In this insider episode of the Real Estate Lowdown, Scott Phillips, Senior VP of SES, a leading insurance solutions provider for the real estate sector pulls back the curtain on the often misunderstood world of property insurance in today's volatile market.

Discover how SES leverages relationships with major carriers like Lloyds and Chubb to create tailored insurance policies for residential rental properties. Scott reveals surprising industry insights, including that 80% of the rental market consists of small landlords with five or fewer properties.

As extreme weather events become more frequent and severe, Scott shares invaluable strategies for managing rising insurance costs, including:

• The three core insurance programs every real estate investor should know
• Smart approaches to deductible structures that can save you money
• How technology is revolutionizing risk prevention
• Why property management controls are crucial for risk mitigation

Whether you're a seasoned investor or just starting out, this conversation delivers actionable insights to help you masterfully navigate the complex insurance landscape and protect your real estate investments more effectively.

Connect further with Scott Phillips at LinkedIn linkedin.com/in/sphillipsmba, SES Risk Solutions https://www.ses-ins.com or email scott.phillips@ses-ins.com.

As your investment partner, First Lien Capital delivers security and strong returns while making real impact. Integrity and values drive our strategy - join our successful investing family and let us create a legacy of financial and community impact together.

As your resolution partner, First Lien Resolutions discreetly revives underperforming and distressed asset portfolios into profitable ones, delivering calculated and customized, strategic outcomes needed to protect and maximize your investments.

Elevate or revive your portfolio today. Email bill@firstliencapital.com or go to https://www.firstliencapital.com.

Join us for this episode of the Real Estate Lowdown as veteran multifamily investor, Charles Carillo, Managing Partner at Harborside Partners, pulls back the curtain on his 18-year journey in real estate investing.

From weathering the 2008 crash to navigating today's high-interest environment, Charles shares battle-tested strategies for building lasting wealth through property ownership.

In this value-packed episode, you'll discover:
• Why holding properties through market downturns separates successful investors from the rest
• How rising interest rates are reshaping construction trends and creating new opportunities
• The critical adjustments savvy investors are making to their acquisition criteria right now
• Why the rental market is poised for unprecedented growth as homeownership becomes increasingly unattainable
• Charles' controversial inflation prediction for the next 12-24 months (and how to position your portfolio accordingly)
• The maintenance strategy that could save your cash flow during economic uncertainty

Whether you're a seasoned investor or just starting your real estate journey, Charles' insights on achieving financial freedom through strategic property investment are essential listening in today's shifting market.

Connect further with Charles Carillo at LinkedIn https://www.linkedin.com/in/charleskcarillo/ or
Harborside Partners https://harborsidepartners.com.

As your investment partner, First Lien Capital delivers security and strong returns while making real impact. Integrity and values drive our strategy - join our successful investing family and let us create a legacy of financial and community impact together.

As your resolution partner, First Lien Resolutions discreetly revives underperforming and distressed asset portfolios into profitable ones, delivering calculated and customized, strategic outcomes needed to protect and maximize your investments.

Elevate or revive your portfolio at https://www.firstliencapital.com.

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/

Unlock the secrets of Southern California's real estate market with investor Zihao Wang, Founder & CEO of Motiva Holdings, who shares how he defies conventional wisdom to achieve remarkable success.

We learn about his journey from managing properties as a teenager in Pasadena to the early influences that shaped his path. Zihao's unique approach, offers insights on managing legacy tenants, forming international partnerships, and leveraging his talent for numbers to predict market trends.

We dive into the shifting dynamics of California's rental market, where high occupancy rates persist despite slight rent softening and explore the potential for strategic acquisitions in distressed markets.

It's a conversation rich with expert insights, bold predictions, and a touch of nostalgia, promising a captivating glimpse into the future of real estate investing in Southern California.

Connect further with Zihao Wang at LinkedIn https://www.linkedin.com/in/zihao-wang-mh/ or Motiva Holdings https://motivaholdings.com.


As your investment partner, First Lien Capital delivers security and strong returns while making real impact. Integrity and values drive our strategy - join our successful investing family and let us create a legacy of financial and community impact together.

As your resolution partner, First Lien Resolutions discreetly revives underperforming and distressed asset portfolios into profitable ones, delivering calculated and customized, strategic outcomes needed to protect and maximize your investments.

Elevate or revive your portfolio today. Email bill@firstliencapital.com or go to https://www.firstliencapital.com.

Stay connected with Bill Bymel and First Lien Capital:
Linktree: https://linktr.ee/billbymel

To learn more, visit:

https://billbymel.com/

Listen to more episodes on Mission Matters:

https://missionmatters.com/author/bill-bymel/