Episodes

  • Protect Yourself from the Latest Scams: Cyber Security Expert Reveals Tactics

    Protect Yourself from the Latest Scams: Cyber Security Expert Reveals Tactics
    Feb 24 2025
    Hey there, folks, it's Scotty here, your go-to expert on all things scams, cyber, and hacking. Let's dive right into the latest scams that have been making headlines.

    You know, scammers are always on the lookout for new ways to trick you, and they've been getting pretty creative lately. Take the brushing scam, for instance. This one's been popping up in Wisconsin, where scammers send you free stuff you didn't order, like knockoff jewelry or electronics, just to boost their online ratings. But here's the catch: they might post fake reviews under your name or include a QR code that leads to a phishing site. So, if you get something unexpected in the mail, don't click on anything or respond - it's likely a scam[1].

    And then there's tax return identity theft. Scammers are using your info to file tax returns in your name, but they're redirecting the refund to themselves. To protect yourself, file your taxes early, use a secure Wi-Fi connection, and consider getting an identity protection pin number from the IRS and your state's department of revenue[1].

    But it's not all bad news. Law enforcement has been cracking down on scammers. Just the other day, a 35-year-old man named Anthony Bumpus was arrested in Licking County, Ohio, for scamming a woman out of $24,000. He posed as the Federal Trade Commission, telling her that her identity was being used on the dark web and that she needed to "secure her assets" by handing over cash[2].

    And in Grand Rapids, a 20-year-old man named RaShawn Carter was arrested for scamming elderly victims out of thousands of dollars. He claimed that their grandsons had been arrested and needed bail money, but it was all just a ruse[5].

    Now, let's talk about some other scams that are making the rounds. SMS scams are big right now, with scammers posing as the IRS or UPS to get you to click on malicious links or send money. And with the rise of AI, scammers are using it to create more convincing phishing emails and text messages. They're even using deepfake videos to trick you into thinking they're someone else[3][4].

    So, what can you do to stay safe? First, never click on links from unknown senders, and don't respond to suspicious messages. If a message seems urgent or asks for personal info, it's likely a scam. Trust your instincts, and if you're unsure, forward the message to a trusted source, like your IT department. And remember, companies won't reach out to you via text or email for urgent matters[3].

    Stay vigilant, folks, and stay safe online. That's all for now. Stay tech-savvy, and I'll catch you on the flip side.
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    3 mins
  • Beware the Latest Scams Targeting Consumers: Protect Yourself from Brushing, Identity Theft, and More

    Beware the Latest Scams Targeting Consumers: Protect Yourself from Brushing, Identity Theft, and More
    Feb 23 2025
    Hey there, folks, it's Scotty here, your go-to expert on all things scams, cyber, and hacking. Let's dive right into the latest scams making headlines.

    You know how they say, "nothing's free in life?" Well, that's especially true when it comes to unexpected packages on your doorstep. The Wisconsin Division of Trade and Consumer Protection recently warned about a scam known as "brushing." Scammers send you free knockoff jewelry, beauty products, or electronics to boost their online ratings. But here's the catch: they might post fake reviews under your name or include a QR code that leads to a phishing website. So, if you get something you didn't order, don't click on anything, and definitely don't try to return it. Just report it to the authorities.

    Speaking of phishing, there's another scam you should be aware of: tax return identity theft. Scammers are using stolen information to file tax returns in your name and redirect the refund to themselves. To protect yourself, file your taxes early, use a secure Wi-Fi connection, and consider getting an identity protection PIN from the IRS and your state's Department of Revenue. And, as always, keep an eye on your credit report.

    Now, let's talk about some recent arrests. In Los Angeles, the El Camino Real Financial Crimes Task Force, along with several other agencies, arrested 11 foreign nationals for electronic benefit transfer card fraud. These scammers were using cloned EBT cards to steal millions of dollars from vulnerable individuals. It's a reminder to always keep your personal information safe and be cautious when using public Wi-Fi.

    And, with the rise of AI, scammers are getting more sophisticated. Investment scams and impersonation scams are expected to see an uptick in 2025, thanks to advances in technology. So, be extra cautious when dealing with online transactions, and never give out personal information to someone you don't trust.

    Lastly, there's a new scam making the rounds: refund phishing. Scammers are using stolen credit card information to make fraudulent purchases, and then tricking victims into sharing personal and account information when they try to dispute the transaction. So, always be wary of suspicious emails or phone calls, and never give out sensitive information without verifying the source.

    That's it for today, folks. Stay safe online, and remember: if it sounds too good to be true, it probably is. Keep your wits about you, and don't let those scammers get the best of you.
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    3 mins
  • Beware the Rise of AI-Powered Scams: Staying Vigilant Against the Latest Cyber Threats

    Beware the Rise of AI-Powered Scams: Staying Vigilant Against the Latest Cyber Threats
    Feb 21 2025
    Hey there, folks, I'm Scotty, your go-to expert on all things scams, cyber, and hacking. Let's dive right into the latest scams making headlines.

    First off, let's talk about the "brushing scam" that's been hitting Wisconsin hard. The Wisconsin Division of Trade and Consumer Protection warns that if you receive an unexpected package on your doorstep, it might not be a good thing. Scammers are sending out knockoff jewelry, beauty products, or electronics to boost their online sales ratings. They might even post fake reviews under your name or include a QR code that leads to a phishing site. So, if you get something you didn't order, don't click on anything or try to return it. Just report it to the authorities.

    Speaking of phishing, there's been a surge in SMS scams lately. Scammers are posing as the IRS, threatening arrest and financial ruin unless you call a certain number. Others are sending fake toll invoices or claiming you've won money. Remember, the IRS will never contact you via text, and legitimate companies won't ask you to pay via a link.

    And then there's the rise of AI scams. With the help of AI, scammers are creating more convincing phishing emails and text messages. They're even using deepfake videos to trick people into thinking they're someone else. Be cautious of any message that seems too good (or bad) to be true.

    In New Jersey, a scammer named Brij Shukla was recently arrested for impersonating an FBI agent. He told victims they owed the government $40,000 and would send a "courier" to collect the cash. Luckily, detectives intercepted him before he could do any more damage.

    Tax season is also a prime time for scammers. Some are filing fake tax returns in people's names and redirecting the refunds to themselves. To protect yourself, file your taxes early, use a secure Wi-Fi connection, and consider getting an identity protection pin number from the IRS.

    Lastly, be wary of scholarship scams. Scammers are sending out fake scholarship offers, asking for upfront fees or personal info. Legitimate scholarship programs won't reach out to you first, so if you get an unsolicited offer, it's likely a scam.

    Stay safe out there, folks. Remember, if it seems too good (or bad) to be true, it probably is. Keep your wits about you, and don't let these scammers get the best of you. That's all for now. Stay tech-savvy, and I'll catch you on the flip side.
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    2 mins
  • Protect Yourself from the Latest Scams: Cyber Security Expert Reveals Top Threats

    Protect Yourself from the Latest Scams: Cyber Security Expert Reveals Top Threats
    Feb 19 2025
    Hey there, folks It's Scotty here, your go-to expert on all things scams, cyber, and hacking. Let's dive right into the latest scams that have been making headlines.

    You know, just a few days ago, a 27-year-old out-of-state man was arrested in Manitowoc County for fraudulent activity. The scammer, posing as "Richard Jenkins with the Montgomery Law Firm," convinced a victim to withdraw money from the bank to help someone avoid legal issues. The scammer even coached the victim on what to say to the bank teller and arranged a meeting with a fake bond agent. This is the third scam with similar information reported to the Manitowoc County Sheriff's Office in just two days[5].

    But that's not all. There are several other scams you should be aware of. Have you heard of "quishing"? It's a newer scam that involves the deceptive use of QR codes. Scammers send you a package with a QR code that, when scanned, directs you to a fraudulent website asking for your personal information or prompts you to download malicious malware. For example, you might receive a package with a "gift" and a QR code to discover the sender's identity. Don't scan it It's a trap[1].

    And if you're planning a trip this spring, beware of toll road and express lane scams. Fraudsters impersonate legitimate entities like the Minnesota Department of Transportation, sending you texts or emails claiming you have an invoice or violation that needs immediate attention. They'll ask you to click on a link and input your personal information, including your debit or credit card number. Remember, MnDOT will never ask for personal information via text or email[1].

    Then there are the fake refund and unpaid bill scams. Scammers pose as well-known companies, claiming you're entitled to a refund or that you have an unpaid bill. They'll direct you to a website to claim your refund or settle the payment, but it's all a ruse to get your financial information[1].

    Business email compromise (BEC) schemes are also on the rise. Fraudsters spoof legitimate email addresses or socially engineer their way into obtaining employee credentials to send emails asking for gift cards or wire transfers. In 2023, the FBI tracked $2.9 billion in reported losses due to BEC scams[4].

    And let's not forget about check fraud. It's an old scam that's making a comeback. Fraudsters are stealing checks from the mail or using mailbox keys to access cluster boxes. They're also cashing bad checks and posting their exploits on social media, making it a viral trend[4].

    Lastly, impersonation fraud is a big one. Scammers are posing as FBI agents, customer support providers, and tech support specialists to trick victims into sending money or giving them control of their computers. In 2023, the FTC received nearly 360,000 reports about imposter scams, resulting in reported losses of $2.7 billion[4].

    So, what can you do to protect yourself? Always verify QR codes and links before clicking on them. Block any numbers or email addresses that send you scam messages. Never input your personal or financial information on unfamiliar websites. Educate yourself on your state's tolling system and payment methods used by companies you buy products and services from. And most importantly, stay vigilant and report any suspicious activity to your local law enforcement.

    Stay safe out there, folks It's Scotty, signing off.
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    4 mins
  • Stay Alert: Unmasking the Latest Scam Trends Threatening Your Cybersecurity

    Stay Alert: Unmasking the Latest Scam Trends Threatening Your Cybersecurity
    Feb 17 2025
    Hey there, folks, it's Scotty here, your go-to expert on all things scams, cyber, and hacking. Let's dive right into the latest scams making headlines.

    You know, just the other day, I was reading about a new scam that's been popping up everywhere - quishing. It's like phishing, but with QR codes. Scammers send you a package with a QR code that, when scanned, directs you to a fake website asking for your personal info. Don't fall for it, folks. Always verify QR codes before scanning them, and never input your info on unfamiliar sites[1].

    And if you're planning a road trip this spring, watch out for toll road and express lane scams. Scammers impersonate legitimate entities like the Minnesota Department of Transportation, sending fake invoices or violation notices. Remember, MnDOT will never ask for personal info via text or email. Always verify with your state's department of transportation before paying anything[1].

    But that's not all. Fake refund and unpaid bill scams are also on the rise. Scammers pose as well-known companies, claiming you owe money or are entitled to a refund. They'll direct you to a fake website to "resolve" the issue, but all they want is your financial info. Keep records of your payments, and never input your info on unfamiliar sites[1].

    And let's not forget about AI scams. Voice cloning scams, where fraudsters mimic loved ones to request money, are becoming more common. Always verify unexpected requests with a phone call or in-person check. And remember, Scott Credit Union will never initiate a call asking for your info[3].

    But what about the scammers who've recently been caught? Just last month, a Connecticut man was sentenced to prison for fraud and money laundering. And in Florida, a businessman was indicted for tax evasion[2]. It's a reminder that law enforcement is always on the lookout for these scammers.

    So, how can you protect yourself? First, stay informed. Learn about the latest scams and how to spot them. Always verify information before giving out your personal or financial info. And remember, if it sounds too good to be true, it probably is.

    And finally, let's talk about business email compromise scams. These scams involve spoofing legitimate email addresses or socially engineering employees to gain access to sensitive info. The FBI tracked $2.9 billion in reported losses due to BEC scams in 2023 alone[4].

    So, there you have it, folks. Stay vigilant, stay informed, and always keep your guard up against these scammers. That's all for today. Stay safe out there.
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    3 mins
  • Beware the Latest Scams: QR Codes, Toll Road Fraud, and More

    Beware the Latest Scams: QR Codes, Toll Road Fraud, and More
    Feb 16 2025
    Hey there, folks It's Scotty here, your go-to expert on all things scams, cyber, and hacking. Let's dive right into the latest scams making headlines.

    First off, have you heard about quishing? It's a new scam where fraudsters use QR codes to trick victims into giving away personal info or downloading malware. Here's how it works: you receive a package with a QR code that claims to reveal the sender's identity. But, once you scan it, you're directed to a fake website that asks for your personal details. Don't fall for it Always verify QR codes from unknown sources and never input personal info on unfamiliar websites[1].

    Now, let's talk about toll road and express lane scams. Scammers are impersonating legitimate entities like the Minnesota Department of Transportation, sending fake invoices or violation notices via text or email. They'll ask you to click on a link and input your personal and financial info. Remember, MnDOT will never ask for personal info via text or email. Always verify the legitimacy of any invoice with your state's department of transportation[1].

    And then there are the fake refund and unpaid bill scams. Fraudsters pose as well-known companies, claiming you're entitled to a refund or that you have an unpaid bill. They'll direct you to a fake website to "resolve" the issue, where they'll ask for your financial info. Don't click on links from unknown senders, and never input personal or financial info on unfamiliar websites[1].

    But it's not just these scams you need to watch out for. Sweetheart scams are on the rise, especially around Valentine's Day. These scammers build fake relationships online, expressing false feelings of affection to steal money or personal data. They often use fake profiles on social media and dating sites. Be cautious with who you talk to online, and always verify who you're talking to. If you're unsure, contact your local authorities[4].

    And let's not forget about the recent arrests. A Palm Beach imposter was arrested for scamming people on Craigslist, using Zelle to steal money. This is a reminder to always be cautious when using online marketplaces and to never send money to unknown individuals[5].

    Lastly, remember to stay vigilant when shopping at popular retailers like Walmart. Scammers are using fake surveys, gift card scams, and self-checkout scams to trick innocent people out of their money and personal data. Always verify the legitimacy of any survey or giveaway, and never give away your gift card details to strangers[3].

    Stay safe out there, folks Keep your wits about you, and never let your guard down. That's all for now. Stay tuned for more updates on the latest scams and how to avoid them.
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    3 mins
  • Outwit Scammers: Navigating the Latest Cyber Threats with Confidence

    Outwit Scammers: Navigating the Latest Cyber Threats with Confidence
    Feb 14 2025
    Hey there, folks It's Scotty here, your go-to expert on all things scams, cyber, and hacking. Let's dive right into the latest scams making headlines.

    You might have heard about the two men from Washington who were arrested just a few days ago in Albany for an alleged scam[2]. They posed as employees from PayPal and Edward Jones, convincing a victim to deposit $10,000 into a Bitcoin account to "mirror" a supposed hack. The good news is that the victim got suspicious and contacted the police, leading to a successful sting operation.

    But here's the thing: scammers are getting smarter, and they're using new technologies to trick people. AI-powered scams are on the rise, with scammers using deepfake videos and cloned voices to impersonate loved ones or authority figures[1]. They're also using AI to create realistic emails and texts that mimic official communications, making it harder to spot a scam.

    Take the "wrong number" text scam, for example. Scammers send a text that seems like a mistake, hoping you'll respond and engage with them. AARP warns that this tactic is becoming increasingly popular, with scammers using cute puppy photos or fake real estate inquiries to lure victims in[3].

    And then there are the romance scams. Scammers use fake profiles on dating apps and social media to build relationships, often using AI to deepfake video calls or hire models to enhance their deception. Once trust is established, they request money or promote fraudulent investments[1].

    But it's not just individuals who are at risk. Businesses are also being targeted by scammers who use phishing attacks to access crypto wallets or steal sensitive data[4]. And with the rise of cryptocurrency, scammers are luring people into get-rich investment schemes that can lead to major losses.

    So, what can you do to protect yourself? First, stay vigilant and skeptical of unexpected communications, even if they seem authentic. Verify the legitimacy of messages by contacting the organization directly using their official website or customer service line. And remember, if someone asks you to invest in crypto or transfer money to a suspicious account, it's likely a scam.

    Stay safe out there, folks, and keep your wits about you. It's Scotty, signing off.
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    2 mins
  • Unmasking the Latest Scams: AI-Powered Deception and Imposter Fraud in 2025

    Unmasking the Latest Scams: AI-Powered Deception and Imposter Fraud in 2025
    Feb 12 2025
    Hey there, folks, it's Scotty here, your go-to expert on all things scams, cyber, and hacking. Let's dive right into the latest scams that have been making headlines.

    You know, scammers are always on the lookout for new ways to trick us, and 2025 is no exception. Just the other day, I was reading about how AI-powered scams are becoming increasingly common. These scammers are using generative AI to create convincing emails, text messages, and even deepfake videos to trick victims into handing over their personal info or cash[1].

    Take, for instance, the recent arrest of 167 Filipinos and 2 Chinese citizens in a love scam hub in Makati City. They were using AI to generate realistic faces for video calls, making it incredibly hard for victims to distinguish between what's real and what's not[5]. It's mind-boggling, right?

    But it's not just AI scams we need to worry about. There are also the classic imposter scams, where scammers pretend to be someone they're not to gain trust. Like the case in Martin County, where a 39-year-old man from California was arrested for being part of an international scam operation that targeted elderly residents[2].

    And then there are the romance scams. These scammers often use stolen identities or create fake profiles on dating and social media apps to meet victims. They might even use AI to deepfake video calls to make it seem like they're the real deal[1].

    But here's the thing: these scams are preventable. By being aware of the latest tactics and taking a few simple precautions, you can protect yourself. For instance, never click on links from unknown senders, and always verify the legitimacy of any messages or emails you receive[3].

    And let's not forget about the quishing scams, where scammers use QR codes to direct victims to fraudulent websites. It's a newer scam, but it's already causing a lot of damage[3].

    So, what can you do to stay safe? First, educate yourself on the latest scams. Know what to look out for and how to protect yourself. Second, be cautious with any messages or emails that seem too good (or bad) to be true. And third, never give out your personal info to anyone you don't trust.

    Stay vigilant, folks, and remember: if it seems too good to be true, it probably is. Stay safe out there.
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    2 mins