Episodes

  • Is A Financial Advisor Really Worth It?
    Apr 23 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    Let’s face it—most of us have, at some point, looked at our bank account and thought, “Well, that can’t be right.” Managing money can feel like trying to solve a Rubik’s Cube blindfolded, while riding a unicycle... on fire. Enter the financial advisor: part money whisperer, part life coach, part magician (hopefully without the disappearing act). But with countless apps, YouTube gurus, and your cousin Dave who “knows a guy,” do you really need to pay someone to tell you not to buy that fourth air fryer?

    On this episode, we’ll break down whether hiring a financial advisor is a smart investment—or just another line item in your budget to stress about.

    Show Highlights Include:

    • Do It Yourself On The Rise (3:30)

    • The Financial Advisor’s Advisor (5:30)

    • Portfolio Management (7:15)

    • Behavior Coaching (8:35)

    • Advanced Planning(10:00)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    16 mins
  • Do You Know What You’re Really Worth?
    Apr 16 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    What is a human life truly worth? It’s a question that has echoed through history, from philosophical debates to courtroom arguments, insurance policies to ethical dilemmas. Too often, society tries to assign a dollar value to life. But is there something deeper beneath the market value of our body parts and potential earnings?

    On this episode, we’re exploring the true value of a human life, talking about what truly makes us valuable. And, more importantly, revealing why we believe understanding your worth might just change the way you live, relate, and make financial decisions.

    Listen Now!

    Show Highlights Include:

    • Value On An Elemental Level (3:15)

    • The Price of Organs (5:45)

    • The Total Cost Of Our Parts (10:45)

    • You Are Priceless (13:00)

    • Why Knowing Your Worth Matters (15:15)

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    20 mins
  • How To Invest in Your Twenties
    Apr 9 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    So, you’re in your twenties—that magical time when you're expected to build a career, maintain a social life, drink enough water, and somehow understand the stock market, all while still Googling “what is a 401(k) and do I need one?” Well, fear not my financially confused friend.

    On this episode, we’re giving away free tips from the pros on how to start building wealth before your back starts hurting for no reason. And as a bonus, we’re sitting down with the Pat Bowen, the president of One Capital Management, a massively successful financial advising firm, to hear his best advice for investing in your twenties.

    Listen Now!

    Show Highlights Include:

    • Managing Your Debt (2:30)

    • Define Your Goals (3:30)

    • Must Dos In Your 20s (6:00)

    • Investing Isn’t Gambling (12:00)

    • Conversation With The President (15:00)

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    26 mins
  • DOGE: What Are They Doing And Should I Be Doing It Too?
    Apr 2 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    In the vast wilderness of internet slang, "DOGE" has evolved from the playful face of a Shiba Inu grinning in Comic Sans to a powerful government agency with an ambitious quest to streamline federal operations. Is it a meme, a mission, or just a barking mad idea?

    On this episode, we’re diving deep into the world of government spending to find out what DOGE really is, what they are doing, and asking if there’s any lessons we can learn from them about how we look at our own finances.

    Show Highlights Include:

    • Defining DOGE (1:30)

    • Are They On To Something? (3:00)

    • Do We Need DOGE? (6:00)

    • The Numbers Don’t Lie (9:30)

    • Our Opinion (13:00)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    17 mins
  • Last-Minute Tax Tips To Avoid Deadline Day Drama
    Mar 26 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    Ah, tax season—the time of year when we suddenly remember that we have absolutely no idea what we’re doing. If you’re reading this, chances are you’ve been expertly procrastinating, convincing yourself that “future you” would handle it.

    Well, guess what? Future you is now present you, and the tax deadline is breathing down your neck like an over-caffeinated IRS agent. But don’t panic! Before you start frantically Googling “Can I claim my cat as a dependent?” take a deep breath. We’ve got some last-minute tax tips to help you cross the finish line without breaking a sweat—or the law.

    Show Highlights Include:

    • Double Check Your Work (3:40)

    • Retroactive Contributions (4:30)

    • Digging for Deductions (7:00)

    • Tax Credits For The Win (11:30)

    • Get More Time With Extensions (15:00)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    21 mins
  • The Four Best Investments You’ll Never Find on Wall Street
    Mar 19 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    Let’s be honest—if happiness could be bought, Jeff Bezos and Elon Musk would be doing cartwheels of joy down the halls of their private space stations. But here’s a secret: the best investments you can make in your life are free.

    Forget about stocks, real estate, or Bitcoin—today, we’re diving into the ultimate investment portfolio: the things money can’t buy that will bring you personal wealth.

    Listen Now!

    Show Highlights Include:

    • Time Vs Money Test (2:30)

    • Relationships Matter (5:15)

    • Good Health Is Wealth (9:30)

    • The Value of Peace Of Mind (14:00)

    • The Secret of Life (17:00)

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    21 mins
  • Can I Build Wealth Using Debt?
    Mar 12 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    Debt has a bad reputation—kind of like that one friend who always insists on splitting the bill evenly even though they ordered the lobster, filet and three desserts. But what if I told you that, just like that friend, debt isn’t all bad? In fact, when used wisely, it can actually help you build wealth instead of draining your bank account.

    No, this isn’t some financial dark magic or a get-rich-quick scheme—it’s just understanding how to make debt work for you instead of against you. So, grab your calculators, put on your best "responsible adult" hat, and let’s dive into the surprisingly strategic world of using debt to grow your money!

    Listen Now!

    Show Highlights Include:

    • Debt Economy By The Numbers (1:15)

    • Arbitrage Is The Key (4:30)

    • Defining Bad Debt (5:30)

    • Defining Good Debt (8:30)

    • Should I Borrow To Invest In The Market? (16:45)

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    26 mins
  • How to Build lasting Wealth
    Mar 5 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    So, you want to build wealth, but don’t have a rich uncle or the winning Powerball numbers? Don’t worry—you don’t need to invent the next iPhone or marry a millionaire (though, hey, no judgment if you do).

    Pay attention as walk through a road map to grow your money without selling a kidney or living on instant noodles for the rest of your life.

    Listen Now!

    Show Highlights Include:

    • Time is the Key (3:00)

    • Building the Foundation (6:30)

    • The Beauty of Compound Interest (11:15)

    • Only 5 Places to Invest (14:00)

    • Wealth us More Than Money (16:45)

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-410-5454 or text the word ‘TRACK’ and we’ll reach out to you.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

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    21 mins
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