As of May 25, 2025, non-permanent residents will no longer qualify for FHA loans
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As of May 25, 2025, non-permanent residents will no longer qualify for FHA loans
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“As of May 25, 2025, non-permanent residents will no longer qualify for FHA loans.” This comes directly from HUD’s Mortgagee Letter 2025-09. Why the change? The federal government is tightening access to FHA benefits to only U.S. citizens and lawful permanent residents.
This means:
• No more FHA loans for buyers with work permits, student visas, or temporary immigration status.
• Your buyer MUST have USCIS documentation or be a citizen of the Marshall Islands, Palau, or Micronesia.
This is a critical update—especially in diverse markets like ours where many hardworking families rely on FHA for their first home.
What to Do Now:
1. Pre-screen for residency status immediately.
2. Use MKG’s FHA-qualified preapproval system.
3. Schedule a call with me—we’re here to help you stay compliant and close deals.”
“Don’t let policy changes cost you commission.
MKG Enterprises Corp Mortgage Broker NLMS 1370394
website: https://mkgenterprisescorp.com
(559) 412-7248
Equal Opportunity Lender