Ready to boost your credit and get pre-approved for a mortgage?

Thinking of buying a home but not sure if your credit is ready?

Take control of your financial future with MKG Enterprises Corp.

Our Credit Simulator Service shows you exactly what steps to take to improve your credit and get pre-approved for a mortgage—with no monthly fees, just a simple one-time investment.

Individual Package – $76.20

• Tri-Merge Credit Report (valid 90 days for mortgage pre-approval)

• Personalized credit improvement insights

• One-time Credit Simulator Add-On: $28

Joint Package – $152.05

• Tri-Merge Credit Reports for both applicants

• Joint Credit Score Simulation

• Shared strategy to qualify for home financing together

Start your path to homeownership today.

Call/Text (559) 500-0861

Learn More

https://www.mkgenterprisescorp.com/credit-track-credit-simulator

Double Your Commission with One Client!

Secure the Deal First — Sell Later

Let your sellers buy before they sell with short-term financing (30–60 days) from MKG Enterprises Corp.

Here’s how you win:

• Turn sellers into qualified buyers—fast

• Unlock equity using short-term financing

• Help clients make non-contingent offers that win

• Close TWO deals = TWO commission checks

• Keep your pipeline moving, no matter the market

Sellers — contact Realtor Darren Wade to close two real estate transactions with one loan.

Your client wins. You win.

Let’s turn one transaction into two.

Darren Wade

Real Broker

Phone: 559-312-7467

Office: 559-840-8838

DRE Lic. 01910957 | Office Lic. 02022092

Loans as low as $80K — Approvals up to $5,000,000!

Need cash-out for investments, renovations, or financial breathing room? MKG Enterprises Corp offers flexible loan solutions designed to make it happen.

Program Highlights:

Loans from $80,000 up to $5,000,000

No seasoning required & NO cash-out cap

Available nationwide — All 50 states + DC

FICO down to 600 — Credit challenges welcome

1-Year Tax Return & 1-Year Self-Employed Programs

Non-occupant co-borrowers welcome

Use cash-out for asset depletion income — A smarter alternative to reverse mortgages!

We fund what others won’t:

Non-warrantable Co-ops & Condotels

Unpermitted additions, multiple ADUs

Mixed-use, ag land, acreage — NO limits

Vineyards, off-grid properties, hobby farms

Let’s turn “no” into “approved”!

Partner with Broker Realtor Connect to close more deals with creative financing solutions that build client wealth.

Contact us today!

Marshawn Govan | NMLS ID 1370676

MKG Enterprises Corp | NMLS ID 1370394

(559) 412-7248

www.mkgenterprisescorp.com

“As of May 25, 2025, non-permanent residents will no longer qualify for FHA loans.” This comes directly from HUD’s Mortgagee Letter 2025-09. Why the change? The federal government is tightening access to FHA benefits to only U.S. citizens and lawful permanent residents.

This means:

• No more FHA loans for buyers with work permits, student visas, or temporary immigration status.

• Your buyer MUST have USCIS documentation or be a citizen of the Marshall Islands, Palau, or Micronesia.

This is a critical update—especially in diverse markets like ours where many hardworking families rely on FHA for their first home.

What to Do Now:

1. Pre-screen for residency status immediately.

2. Use MKG’s FHA-qualified preapproval system.

3. Schedule a call with me—we’re here to help you stay compliant and close deals.”

“Don’t let policy changes cost you commission.

MKG Enterprises Corp Mortgage Broker NLMS 1370394

website: https://mkgenterprisescorp.com

(559) 412-7248

Equal Opportunity Lender

Fresno - eXp Realty of California, Inc. CA DRE#01878277

Broker Realtor Connect Episode #1

Intro to Real Estate Dynamics

Podcast Guest Booking – Broker Realtor Connect

🔗 Book your spot today:

https://mortgage-brokers-are-better.captivate.fm/booking

Let’s connect, collaborate, and close more deals!

Welcome to Broker Realtor Connect, the podcast where we bridge the gap between mortgage brokers, realtors, and industry professionals to unlock real estate financing solutions that traditional lenders overlook.

At Broker Realtor Connect, we specialize in securing financing for deals that agency lenders, big banks, and traditional insurance companies decline. With customized loan structures, greater flexibility, and faster closings, we empower brokers and realtors to help their clients succeed in today’s competitive market.

If you’re a mortgage broker, real estate agent, private lender, or finance expert with valuable insights to share, we’d love to feature you on the show! Join us to discuss market trends, deal-making strategies, and innovative financing solutions that drive real estate success.

Turn your tax refund, retirement savings, gift funds, stocks, bonds, or crypto assets into homeownership with just a 1% earnest money deposit

We offer 3% to 5% down payment assistance with no income limits

Minimum credit score required: 640

Estimated cash to close: $21,000 to $23,000 depending on closing costs

This includes:

• 3% down payment

• 2% broker fee

• 2.5% to 3% closing costs

• Minus $4,000 earnest money deposit credit and a typical $5,000 seller credit

Stocks, bonds, and crypto assets must be seasoned and converted to cash before closing

Disclaimer: A $5,000 seller credit is a common estimate, but FHA allows seller credits up to 6%, depending on your realtor-negotiated contingency

Which mortgage is right for you? Learn more at

https://www.mkgenterprisescorp.com/loan-programs

🎙️ Just Dropped! In Case You Missed It: Dough Bess Podcast Episode Recap 🎙️

Catch the latest episode of the Dough Bess Podcast featuring Realtor Linda Peltz and Mortgage Loan Officer Marshawn Govan from MKG Enterprises Corp, where they break down everything you need to know about the real estate process!

Here’s what we covered: 🔑 Navigating the home buying process – from start to finish

💵 Down payment assistance programs – how they work and how to qualify

🏠 Home affordability – strategies to make your dream home more accessible

📈 Building generational wealth through home equity – why owning property is one of the best ways to secure your financial future

If you’re serious about homeownership or want to learn how to build wealth through real estate, this episode is a must-listen!

Linda Peltz Realtor DRE #01997670 - eXp Realty

lindapeltz.exprealty.com

Call (559) 559-412-7248

https://www.mkgenterprisescorp.com/

Prices are surging in both cases, which makes it complicated

Fresno Calif. has had a 23.1% rent increase over the last 12 months which is well above the state of California (11.6%) and U.S. (15.1%) rent increases. The average one-bedroom apartment now costs $1,150.

Buying vs Renting

There are limits to how much a landlord in California can increase rent. Every rental property that is not exempt from AB 1482 can only have an annual rent increase of 5% plus the annual Consumer Price Index (CPI) percentage change.

“People who were renting in anticipation of buying a home are still renting because the housing prices have gone up so much; the house they wanted to buy a year ago is 20% more than it was

KEY POINTS

Home prices are rising faster than rents, which is shrinking the affordability gap between being a homeowner and a tenant.

Single-family homes are less affordable than they have been in just over three quarters of the U.S. — the highest total in 13 years, according to a real estate data tracker.

All real estate is local, however. Homeownership is more affordable than renting in suburban and rural areas, but it’s cheaper to rent in big cities.

Work with a good mortgage loan officer that put your best interest at heart

Get Pre-approved before home shopping

https://www.mkgenterprisescorp.com/

Find a good relator that knows the local market

File two years of tax returns

620 FICO

Get Pre-Approved

https://mkgenterprisescorp.com