Episode 13: Lifestyle Inflation vs. Generosity

Have you ever noticed how easy it is to start spending more when you’re earning more? New job, pay raise, or side hustle success—it’s tempting to upgrade your lifestyle just because you can. This phenomenon is called lifestyle inflation, and while it can feel like a reward for hard work, it can also derail your financial goals.

In this episode of Money Matrimony, Hayson and Nikki dive into:

• What lifestyle inflation is and why it happens.
• How to recognize when it’s sneaking into your life.
• Practical strategies to keep your expenses in check, even as your income grows.
• Why generosity may be the ultimate antidote to lifestyle inflation.

The conversation takes an inspiring turn as we share how earning more is an opportunity—not to spend more, but to give more. Whether it’s through money, time, or resources, generosity can bring more joy and fulfillment than any material upgrade ever could.

Challenge for Couples:

Talk with your partner about one area where lifestyle inflation might have crept into your lives. Then, think of a way to redirect those resources—whether to savings, investments, or an act of generosity that aligns with your values.

Let’s start using what we earn to create a life of purpose, not just possessions. 💛

#MoneyMatrimony #LifestyleInflation #GenerosityMatters #SmartMoney #FaithAndFinances #CouplesWhoSave

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Episode 12 - Building Your Emergency Fund: Building Peace of Mind for Life’s Surprises

In this episode of Money Matrimony, Hayson and Nikki get into the essentials of creating an emergency fund—why it matters, how much you should set aside, and the steps to make saving for unexpected expenses achievable.

With stats showing that over half of Australians have under $20,000 in savings, it’s clear that financial stability can be fragile.

Hayson and Nikki explore what an emergency fund should cover, when to use it (and when not to), and why having one is especially crucial for families.

We share real-life stories of how our own emergency fund has helped during unpredictable times, plus tips for starting and growing a fund even when money is tight.

If you’re ready to protect your peace of mind and bring financial security into your relationship, tune in for practical, relatable insights you and your partner can start applying today.

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Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice.

Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions.

By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast.

Hosted on Acast. See acast.com/privacy for more information.

Episode 11 - From Duo to Trio (and Beyond): Smart Money Moves For A Growing Family | Budget 101: Part 3 of 4

In this episode of Money Matrimony, we return for Part 3 of the Budget 101 Series, focusing on a topic that every couple with expanding families faces: how to plan and budget for a growing family.

With the rising cost of living and the complex decisions that come with raising children, budgeting for a family isn’t what it used to be.

We break down practical steps, share personal insights, and provide tips to help couples budget effectively while navigating life’s transitions together.

*****Make sure to hit the subscribe button and join the conversation!*****

Follow our socials

Instagram https://www.instagram.com/the.moneymatrimony/

Facebook https://www.facebook.com/themoneymatrimony

Linkedin https://www.linkedin.com/company/the-money-matrimony

Disclaimer

Please note that nothing in this podcast should ever be considered personal financial advice. For advice specific to your situation & needs, we encourage you to speak to a finance professional.

The information provided in this podcast, Money Matrimony, is for entertainment and informational purposes only. Whilst we are passionate about personal finance and share our experiences, opinions, and insights, it should not be construed as financial advice.

Listeners are encouraged to seek the advice of a qualified financial advisor or professional before making any financial decision. Every individual and couple's financial situation is unique, and what works for one may not be suitable for another.

The opinions expressed by the hosts and any guests on the show are their own and do not necessarily reflect the views of any organizations or institutions they may be affiliated with.

Money Matrimony does not guarantee the accuracy, completeness, or reliability of any information shared on the podcast. Listeners should conduct their own research and exercise their own judgment when making financial decisions.

By listening to Money Matrimony, you agree that the hosts, guests, and producers of the podcast are not liable for any financial losses or damages that may result from actions taken based on the information provided in the podcast.

Hosted on Acast. See acast.com/privacy for more information.