If you've been getting pushback on deals, or they’ve even been falling through, you're not alone. We’re seeing it firsthand: banks are tightening their lending practices, and it’s becoming harder to secure the financing needed to keep business moving.

The ripple effect of banks not lending could be massive. For businesses that rely on funding to grow, close deals, or stay afloat, this is a major concern. Without access to capital, your ability to invest, expand, or even maintain your current operations could be severely impacted.

Are you prepared to face a tighter lending market? How would it affect the ability to grow or secure new opportunities? What will business look like if access to traditional lending dries up even further?

In this episode, I talk about the 5 reasons why banks are freezing up and not lending, what happened previously to get to this point and how to prepare for what’s to come.

Things You’ll Learn In This Episode

-The Great Recession

The Great Recession exposed major flaws in the global financial system, nearly causing its collapse. How did the events leading up to the Great Recession put the entire financial system at risk?

-An uncertain future

We can’t predict exactly how the economy will change. How does economic uncertainty influence a bank's willingness to lend?

-A risk-averse approach

Banks have shifted from taking bold risks to adopting a more risk-averse approach. How has this shift impacted the financial industry?

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.

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Being an entrepreneur is tough—far tougher than most people realize. Many take it at face value, seeing only the surface success while missing the intense challenges beneath.

The entrepreneurial journey is filled with challenges, but it's also filled with opportunities—if you're willing to seize them. It's time to push past the comfort zone, take that gamble, and win big.

Playing it safe might seem like the safest choice, but is it really the path to true success? What if that gamble could be the difference between staying stagnant and experiencing immense growth?

In this episode, Carmelo and Lindsey Cruz, owners of 95 Nutrition, join me to talk about what the true journey of being an entrepreneur looks like, when they reached their breaking point and how they took their business to the next level.

The road to success is not a road, it’s an obstacle course. -Lindsey Cruz

Three Things You’ll Learn In This Episode

-Making decisions when we’re young

When we are young, we have no idea who we want to be but we’re forced to make decisions around it. How do we go in the right direction?

-College: the answer to life’s problems

Growing up, the only thing we hear is that going to college will lead to a perfect life. Is it true?

-Get on the next level

What does it take to reach our initial goals and then get on the next level?

Guest Bio

Lindsey is the visionary behind 95 nutrition, bringing a wealth of expertise in the fields of health, wellness, and nutrition. Raised in Grand Island, NY, Lindsey has always been passionate about cooking and fitness. Her unwavering dedication to empowering individuals to lose weight through portion control and sustainable lifestyle changes has made her a prominent figure in the industry.

With a deep understanding of the pitfalls of fad diets, Lindsey founded the company with a mission to help people make lasting lifestyle changes that promote their overall health and wellbeing. She brings to the table an unparalleled level of knowledge and experience in the field, making her a trusted resource for clients and partners alike.

As a mother of two, Lindsey has a special place in her heart for helping women regain their strength and confidence after pregnancy as well as helping busy parents manage & balance their lifestyles through delicious ready to eat meals.

Carmelo is one of the founders and owners of the company. With a background as a retired New York State Trooper, Carmelo brings a disciplined and detail-oriented approach.

Outside of work, Carmelo is a fitness enthusiast and enjoys helping others live a healthier lifestyle. He believes that fitness and healthy living can have a positive impact on all aspects of life, including work. With this in mind, Carmelo is committed to providing customers with high-quality products that will help them achieve their wellness goals.

Visit https://95nutrition.com/

Find Carmelo on Instagram @carmelo_cruz_v2.0

Find Lindsey on Instagram @thelindseycruz

About Your Host

From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America’s #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.

His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.

Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.