Episodios

  • Kids and Capital: Navigating UTMAs, 529s, and Raising Financially Savvy Investors

    Kids and Capital: Navigating UTMAs, 529s, and Raising Financially Savvy Investors
    Jun 7 2025

    The average child spends about eight hours a day in front of a video screen. We’ve now seen a generation of children raised on a digital cocktail of social media, video games, and streaming services. A panoramic window into the world, algorithmically tuned for your child’s wants and subconscious desires.

    Ferraris turn more heads than Hondas, a human preference so intrinsic that it shows up in children. And wealth is more attractive than knowledge. Countless hours of affluence are processed by brains that can’t even comprehend a simple cash flow statement.

    We’ve all encountered the proverbial trust fund baby with more money than sense and think, ‘what went wrong’? The grunge of teen spirit cannot be washed away with money. It must be bathed in lessons hard learned under watchful guidance.

    Even then, the stink of poor choices persists as potent reminders that the stakes are real. Guidance is the key. What form this guidance takes is debatable and can vary depending on the child or situation.

    Ben and Brent argue their approaches to how we should introduce our children to wealth. Their approaches vary, demonstrating that there is no one ‘correct’ path, but branching paths. The objective should be to move on those paths that chart in the generally correct direction.

    Ben prefers the use of UTMA (Uniform Transfers to Minors Act) account as a training ground with a liberal degree child responsibility while Brent favors a more conservative tact with tighter controls.

    It’s a lively discussion, and we are curious to find out where you stand on the subject. What age do you think your kids would be ready to handle a meaningful sum of capital?

    Send comments, questions, and requests for show contents to ben@nwmgadvisors.com or brent@infinitwealthplanning.com!

    ____________________________

    Sources:

    Cost of College over Time: https://nces.ed.gov/programs/digest/d21/tables/dt21_330.10.asp

    ‘Trump’ Accounts: https://www.cnbc.com/2025/05/22/tax-bill-maga-baby-bonus-now-called-trump-accounts-who-is-eligible.html

    ____________________________

    About your Hosts

    Ben Jones, CFP®

    Managing Director, National Wealth Management Group

    www.nwmgadvisors.com 

    Sign up for Ben’s newsletter at www.karastick.com 

    Follow him on X @thekaratstick

    https://www.linkedin.com/in/ben-nwmg/

     

    ___

    Brent Gargano, CFP®

    Founder & Advisor, Infinite Wealth Planning 

    www.infinitewealthplanning.com

    Connect With Brent -> linkedin.com/in/brent-gargano-cfp®-2067b573

    ____________________________

    Editor:

    Trevor Gargano

    Email: Trevor@trevorgargano.com

    Linkedin: https://www.linkedin.com/in/trevor-gargano-72727b67/

    Website: TheDigitalQuarterback.com

    ____________________________

    Follow our socials to support the podcast; see extra clips and announcements!

    Instagram: https://www.instagram.com/moneyalchemistpod/

    X: https://twitter.com/moneyalchpod

    Facebook: https://www.facebook.com/profile.php?id=61556458987483

    ____________________________

     

    Disclosure:

    Investment advice offered through National Wealth Management Group, LLC.

    All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

    The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.

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    1 h y 16 m
  • The Biggest Ripoff: Understanding the True Value vs. Cost of Your Financial Advisor

    The Biggest Ripoff: Understanding the True Value vs. Cost of Your Financial Advisor
    May 24 2025

    The American proverb “you get what you pay for” is well understood but not commonly applied. Nowhere is this made more abundantly clear than in the food services industry, where people line up for cheap, borderline toxic calorie bombs to satiate their immediate cravings.

    One should not ask why healthy food is so expensive but why fast food is so cheap. The idea that a drive thru diet is lower cost is an illusion once you factor in the long-term health consequences of indulgence.

    This gets to the root of the question Ben and Brent discuss in today’s episode: where can we find the biggest rip offs in investing and how can we avoid them?

    Everyone loves a deal almost as much as they love themselves. This makes us susceptible to overconfidence errors in economic assessment.

    We find this to be especially true when it comes to purchasing financial advice. It’s also true that shopping for financial services is a highly variable experience with a non-zero chance of major trouble.

    It’s difficult to price the value of an advisor but that doesn’t stop us from trying. The simplest interpretation is to think of a financial advisor as a stock picker - someone who can help you garner an edge.

    False. In fact, if this is the pitch then that is the first sign that your non-zero chance of major trouble is now closer to 50/50. If you want an edge, run for congress. We hear they have a legal insider information scheme going on.

    Pinpointing the value of an adviser is a nuanced subject that requires discussion. As Shrek would say, it has layers. If you're shopping for advice or just wondering what high-quality advice should look like, this episode is for you!

    About your Hosts

    Ben Jones, CFP®

    Managing Director, National Wealth Management Group

    www.nwmgadvisors.com 

    Sign up for Ben’s newsletter at www.karastick.com 

    Follow him on X @thekaratstick

    https://www.linkedin.com/in/ben-nwmg/

     

    __

    Brent Gargano, CFP®

    Founder & Advisor, Infinite Wealth Planning 

    www.infinitewealthplanning.com

    Connect With Brent -> linkedin.com/in/brent-gargano-cfp®-2067b573

    ____________________ 

    Editor:

    Trevor Gargano

    Email: Trevor@trevorgargano.com

    Linkedin: https://www.linkedin.com/in/trevor-gargano-72727b67/

    Website: TheDigitalQuarterback.com

    ____________________

    Follow our socials to support the podcast; see extra clips and announcements!

    Instagram: https://www.instagram.com/moneyalchemistpod/

    X: https://twitter.com/moneyalchpod

    Facebook: https://www.facebook.com/profile.php?id=61556458987483

    ____________________

     

     

    Disclosure:

    Investment advice offered through National Wealth Management Group, LLC.

    All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

    The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.

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    57 m
  • Lessons From Warren Buffett: Key Takeaways on Management, Markets, and Mindset

    Lessons From Warren Buffett: Key Takeaways on Management, Markets, and Mindset
    May 10 2025
    Warren Buffett to Retire As CEO of Berkshire Hathaway When a person lives to the wise age of 94 and accumulates a networth of $168B, people tend to think he has some important things to say. Nearly 20,000 Berkshire shareholders gathered in Omaha Nebraska on May 3rd to hear the resident Oracle speak live. The annual tableau is something to behold. Thankfully there’s YouTube. What does the 5th richest man in the world know about regular living? As it turns out, quite a bit. It can be easy to dismiss the musings of a billionaire as disconnected and not applicable to the life of a plebian, but Warren Buffet should not be ignored. Not unless you are allergic to sagacious elements. Here are just a few of the takeaways we garnered from tuning in: Buffett has served under 5 managers during his life and he admired them all - he did not suffer people he didn’t respect. He maintains a keen awareness of the time he has left and invests it with judiciousness The sillier people get (in the market), the better the opportunity. Market volatility is nothing to worry about. Wouldn’t bother him if Berkshire dropped by 50% and would consider it a fantastic opportunity.Read every book about investing available to him in the library as a child, discovering his talents and investing at an early age.It’s difficult to take the position that people get what they deserve in life. But American society manages to get closer to this ideal than anywhere else. Patience is an important trait for prudent investing. Most of the time, you do not have an edge and you will only have a handful of opportunities in life where that’s not the case - best not to miss those. For more than 4 hours, the 94 year-old CEO spit wisdom from his unpretentious throne, proving once again why he’s America’s most respectable rich guy for a reason. He dashed the dreams of a few admirers, hoping to catch the corner of his slipstream by shortcut. Then he dropped a bomb announcing his retirement at year end. While the stock initially dropped in response, the transition will likely be written about as exemplary in future business textbooks. You don’t have to mirror Warren’s success to set yourself up for a meaningful life. He is a wonderful creation of auspicious birthright, talent, timing and obsession. A product of his time that cannot be replicated. Charlie Munger, Warren’s late friend and longtime business was once asked something to the effect of, “Mr. Munger, how can I be a successful investor like you?”. Munger’s response was, in a matter of words, “Well, I can tell you what I wasn’t doing. I wasn’t standing around asking people like me how to do it.” Both hilarious and accurate. I can see why he and Warren were successful and best friends. Live your life to the best of your ability by taking every opportunity given you. Soak up the abundant wisdom freely given from the people you admire. It may just equip you to see your path more clearly. Hopefully this episode can give you just a little bit of that as we discuss the life and success of Warren Buffett. ____________________ About your Hosts Ben Jones, CFP® Managing Director, National Wealth Management Group www.nwmgadvisors.com  Sign up for Ben’s newsletter at www.karastick.com  Follow him on X @thekaratstick https://www.linkedin.com/in/ben-nwmg/   __ Brent Gargano, CFP® Founder & Advisor, Infinite Wealth Planning  www.infinitewealthplanning.com Connect With Brent -> linkedin.com/in/brent-gargano-cfp®-2067b573 ____________________  Editor: Trevor Gargano Email: Trevor@trevorgargano.com Linkedin: https://www.linkedin.com/in/trevor-gargano-72727b67/ Website: TheDigitalQuarterback.com ____________________ Follow our socials to support the podcast; see extra clips and announcements! Instagram: https://www.instagram.com/moneyalchemistpod/ X: https://twitter.com/moneyalchpod Facebook: https://www.facebook.com/profile.php?id=61556458987483 ____________________ Disclosure: Investment advice offered through National Wealth Management Group, LLC. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
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    1 h y 1 m
  • Buy The Dip: Building Wealth Through Consistent Strategy, Not Perfect Timing

    Buy The Dip: Building Wealth Through Consistent Strategy, Not Perfect Timing
    Apr 26 2025
    Too low to sell, too cash poor to buy the dip. So laments an X user over this past week as he describes his current state of financial affairs. No one wants to be a sucker yet prudent investing requires that you subject yourself to the fickle whims of the market - all in. It’s hard not to feel like a sucker when you buy something only to watch it go on sale the next day. Unlike Costco, financial markets will not retroactively match pricing (for retail investors). This leads to a tendency to hold unproductive cash, waiting for an elusive signal for the lowest low. Only then can we brag to our spouse that we’re better than everyone else. Catching the bottom seems like it's a critical component of investment success. Pulling it off with style can even garner celebrity status and a possible Netflix deal. Having personally worked with hundreds of households over my two decade career, many of which have built substantial wealth, not a single success story can pinpoint buying a dip as its primary contributor. In fact, reserving idle cash for timed purchases hurts long-term results. Most years are positive in the stock market. Most trading days result in positive returns. It stands to reason that a diversified equity portfolio, if left alone, will produce positive results. Cash, on the other hand, will only produce a return equivalent to the prevailing 3-month T-Bill less a spread or a fee. This is usually close to the CPI stated rate of inflation. The delta between cash vs investment returns grows exponentially over time. Failure to catch a bottom results in underperformance, and that is usually the outcome. But at least this underperformance feels good in times like these. In fact, it feels so good that we often don’t pull the trigger when we should. Exactly zero normal people like getting out of a warm bed on a cold winter day. Yet, this is what success mandates. The markets feel ice cold right now because this is the media sentiment. I read and watch the same drivel you do, this article excluded or course. Most of it is pregnant with depressionary nostalgia. “Levels not seen since 1928!” Like my children, surprised when bedtime happens every night, investors act as if they are reading hyperbole as fact for the first time ever. This is your signal. This is when you buy and you will NOT catch the bottom. That requires clairvoyance, luck or enough capital to synthesize market movements. Apply within if you have any of the above. Progress on the path to wealth is made through consistent adherence to strategy. Like putting one leg in front and then the next, it is patient and without overthinking. So too should be your investing strategy. There are situations in which you might find yourself with lump sums of cash when markets are down. This is a good position to be in! Join us as we discuss what to do in these situations, as well as for some timely market prognosis! Reference Links: J.P. Morgan Guide to the Markets - PE Ratios & Equity Returns T.Rowe Price - The Cost of Cashing Out Vanguard - Staying the Course ____ About your Hosts Ben Jones, CFP® Managing Director, National Wealth Management Group www.nwmgadvisors.com  Sign up for Ben’s newsletter at www.karastick.com  Follow him on X @thekaratstick https://www.linkedin.com/in/ben-nwmg/ ___ Brent Gargano, CFP® Founder & Advisor, Infinite Wealth Planning  www.infinitewealthplanning.com Connect with Brent --> linkedin.com/in/brent-gargano-cfp®-2067b573 ______ Editor Trevor Gargano Email: Trevor@trevorgargano.com Linkedin: https://www.linkedin.com/in/trevor-gargano-72727b67/ Website: TheDigitalQuarterback.com ______ Follow our socials to support the podcast; see extra clips and announcements! Instagram: https://www.instagram.com/moneyalchemistpod/ X: https://twitter.com/moneyalchpod Facebook: https://www.facebook.com/profile.php?id=61556458987483 ______  Disclosure: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.  Advisors associated with National Wealth Management Group may be either (1) registered representatives with, and securities offered through LPL Financial, Member FINRA/SIPC, and investment advisor representatives of National Wealth Management Group; or (2) solely investment advisor representatives of National Wealth Management Group, and not affiliated with LPL Financial. Investment advice offered through National Wealth Management Group, a registered investment advisor and separate entity from LPL Financial. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The information presented is for educational and informational purposes only and is not intended as a recommendation or specific ...
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    52 m
  • Is This Time Different?: America's Tariff Strategy and the Spectre of Recession

    Is This Time Different?: America's Tariff Strategy and the Spectre of Recession
    Apr 12 2025
    Fitful swings in equity and bond markets this past week have wrecked more sleepful nights than drunk neighbors on Independence Day. What can be done? The NASDAQ hourly chart resembles an EKG reading of a fibrillating heartbeat. Some fear this could be the heartbeat of the new American economy. Treasury Scott Bessent has been making the rounds on numerous media outlets with defibrillator pads at the ready. Perhaps the cold plunge into the tariff pool may have been too much for prediabetic markets accustomed to a diet of loose fiscal policy. Financial stimulus is as addicting as sugar, so say the economists. Though positive outcomes could arise out of the tariff negotiations, there are too many hands in the till that benefit from the status quo. Change is unwelcome when large sums of money are involved. Even the benchmark 10-year Treasury has come under attack with yields increasing by approximately 50 basis points. Strange for the sudden shift in risk-off sentiment. Almost as if a sovereign bond holder were dumping T-Bonds to apply strategic pressure on Washington D.C. But that is just silly speculation. Something is different about this selloff, but the principles of investing remain. Equity markets often temporarily decouple from their long-term fundamental purpose, which is to value the progress of human innovation, growth and trade. We can see equity markets plunge regularly by -10% or more. In fact, this happens most years. Bear markets occur every 5 years, on average. And yet, a recovery has never failed to materialize. What happens next is not without precedent. We believe it will be no different, despite cries to the contrary. Remember, hyperbole is usually wrong and this is why we call it hyperbole. The news demands your attention and will go to great lengths to get it. Balance out your newsfeed with Ben and Brent as they dive further into this topic. They discuss tariffs, recession worries, history of America’s major bear markets, and what to expect next. ______ About Your Hosts Ben Jones Managing Director, National Wealth Management Group www.nwmgadvisors.com  Sign up for Ben’s newsletter at www.karastick.com  Follow him on X @thekaratstick https://www.linkedin.com/in/ben-nwmg/   ____ Brent Gargano, CFPⓇ Founder & Advisor, Infinite Wealth Planning  Brent's Website --> www.infinitewealthplanning.com Connect with Brent on Linkedin - > linkedin.com/in/brent-gargano-cfp®-2067b573 Sign Up For Brent's Newsletter -- > https://share.hsforms.com/1maVO0YZ0T3uIA80kyeGi1Any3h8   ______ Editor Trevor Gargano Email: Trevor@trevorgargano.com Linkedin: https://www.linkedin.com/in/trevor-gargano-72727b67/ Website: TheDigitalQuarterback.com ______ Follow our socials to support the podcast; see extra clips and announcements! Instagram: https://www.instagram.com/moneyalchemistpod/ X: https://twitter.com/moneyalchpod Facebook: https://www.facebook.com/profile.php?id=61556458987483 ______  Disclosure: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.  Advisors associated with National Wealth Management Group may be either (1) registered representatives with, and securities offered through LPL Financial, Member FINRA/SIPC, and investment advisor representatives of National Wealth Management Group; or (2) solely investment advisor representatives of National Wealth Management Group, and not affiliated with LPL Financial. Investment advice offered through National Wealth Management Group, a registered investment advisor and separate entity from LPL Financial. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
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    56 m
  • Smart Tax Planning: Tax Tips for Investors and Business Owners

    Smart Tax Planning: Tax Tips for Investors and Business Owners
    Mar 29 2025
    America’s least favorite day is quickly approaching in a little over two weeks. Millions scramble to frantically count their beans while the oppressive Eye of ‘Providence’ lords over them. April 15 may usher in the Spring with all its good vibes, longer days, and the smell of outdoor barbecues with freshly cut grass. But it also marks a cumulative day of stress with the unholy combination of a strict deadline with complex accounting that exposes the consequences of last year’s financial decisions. The instinct is to bum rush the problem with brute force intensity, outsourcing as much work as possible to caffeine tweaked accountants. Mistakes are made, and tempers are bound to flare. Let 2025 be the year you get ahead of the problem. Good tax planning is a year-long process and Ben and Brent discuss what this entails. They highlight several common areas where they see mistakes so you can avoid them. The overarching message is to not rely on your accountant, accounting software, and definitely not the IRS to catch errors on your return. While tax calculations are formulaic, the results are only as accurate as the input. The art of tax planning involves optimizing and confirming accuracy of the inputs over all relevant tax years. It's a great way your financial advisor can add value! Topics discussed include: What is a 1040? Components of a tax return? Planning opportunities along the tax return:Maximizing above the line deductions, retirement plans, corporate benefitsBusiness deductions, strategic planning done to reduce taxable incomeBack door Roth IRA - Roth Capital gains - which bracket are you in? Strategic ways to use gains/lossesBeing aware of itemized vs standard deduction, can you “bunch”? Estimated payments, how does it work and opportunities to take advantageBorrowing from appreciated assets to defer tax - like the billionaires What are some of the common elements we see in client tax returns that are “high risk”?Don’t assume the tax return tells the whole story Back door Roth IRA’s - easily reported incorrectly RSU’s - underwithholding issues and basis reporting issuesQCD’s incorrectly reportedThings that don’t even generate a tax form (estimated payments) Looking to the future - TCJA expiration in 2026 and possible tax outcomes ______ About Your Hosts Ben Jones Managing Director, National Wealth Management Group www.nwmgadvisors.com  Sign up for Ben’s newsletter at www.karastick.com  Follow him on X @thekaratstick https://www.linkedin.com/in/ben-nwmg/   ____ Brent Gargano, CFPⓇ Founder & Advisor, Infinite Wealth Planning  www.infinitewealthplanning.com linkedin.com/in/brent-gargano-cfp®-2067b573 Read Brent's latest newsletter --> https://40221980.hs-sites.com/infinite-wealth-plannings-february-newsletter-is-live?ecid=&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_Efdxwvp3oso7SBWpKxOU7Rxa0wru_6V-AGrl_LgK7QRQR8XQhfQHlOLqA4xUUUKt9_Phs Sign Up For Brent's Newsletter -- > https://share.hsforms.com/1maVO0YZ0T3uIA80kyeGi1Any3h8   ______ Editor Trevor Gargano Email: Trevor@trevorgargano.com Linkedin: https://www.linkedin.com/in/trevor-gargano-72727b67/ Website: TheDigitalQuarterback.com ______ Follow our socials to support the podcast; see extra clips and announcements! Instagram: https://www.instagram.com/moneyalchemistpod/ X: https://twitter.com/moneyalchpod Facebook: https://www.facebook.com/profile.php?id=61556458987483 ______  Disclosure: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.  Advisors associated with National Wealth Management Group may be either (1) registered representatives with, and securities offered through LPL Financial, Member FINRA/SIPC, and investment advisor representatives of National Wealth Management Group; or (2) solely investment advisor representatives of National Wealth Management Group, and not affiliated with LPL Financial. Investment advice offered through National Wealth Management Group, a registered investment advisor and separate entity from LPL Financial. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
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    1 h y 9 m
  • 2025 Recession Watch: How to Proactively Strategize

    2025 Recession Watch: How to Proactively Strategize
    Mar 15 2025
    The first few months of 2025 have produced mixed results for US equities. Despite efforts to coax out the full economic potential of the U.S., domestic markets have lacked confidence. Meanwhile, ‘safe haven’ assets such as Treasury Bonds and international stocks have broadly rallied. They say it’s been the worst start to a year since, well, 2022. With a ballooning Federal deficit and the potential for a more competitive overseas trade environment, recent moves seem a bit counter intuitive. The prevailing fear is that prolonged trade negotiations could discourage domestic capital deployment, thus triggering a cascade of negative consequences. The concern that tariffs will trigger another wave of uncomfortable inflation, while possible, is overblown. Especially considering the recent March 14 reading of CPI-U at 0.2% (2.43% annualized), a drop in energy prices and a modest decline in longer-term rates. It is reasonable for equity investors to experience a correction of –20% or more from highs once every four years on average. This happens when FUD (fear, uncertainty and doubt) dominates sentiment. International market valuations relative to US have been historically cheap with the S&P 500 coming off two back-to-back years of double-digit rallies. It is easier to turn an ankle stepping off first-place podium. So, is that it? Is the US no longer top contender? The Atlanta Fed’s GDPNow model revised its annualized growth in the current quarter from +2.3% to –2.4%. Keynesian free-trade fanatics are busy prostrating themselves on camera to abash any with a notion that tariffs could be a means to a positive end. All I can say is that it’s possible and they could be right. I offer no guarantees but remind you that we’ve been down scarier roads than this one. Yet here we are, living better than kings not so long ago. Not kings today. Charles has it pretty good. I invite you to join Brent and I as we elaborate on this topic. We discuss current markets, what we should be doing in response to these downturns and what you should be hearing from your advisor. __ We would appreciate it if you could follow our podcast and give it a five-star rating! This supports us in reaching a wider audience, allowing us to assist more individuals in their financial learning journey. ______ About Your Hosts Ben Jones Managing Director, National Wealth Management Group www.nwmgadvisors.com Sign up for Ben’s newsletter at www.karastick.com Follow him on X @thekaratstick https://www.linkedin.com/in/ben-nwmg/ ____ Brent Gargano, CFPⓇ Founder & Advisor, Infinite Wealth Planning www.infinitewealthplanning.com linkedin.com/in/brent-gargano-cfp®-2067b573 Read Brent's latest newsletter --> https://40221980.hs-sites.com/infinite-wealth-plannings-january-newsletter-is-live-1?ecid=&utm_source=hs_email&utm_medium=email Sign Up For Brent's Newsletter -- > https://share.hsforms.com/1maVO0YZ0T3uIA80kyeGi1Any3h8 ______ Editor Trevor Gargano Email: Trevor@trevorgargano.com Linkedin: https://www.linkedin.com/in/trevor-gargano-72727b67/ Website: TheDigitalQuarterback.com ______ Follow our socials to support the podcast; see extra clips and announcements! Instagram: https://www.instagram.com/moneyalchemistpod/ X: https://twitter.com/moneyalchpod Facebook: https://www.facebook.com/profile.php?id=61556458987483 ______ Disclosure: The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Advisors associated with National Wealth Management Group may be either (1) registered representatives with, and securities offered through LPL Financial, Member FINRA/SIPC, and investment advisor representatives of National Wealth Management Group; or (2) solely investment advisor representatives of National Wealth Management Group, and not affiliated with LPL Financial. Investment advice offered through National Wealth Management Group, a registered investment advisor and separate entity from LPL Financial. ​The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
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    52 m
  • February Market Update: What To Do When Markets Melt

    February Market Update: What To Do When Markets Melt
    Mar 1 2025

    The engagement farmers masquerading as prognosticators have been busy this month! There’s so much doom to talk about. It’s all so very exciting, and you need to tune in. Ignoring the information so you don’t miss a perfectly timed nugget of information that will cost you everything.

    Even so, three months later we’ll forget the stress of today like it was our first dirty diaper. We’ll move onto new stressors with potentially world-ending consequences. A constant attack on our psyche, forever testing our tenacity. Give in now and you just may avoid a black swan catastrophe, only at the cost of building wealth.

    Resilience in the face of uncertainty is a necessary tenet of investing. Weak hands build fragile bridges to success. The tiniest of quakes precedes a long swim in a river of regret. This pullback could become a correction, then a bear market.

    Crypto investors are more modern and efficient. They skip the first two steps and go straight into a bear market.

    It should only matter to you if you have a concrete plan for the money and that plan will execute in the near future. Otherwise, hold fast. Of course, this assumes you began with a sensible allocation. Garbage investments usually deteriorate into a tax writeoff no matter how patient you are.

    Join your Money Alchemists hosts for an engaging conversation about the state of markets, volatility, the fundamentals of investing and what you should be doing to keep your strategy moving forward.

    ______

    About Your Hosts

    Ben Jones

    Managing Director, National Wealth Management Group

    www.nwmgadvisors.com

    Sign up for Ben’s newsletter at www.karastick.com

    Follow him on X @thekaratstick

    https://www.linkedin.com/in/ben-nwmg/

    ____

    Brent Gargano, CFPⓇ

    Founder & Advisor, Infinite Wealth Planning

    www.infinitewealthplanning.com

    linkedin.com/in/brent-gargano-cfp®-2067b573

    Read Brent's latest newsletter --> https://40221980.hs-sites.com/infinite-wealth-plannings-january-newsletter-is-live-1?ecid=&utm_source=hs_email&utm_medium=email

    Sign Up For Brent's Newsletter -- > https://share.hsforms.com/1maVO0YZ0T3uIA80kyeGi1Any3h8

    ______

    Editor

    Trevor Gargano

    Email: Trevor@trevorgargano.com

    Linkedin: https://www.linkedin.com/in/trevor-gargano-72727b67/

    Website: TheDigitalQuarterback.com

    ______

    Follow our socials to support the podcast; see extra clips and announcements!

    Instagram: https://www.instagram.com/moneyalchemistpod/

    X: https://twitter.com/moneyalchpod

    Facebook: https://www.facebook.com/profile.php?id=61556458987483

    ______

    Disclosure:

    The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

    Advisors associated with National Wealth Management Group may be either (1) registered representatives with, and securities offered through LPL Financial, Member FINRA/SIPC, and investment advisor representatives of National Wealth Management Group; or (2) solely investment advisor representatives of National Wealth Management Group, and not affiliated with LPL Financial. Investment advice offered through National Wealth Management Group, a registered investment advisor and separate entity from LPL Financial.

    ​The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
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    43 m
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