing in 2018, alongside his wife, Paula, after a decade of experience as an aerospace propulsion engineer. They founded Apogee Capital in 2019.

In this episode, you’ll learn why most syndicators fail post-acquisition, how short-term rentals gave Jonathan the freedom to play long-term games, and his new approach to avoiding "deal desperation."

Tune in!

Key Takeaways:

• 00:00 Intro
• 02:19 Jonathan’s short-term rental business
• 06:15 Multifamily and turbulence in the market
• 11:21 The importance of asset management
• 15:11 The bigger picture
• 20:09 Investor sentiment and market opportunities
• 26:15 Jonathan’s future goals
• 28:12 Top five investing tips
• 32:22 Recap and outro

Additional resources:

➡️ Learn more about Jonathan Nichols:

• Website: https://www.apogeemfc.com/

• Instagram: https://www.instagram.com/multifamilyengineer/

➡️ Visit https://reedgoossens.com/ and:

• Invest passively in multifamily real estate

• Get FREE access to my 100% Passive Real Estate Investment Masterclass

• Take a look at my portfolio

• Get FREE multifamily real estate resources

➡️ Follow me on social media:

• LinkedIn: https://www.linkedin.com/in/reed-goossens-b2a6a933/

• Instagram: https://www.instagram.com/reedgoossens/

• Facebook: https://www.facebook.com/reed.goossens/

➡️ Subscribe to my podcast:

• YouTube: @ReedGoossensREI

• Apple: https://apple.co/44MiDN7

• Spotify: https://spoti.fi/45fVIcR

• Stitcher: https://bit.ly/3OHHJqJ

• Soundcloud: https://soundcloud.com/investing-in-the-us

—

Investing in the U.S. is a podcast for real estate investors and entrepreneurs who want to break into the U.S. market and grow their wealth!

Follow so you never miss an episode!

Have you ever hit rock bottom financially? Imagine losing $20 million and becoming homeless. Most would give up. Damion Lupo didn’t. He rebuilt his life and created a financial freedom movement that empowers thousands.

In this episode, he shares how FrameTec, one of the companies he has invested in, is revolutionizing the housing industry by building house framing components up to 4 times faster with 10 times better quality, all while reducing wood waste by 99%.

Located in Arizona, this cutting-edge manufacturing approach uses AI, robotics, and patented technology to tackle one of America’s biggest problems: the massive shortage of affordable housing.

Damion explains how FrameTec’s innovative manufacturing plant produces custom walls and trusses in a controlled environment, vastly improving speed, precision, and sustainability compared to traditional on-site construction.

With millions of housing units needed nationwide and supply struggling to keep up, this breakthrough technology presents a huge opportunity for investors and builders ready to disrupt the status quo.

If you want to learn about the future of housing, how smart manufacturing can solve real-world problems, and why this could be the next big investment wave, this episode is for you.

Tune in!

Key Takeaways:

• 00:00 Intro
• 01:46 Damion’s financial freedom mission
• 03:34 What is EQRP
• 09:16 FrameTec and the housing crisis problem
• 11:20 How FrameTec’s patented continuous board tech works
• 13:11 Panelization and manufacturing vs. traditional construction
• 15:08 Site coordination and Dusty Robotics for precision
• 21:53 Expansion plans for FrameTec manufacturing plants
• 26:57 Top five investing tips
• 31:12 Recap and outro

Additional resources:

➡️ Learn more about Damion Lupo:

• Website: https://damionlupo.com/

• LinkedIn: https://www.linkedin.com/in/damionlupo/

➡️ Visit https://reedgoossens.com/ and:

• Invest passively in multifamily real estate

• Get FREE access to my 100% Passive Real Estate Investment Masterclass

• Take a look at my portfolio

• Get FREE multifamily real estate resources

➡️ Follow me on social media:

• LinkedIn: https://www.linkedin.com/in/reed-goossens-b2a6a933/

• Instagram: https://www.instagram.com/reedgoossens/

• Facebook: https://www.facebook.com/reed.goossens/

➡️ Subscribe to my podcast:

• YouTube: @ReedGoossensREI

• Apple: https://apple.co/44MiDN7

• Spotify: https://spoti.fi/45fVIcR

• Stitcher: https://bit.ly/3OHHJqJ

• Soundcloud: https://soundcloud.com/investing-in-the-us

—

Investing in the U.S. is a podcast for real estate investors and entrepreneurs who want to break into the U.S. market and grow their wealth!

Follow so you never miss an episode!