Let’s be real—talking about money can feel a bit…meh. But what if financial planning wasn’t about spreadsheets and sacrifices, but about designing a life that actually makes you happy? That’s exactly what we’re diving into with Scott Malcolm, founder of Money Mechanics, and all-around legend when it comes to making money conversations fun and meaningful.

In this episode of My Happy Money Journey, we chat about ditching rigid goals, understanding your financial values, and how to actually enjoy your money while planning for the future. Scott shares why so many of us are stuck in outdated money mindsets, and how small shifts can lead to massive breakthroughs.

What You’ll Learn in This Episode: 🎯 Why your money mindset is just as important as your bank balance 💡 How to break free from outdated financial habits ❤️ The secret to making money decisions that align with your real-life priorities 😎 Easy steps to start feeling financially confident today

No boring jargon. No guilt trips. Just real talk about money, values, and how to make it all work for you. Grab your favorite drink, tune in, and let’s make finance fun!

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Connect with Scott Malcolm: Website: Money Mechanics Instagram: @moneymechanics

In this episode of My Happy Money Journey, we’re stepping into the new year with intention and purpose. If unfulfilled resolutions have left you frustrated in the past, this episode will help you align your goals with your values and truly thrive in 2025.

Here’s what we’re covering:

• Celebrating your wins: Why small victories matter and how they keep you on track.
• Shopping with intention: Supporting local businesses and making impactful choices.
• Getting financially organized: Avoid unnecessary stress by staying on top of your finances.
• Mindful spending: My simple strategy to turn impulse buys into savings.
• Aligning goals with values: Finding joy in what truly matters, from fitness to finances.

Plus, don’t miss the exciting Money Mindset Journey giveaway to kick-start your financial mindfulness journey.

Let’s make 2025 the year we thrive together. Tune in now—link in the show notes!

Episode Summary: Christmas is coming, and so are the endless to-do lists, family gatherings, and, let’s be honest, the financial stress. But don’t worry—I’ve got you covered! In this episode, I’m diving into ways to make the holiday season simpler, cheaper, and way less overwhelming.

We’ll chat about how much we really spend this time of year (spoiler: it’s a lot) and why it’s time to rethink those sky-high expectations. I’ll share my favorite hacks, like why homemade gifts can save your budget and make you look super thoughtful, how to turn family gift-giving into a fun (and affordable) Kris Kringle, and why hosting doesn’t have to mean doing everything yourself.

What You’ll Get Out of This Episode:

• Easy, thoughtful gift ideas that won’t blow your budget (hello, pickled red onions and chili jam!).
• A fun way to simplify family gift-giving and cut costs.
• Hosting tips to keep you sane, like potluck dinners and sharing the workload.
• A reminder to breathe, slow down, and focus on what really matters—spending time with people you love.

By the end of this episode, you’ll feel ready to take on Christmas with less stress, less spending, and more joy. Plus, stick around for a sneak peek at an upcoming story packed with even more holiday hacks.

Resources Mentioned:

• Homemade gift inspiration
• How to organize a family Kris Kringle
• Stress-free potluck hosting tips

So grab a cup of tea (or wine), tune in, and let’s make this Christmas one to remember for all the right reasons!