Today we’re digging into one of my favorite topics: business planning and goal setting for the new year. I so love this time of year!

Now, I know this topic can feel a little overwhelming. Maybe you’re staring at a long list of goals. You’re not sure where to start with planning. Or maybe you’re not even sure what goals to set. I get it.

In this episode, we’ll go behind the scenes of my 2025 planning process. I’ll share what I’ve learned over the years, what I’m doing differently this year, and how you can apply these strategies to your own business.

Just as a little sneak peek. . .I’ve shifted my approach over the years. Instead of focusing only on lofty goals, I’ve developed a system that’s more actionable, strategic, and—let’s be honest—less stressful.

So grab your coffee, notebook, or just your earbuds, and let’s get to it!

See the full show notes at

toniakendrick.com/50

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So, someone asked me recently, “How do you make sense of all the financial stuff when you’re running a business on your own?” And honestly, that’s such a great question because, let’s face it, small business finances can feel overwhelming. And not everyone has a background in finance.

Let me tell you a quick story. Back when I was a banker, I saw businesses of all sizes—startups, small shops, established small businesses. And it was fascinating to see how financial literacy (or the lack of it) could make or break a business.

But here’s the thing: even when I launched my own business, I quickly realized that personal knowledge doesn’t automatically translate into systems. It was one thing to understand financial principles and another to set up processes that worked for my unique business.

So today, we’re going to break it all down—financial statements, budgeting, and using your numbers to grow your business. By the end of this episode, you’ll have a roadmap to help you gain clarity and confidence with your finances, and you’ll be ready to make decisions that actually support your goals.

So Let’s jump in!

See the full show notes and grab your free Profit & Loss Template at:

toniakendrick.com/49

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Ever feel like your business is running you instead of the other way around? You're saying "yes" to everything, working around the clock, and somehow still feeling like you're falling behind?

Let me tell you—it doesn't have to be that way.

In today’s episode, we’re talking about how to set simple, effective boundaries in your business. These boundaries will help you take back control of your time, protect your energy, and create a business that works for you—not the other way around. So, grab your favorite beverage and let’s get started!

See the full show notes at

toniakendrick.com/48

Connect with Tonia

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