Episodes

  • New Tariffs Mean Much More for Mortgage Rates Than You Think

    New Tariffs Mean Much More for Mortgage Rates Than You Think
    Feb 6 2025
    Tariffs and trade wars could affect mortgage rates much more than most Americans think. You’ve heard on the news that tariffs on Canada mean higher gas prices, tariffs on Mexico mean a bigger grocery bill, and tariffs on China lead to electronics and appliances becoming even more expensive. However, as a real estate investor or homeowner waiting to refinance, the key number to watch for the impact of tariffs is interest rates. Today, we’re breaking down how the tariffs will affect you, which prices will rise, which real estate investments will become even more costly, and how interest rates have been held hostage by tariff threats. If tariffs are contributing to the current high mortgage rates, could tariff concessions lead to lower rates? If President Trump can work out deals with trade partners, would this mean a cheaper mortgage payment? We’re breaking down tariffs, trade wars, rising prices, and how they’ll affect your real estate investments. In This Episode We Cover New tariff update: which countries have reached a deal and which are currently tariffed Why mortgage rates are surprisingly affected by tariffs and trade wars Who pays the tariffs once they’re in place (most Americans have this WRONG) A post-tariff inflation prediction and whether we’ll bump back to pandemic inflation levels Trump’s two primary goals for imposing tariffs on Canada, Mexico, and China And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Find Investor-Friendly Lenders Dave's BiggerPockets Profile On The Market 290 - Redfin: Tariff Fears Drive Up Mortgage Rates, Throwing 2025 Off-Track Know the Numbers BEFORE You Invest with “Real Estate by the Numbers” Jump to topic: (00:00) Intro (03:21) Tariffs Imposed, Now Paused (05:26) Trump’s Tariff Goal (07:48) Who Pays the Tariff? (12:17) Inflation Prediction (13:19) Which Prices Will Rise? (16:49) Cars Could Cost Much More (19:04) China's 10% Tariff Starts Now (20:24) Big Mortgage Rate Effects Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-293 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    34 mins
  • Can America Resist a Global Recession? w/Moody’s Mark Zandi

    Can America Resist a Global Recession? w/Moody’s Mark Zandi
    Feb 3 2025
    With evidence of a global recession piling up, Americans have just one question—will we be affected? So far, everything is going well for the US. Job growth continues, unemployment is low, and asset prices are high, but with the global economy becoming increasingly interlinked, could a crash in Europe or Asia pull us down with them? Mark Zandi, Chief Economist of Moody's Analytics, has a contrarian viewpoint that defies the masses. But Mark has bigger worries than a global recession taking down the US economy. We could be our own worst enemy as “tinder” for an interest rate fire begins to pile up, and the bond market may be more than ready to light it. Even with President Trump’s push for lower interest rates and the Fed pausing rate cuts, could we see mortgage rates fly up higher, defying the system meant to keep them in check? Plus, what does DeepSeek’s entry into the AI race mean for the US economy? Could this cheaper, sleeker AI bring serious competition not only to the US AI market but also to chip manufacturers whose stock prices have been carrying the market to record highs? It’s a lot to unpack, but Mark does a phenomenal job laying it all out. In This Episode We Cover Whether the US’s strong economy could falter during the next global recession DeepSeek’s threat to the US tech market and whether we’re facing another “dot-com bubble” scenario Why interest rates are scarily close to rising again as the bond market gets increasingly frustrated The catalyst for home prices to drop with so many “locked-in” homeowners Are stocks way too overvalued with price-to-earnings ratios at record highs? And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Find Investor-Friendly Lenders Dave's BiggerPockets Profile On the Market 285 - Bond “Vigilantes” Hold Interest Rates Hostage as Rate Cut Hopes Shrink Mark’s X/Twitter Grab the Book, “Recession-Proof Real Estate Investing” Jump to topic: (00:00) Intro (00:44) An “Exceptional” Economy, But… (04:53) Tariffs Could Cost Us (08:13) Why America is Winning (10:46) Global Recession? (12:44) Massive Interest Rate Risk (20:23) Could Home Prices Fall? (23:30) DeepSeek Changes AI Race Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-292 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    37 mins
  • 3 Housing Market Trends That Will Shape 2025

    3 Housing Market Trends That Will Shape 2025
    Jan 30 2025
    Which real estate trends could make you wealthier in 2025? Every year, it’s something new. A few years ago, it was short-term rentals, then mid-term rentals and multifamily investing took over. Now, the housing market has changed once again, and those same real estate investing trends aren’t so hot. So, what can you invest in NOW that gives you the highest return on the market before other investors realize it? Today, we’re touching on three housing market trends that will skyrocket in 2025. Two of these are investing strategies that are making savvy investors serious money, and one is something EVERY single investor (and homeowner) must be aware of, or you could be stuck with a property bleeding money. We’ll talk about the increase in “density” investing exploding demand for one often-overlooked type of asset, what to do when your cash flow is low in the wake of rising expenses, and why the silver tsunami may become the cash flow tsunami for one specific property. In This Episode We Cover The one investment property that can make you $10,000 - $15,000 per MONTH in cash flow (it’s way smaller than you think) Why local governments are pushing investors to build “dense” housing units Is cash flow dead as expenses rise and rents stay stagnant? Why smart investors are selling some of their properties that don’t meet THIS criteria When James says to NOT build an ADU (or DADU) on your property And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Find Investor-Friendly Lenders Dave's BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Kathy's BiggerPockets Profile BiggerPockets Daily 1334 - A Wave of Zoning Law Changes Could Have Huge Impacts for Investors and Housing—Here’s What You Need to Know Grab Dave’s Book “Start with Strategy” Jump to topic: (00:00) Intro (00:38) "Density" Investing with DADUs (10:54) Is Cash Flow Dead? (19:08) Assisted Living Demand Explodes Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-291 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    35 mins
  • Redfin: Tariff Fears Drive Up Mortgage Rates, Throwing 2025 Off-Track

    Redfin: Tariff Fears Drive Up Mortgage Rates, Throwing 2025 Off-Track
    Jan 27 2025
    Could Trump’s proposed tariffs be the reason for the recent rise in mortgage rates? Could this slow the housing market and cause affordability to get worse? What happens if rates stay higher for longer and more homebuyers get kicked out of the market? We’re talking to Redfin’s Chen Zhao about how tariffs will affect you and the surprising findings from a new homeowner survey foreshadowing something none of us wanted to see about housing inventory. Tariffs could change many things: they could increase construction costs for houses, lead to higher inflation and higher mortgage rates, or put jobs back into American communities. Does the market believe the Trump administration will go forward with their flat tariff for most countries? Or will they pick and choose specific exporters within specific countries to tack a tariff onto? Plus, why are sixty percent of homeowners planning NOT to sell their homes in the near future or…ever? If higher mortgage rates remain, will all those homeowners with low mortgage rates stay put without downsizing or moving, locking up housing inventory tighter than it currently is? It’s possible, potentially leading to long-term declines in real estate prices. But don’t worry, Chen breaks down the entire timeline. In This Episode We Cover Trump’s tariffs and the effect they’re having on mortgage rates Redfin’s shocking new homeowner survey that points to more locked-up inventory Is a real estate price correction coming? Why prices could slump after rising Whether or not the market thinks Trump will go forward with vast tariff proposals Why interest rates could stay higher for longer than many of us expected And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Find Investor-Friendly Lenders Dave's BiggerPockets Profile BiggerPockets Daily Podcast 1263 - Investors: Stop Worrying About Interest Rates—Here’s Why Right Now Is the Time to Buy Redfin: More Than One-Third of Homeowners Say They’ll Never Sell Grab Dave’s Book, “Real Estate by the Numbers” Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-290 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    36 mins
  • Deals Are HERE for These “Thawing” Real Estate Markets

    Deals Are HERE for These “Thawing” Real Estate Markets
    Jan 23 2025
    The housing market is changing. Some once-hot markets are showing signs of becoming buyer's markets, giving you a better opportunity to snag your next real estate deal. With days-on-market growing but underlying fundamentals looking strong, this could be one of the best times to buy houses in cities that have phenomenal long-term potential but haven't heated up again to become seller's markets. Why not skip the competition and buy in great markets beginning to cool? Today, we share some of the best markets to buy in, with the biggest investment opportunities. Data scientist Austin Wolff is back to talk about the "coldest" markets that have the best buying potential and some affordable cities that still have below-average home prices but well above-average housing market metrics. We're talking about why these buyer's markets are suddenly emerging, Dave's favorite "cold" market with serious potential, Kathy's famous money-making market seeing massive job growth, and what to look for when buying in these (temporarily) chilled housing markets. In This Episode We Cover The new buyer's markets that boast solid housing market fundamentals Why some of the nation's top markets are seeing days-on-market rise Have homeowners finally accepted this new normal and are ready to sell? Kathy's number one tip when buying and rehabbing older homes The neighborhoods Dave's looking to buy in (long-term rent growth potential) And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Find an Investor-Friendly Agent in Your Area Grab the Housing Market Data from Today’s Show Dave's BiggerPockets Profile Kathy's BiggerPockets Profile Austin's BiggerPockets Profile Know the Numbers Before You Buy with “Real Estate By the Numbers” Jump to topic: (00:00) Intro (02:15) Why Housing is “Thawing” (05:24) Signs Your Market is Slowing (11:00) Buyer’s Markets Emerge (15:19) New Buyer’s Markets (21:10) Dave's Favorite “Cold” Market (23:40) Do This Before Buying Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-289 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    33 mins
  • Investor Sentiment Quickly Turns as Home Sales Bottom, Inventory Rebounds

    Investor Sentiment Quickly Turns as Home Sales Bottom, Inventory Rebounds
    Jan 20 2025
    We’ve got great news for investors, agents, lenders, and first-time homebuyers: housing inventory is about to rise…big time. After years of limited inventory, with homebuyers fighting tooth and nail to get into just about any home, the tide is finally turning. Rick Sharga from CJ Patrick Company brings new data and insight to the show, sharing why we could return to pre-pandemic housing inventory levels by the end of 2025. Why is that good news for so many of us? Because home prices could slow, if not drop, in some markets as buyers get a better selection of houses to choose from. Those “locked-in” owners with rock-bottom interest rates have waited long enough to sell, and 2025 could be the time they put their homes on the market. But if a new wave of inventory hits the housing market, are we at risk of a home price correction or a crash? Rick shares what the data shows and why investors are so pessimistic about the current housing market, even with the inventory forecasts looking so good. Will foreclosures rise again as consumer debt hits an all-time high? Could more off-market deals be in the pipeline in 2025? We’re asking Rick and getting answers to all those questions in today’s show. In This Episode We Cover A historic housing inventory rebound and why this is great news for buyers, agents, and lenders Whether home prices will grow, stabilize, or crash with so much new inventory coming online The new Investor Sentiment Survey and why optimism fell off a cliff in Q4 2024 The single-biggest worry for rental property investors in 2025 and why it may get worse How to still find motivated sellers even with foreclosures at low levels And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Find an Investor-Friendly Agent in Your Area Dave's BiggerPockets Profile BiggerPockets Real Estate Podcast 1065 - It’s About to Get Good! (2025 Housing Market Predictions) CJ Patrick Company Investor Sentiment Survey Grab Dave’s New Book, “Start with Strategy” Jump to topic: (00:00) Intro (01:15) Housing Inventory to Rebound in 2025 (06:27) Home Price Growth to Slow (08:45) Could Home Prices Crash? (15:43) Investor Sentiment Falls (21:53) Top Rising Cost for Rentals (27:27) Foreclosure Deals? Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-288 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    38 mins
  • Will These Be the 5 Best Real Estate Markets of 2025?

    Will These Be the 5 Best Real Estate Markets of 2025?
    Jan 16 2025
    Will these cities become the best real estate markets of 2025? Norada Real Estate Investments, a turnkey real estate provider, thinks so. So today, we brought back data analyst Austin Wolff and short-term rental expert Garrett Brown to give their takes on the markets Norada is calling some of the hottest for this year. Some make complete sense to us, but we’re a bit cautious of others. That being said, the number one market on the list is one we can ALL agree with. Austin and Garrett are on today to give both a long-term and short-term rental perspective. Some of these cities show tremendous economic growth, but will that be enough for an Airbnb to succeed in the area? Could stricter short-term regulations make long-term rentals a better option in these cities? We’re diving into each of the top five cities and giving our thoughts on which investments will work, which won’t, and whether we’d buy there. Plus, the number one market on the list is getting us all very excited. With massive economic upside and fundamentals that make it great for long- and short-term rentals, this is one market every investor should watch closely—or even consider buying in. In This Episode We Cover Norada’s top real estate markets of 2025 (and whether we agree with them) 2025’s number-one real estate investing city that we are all extremely bullish on Criteria you can use to judge any real estate investing area (economy, housing supply, etc.) Why some of the top cities do NOT make good short-term rental markets One city that is currently struggling but has tremendous future potential And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Read Dave’s “2025 State of Real Estate Investing Report” Find an Investor-Friendly Agent in Your Area Dave's BiggerPockets Profile 13 Real Estate Hot Spots You Won’t Want to Miss Next Year On the Market 270 - 13 Real Estate “Hotspots” to Invest In (2025 Update) w/Austin Wolff Norada’s Top Real Estate Investing Markets for 2025 Austin's BiggerPockets Profile Garrett's BiggerPockets Profile Jump to topic: (00:00) Intro (03:44) 5. Phoenix, Arizona (09:40) 4. Tampa, Florida (13:29) 3. Austin, Texas (Really?) (16:29) 2. Nashville, Tennessee (24:13) The #1 Market Is... (29:02) Other Top Real Estate Markets Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-287 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    38 mins
  • 2025’s Massively Overlooked Real Estate Investing Opportunities

    2025’s Massively Overlooked Real Estate Investing Opportunities
    Jan 13 2025
    There will be some huge changes to the real estate market not only in 2025 but through 2028. With signs pointing to a supply slowdown, this may be one of the last chances to invest in real estate before prices, rents, and demand significantly rise. So today, right at the start of 2025, bringing on co-host and expert flipper James Dainard and multifamily expert (who correctly predicted the commercial real estate crash) Brian Burke to share the best strategies for 2025 and beyond. Every year, more and more people say it’s not the right time to buy real estate, only for them to return the next year and wish they had purchased real estate. Let’s make sure that isn’t you in 2026. We’re seeing some massive opportunities, with substantial price cuts in multifamily. But that’s not all; there are single-family deals to be done in markets that the masses overlook entirely. James and Brian even share what they’re trying to buy in 2025, the markets they think will have the best growth over the next ten years, and why you should be trying your absolute hardest to purchase investment properties before 2027 (we’ll get into why in the episode!). Grab the “2025 State of Real Estate Investing” Report! In This Episode We Cover 2025 housing market predictions and why we believe we’re entering a new “cycle” The one investment strategy that works in ANY market and is best for 2025 Overlooked real estate markets (STRONG fundamentals) everyone is ignoring right now Why multifamily may have even better deals to come this year (the crash isn’t over?) The supply bottleneck we’re about to slam into in 2027 and how to take advantage in 2025 Most significant risks to real estate that we’re foreseeing for 2025 (and how to survive them) And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Grab the “2025 State of Real Estate Investing” Report Join BiggerPockets for FREE Find an Investor-Friendly Agent in Your Area Dave's BiggerPockets Profile James' BiggerPockets Profile BiggerPockets Real Estate Podcast 1066 - The State of Real Estate Investing: What You Need to Know for 2025 Brian's BiggerPockets Profile Grab Dave’s Book, “Start with Strategy” Jump to topic: (00:00) Intro (01:17) Has the Market Bottomed? (10:06) Expectations for This New "Cycle" (13:01) Keep Buying Rentals? (15:48) Huge Multifamily Discounts (22:02) Massive Buying Opportunities (32:24) Biggest Risks to Real Estate (38:41) What We're Buying in 2025 Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-286 Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    48 mins