Sammie from @upthegainsmoney joins me on this episode to discuss how we can achieve financial freedom.

It comes back to our 'FIRE number', the number we need to grow our investment pot to to then achieve financial freedom.

Which is why 'retirement' is a number and not an age.

Sammie introduces a concept called 'the gap'. We all have a gap and in order to reach financial freedom Sammie helps to explain a process of how we can close that gap and reach financial freedom quicker.

Listen to the episode for the full details.

Sammie @upthegainsmoney - https://www.instagram.com/upthegainsmoney/

Sammie's course - https://www.stockmarketschool.co.uk/

-----------------------------------------------

📕 Get my book Stop Waiting, Start Investing - https://linktr.ee/makingmoneysimple1

💻 My website - https://makingmoneysimple.co.uk

If you would like to get involved in one of my 4-week investing workshops, get in touch and I can let you know when the next one is kicking off.

📰 Sign up to my newsletter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoneysimple.co.uk/Newsletter⁠⁠⁠⁠⁠⁠⁠⁠

🎥 Youtube - https://www.youtube.com/c/MakingMoneySimple/

📸 Instagram - https://www.instagram.com/makingmoneysimple/

🐦 Twitter - https://twitter.com/makingmsimple\

🕺 TikTok - ⁠⁠⁠⁠https://www.tiktok.com/@makingmoneysimple⁠⁠⁠⁠

In this video I discuss what will happen to the financial markets in 2025.

First though, it's helpful to revisit what was predicted in 2024. And then what actually happened in reality.

There was a big difference. Including the world's biggest bank getting their prediction wrong by an unbelievable 38%.

In fact, since I started investing back in 2017, I think there has been a 'big crash' predicted every year. Yet, the US and global stock markets are much, much higher than 2017.

You probably know where I am going with this, but it is impossible to know what will happen and it is impossible to time the market, as we discuss during this episode.

The best thing is to start investing and keep investing. It's impossible to predict what will happen from year to year, but by the market goes up slowly over the long term. And by investing you're giving your money the chance to beat inflation and compound.

Listen to the episode for the full details.

Timestamps:

0:00 - Intro

1:11 - Looking Back At 2024

8:08 - What Will Happen In 2025

13:19 - Start Investing Now

-----------------------------------------------

📕 Buy my book Stop Waiting, Start Investing - https://linktr.ee/makingmoneysimple1

💻 My website - https://makingmoneysimple.co.uk

If you would like to get involved in one of my 4-week investing workshops, get in touch and I can let you know when the next one is kicking off.

📰 Sign up to my newsletter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoneysimple.co.uk/Newsletter⁠⁠⁠⁠⁠⁠⁠

🎥 Youtube - https://www.youtube.com/c/MakingMoneySimple/

📸 Instagram - https://www.instagram.com/makingmoneysimple/

🐦 Twitter - https://twitter.com/makingmsimple\

🕺 TikTok - ⁠⁠⁠https://www.tiktok.com/@makingmoneysimple⁠⁠⁠

In this video I discuss exactly how I invested £17,976 across 2024.

Including the platforms I use to invest and the specific investments I've made down to the penny.

The very large majority of this money went into global index funds and ETFs. That's the investing approach that I personally follow.

I then also invested a little bit of money into crypto.

Listen to the episode for the full details.

Timestamps:

0:00 - Intro

4:07 - Global Fund 1

6:22 - Global Fund 2

10:10 - Crypto

12:30 - 2024 Reflection

14:09 - 2025 Plan

15:22 - Get Started Now

-----------------------------------------------

📕 Buy my book Stop Waiting, Start Investing - https://linktr.ee/makingmoneysimple1

💻 My website - https://makingmoneysimple.co.uk

📰 Sign up to my newsletter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://makingmoneysimple.co.uk/Newsletter⁠⁠⁠⁠⁠⁠

🎥 Youtube - https://www.youtube.com/c/MakingMoneySimple/

📸 Instagram - https://www.instagram.com/makingmoneysimple/

🐦 Twitter - https://twitter.com/makingmsimple\

🕺 TikTok - ⁠⁠https://www.tiktok.com/@makingmoneysimple⁠⁠