Episodes

  • Understanding the 60-40 Portfolio
    Mar 11 2025

    In this episode of the Retirement Playbook, Rick Hughes discusses essential strategies for retirement planning, emphasizing the importance of education, understanding investment portfolios, and navigating Medicare and Social Security. He will explore the impact of AI on investments, the necessity of diversification, and the implications of the Great Wealth Transfer. The conversation highlights the need for a customized retirement plan to ensure financial security and minimize tax burdens.

    Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/

    See omnystudio.com/listener for privacy information.

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    29 mins
  • Diversification is key to protecting retirement assets
    Mar 4 2025

    Granger Hughes discuss the evolving landscape of retirement planning, emphasizing the importance of personalized strategies over generic advice. They explore the implications of 401k contributions, market timing, interest rates, and tax considerations, urging listeners to take proactive steps in their financial planning. The conversation highlights the need for tailored retirement strategies that account for individual circumstances and the changing economic environment.

    Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/

    See omnystudio.com/listener for privacy information.

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    29 mins
  • The 4% rule doesn't apply to everyone
    Feb 25 2025

    In this episode of the Retirement Playbook, Granger Hughes discusses the evolving landscape of retirement planning, emphasizing the importance of understanding market volatility, risk tolerance, and the emotional aspects of investing. They explore the outdated 4% withdrawal rule and advocate for creating personal pensions to ensure financial stability in retirement.

    Get to know the Hughes team, find out more about upcoming events, get your questions answered during open-enrollment and schedule a time to speak with them at https://hughesretirementgroup.com/

    See omnystudio.com/listener for privacy information.

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    29 mins
  • Navigating the New Reality of Retirement
    Feb 18 2025

    In this episode of the Retirement Playbook, Granger Hughes discusses the evolving landscape of retirement planning, focusing on the importance of understanding Social Security risks, market volatility, and effective investment strategies. They emphasize the need for personalized retirement plans that account for individual circumstances and the potential impact of taxes on retirement income. The conversation highlights the significance of financial education and proactive planning to navigate the complexities of retirement successfully.

    Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/

    See omnystudio.com/listener for privacy information.

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    29 mins
  • Gifting strategies can help manage the upcoming wealth transfer
    Feb 11 2025

    Rick Hughes discusses various aspects of retirement planning, focusing on the importance of education, understanding investment strategies, and navigating Medicare and Social Security. He will emphasize the need for a customized retirement plan that considers individual goals, market conditions, and potential future changes in legislation.

    Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/

    See omnystudio.com/listener for privacy information.

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    29 mins
  • Retirement Myths Debunked
    Feb 4 2025

    In this episode of the Retirement Playbook, Rick Hughes discusses the evolving landscape of retirement planning, addressing common misconceptions about retirement savings, the implications of national debt, and the future of social security and Medicare. Rick will emphasize the importance of personalized financial strategies, including tax planning and the potential for creating personal pensions through fixed indexed annuities.

    Get to know the Hughes team and schedule a time to speak with them at https://hughesretirementgroup.com/

    See omnystudio.com/listener for privacy information.

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    29 mins
  • Do you trust the government completely?
    Jan 28 2025

    Rick Hughes discusses the evolving landscape of retirement planning, emphasizing the importance of adapting to new economic realities and leadership changes. They cover critical topics such as the implications of tax changes, market volatility, and the significance of annuities in retirement strategies. The conversation also highlights the necessity of creating a budget, understanding healthcare costs, and preparing for potential long-term care needs. Additionally, they explore the benefits of Roth conversions as a tax strategy, encouraging listeners to take proactive steps in their financial planning.

    Get to know the Hughes team and schedule a time to speak with them or see the upcoming events at https://hughesretirementgroup.com/

    See omnystudio.com/listener for privacy information.

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    29 mins
  • Claiming Social Security Benefits With A Strategy!
    Jan 21 2025

    Rick Hughes discusses the importance of retirement planning, focusing on tax strategies, income planning, social security benefits, and Medicare. They emphasize the need for education and personalized strategies to help clients navigate their retirement goals effectively. Upcoming classes are highlighted, along with the significance of understanding tax implications and income needs in retirement.

    Get to know the Hughes team, find out more about upcoming events, and schedule a time to speak with them at https://hughesretirementgroup.com/

    See omnystudio.com/listener for privacy information.

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    29 mins