Episodes

  • 24: The Difference Between Leasing and Buying
    Jul 28 2023

    In today's episode of Finance With Kids, hosts Steve and Ava are going to talk about the difference between leasing and buying. They will explain to kids what it means to lease an item, how it differs from buying an item outright, and the pros and cons of leasing items like cars, apartments, and cell phones. Leasing can be a good option for those who want to drive a new car or have the latest phone without the hassle of selling it themselves. However, it is important to be aware of the potential downsides, such as mileage restrictions, wear and tear fees, and penalties. Steve and Ava will help kids weigh the pros and cons of leasing and buying so that they can make informed decisions when it comes to their own financial choices.

    Kids, if you want to be on the show, ask your adult to help you record your name, where you live, and question on a voice recording app, and then email it to hello@financewithkids.com. For example "Hi, my name is Leah, I'm 6 years old, I live in San Diego, California, and my question is--what is an asset?"

    Adults, do you want gain free access to tools, videos, and other great resources to build better financial skills and achieve higher levels of success? If so, join one of our free communities today at: https://www.byfiq.com/community

    Also, check out these three courses that will help sharpen your financial and investing acumen:
    Boosting Your Financial IQ
    Understanding Financial Statements
    Investing in Stocks and Financial Assets

    When you're ready to start living an abundant financial life, take a look at one of our accelerator programs.

    ______________________________________

    This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon when making a decision to invest in Coltivar or its Affiliates. (An offering to invest in a Coltivar fund will be made only by the private placement memorandum, subscription agreement, and other relevant documentation of any such fund and should be read in their entirety.) Any investments or portfolio companies mentioned, referred to, or described are not representative of all investments in vehicles managed by Coltivar, and there can be no assurance that the investments will be profitable or that other investments made in the future will have similar characteristics or results.

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    13 mins
  • 23: Practicing Smart Spending Habits and Avoiding Impulse Buying
    Jul 21 2023

    In this episode of Finance with Kids, hosts Steve and Ava Coughran delve into the topic of smart spending and avoiding impulsive purchases. They talk to kids about the importance of making wise financial decisions and how it can impact their future. Steve and Ava share some tips and tricks on how to avoid impulse buying, such as making a list before going shopping, waiting a day before making a big purchase, and considering if the item is a need or a want. This episode is perfect for parents and kids who want to learn more about smart spending habits and how to make informed financial decisions. Tune in to Finance with Kids for more insightful conversations on money management!

    Kids, if you want to be on the show, ask your adult to help you record your name, where you live, and question on a voice recording app, and then email it to hello@financewithkids.com. For example "Hi, my name is Leah, I'm 6 years old, I live in San Diego, California, and my question is--what is an asset?"

    Adults, do you want gain free access to tools, videos, and other great resources to build better financial skills and achieve higher levels of success? If so, join one of our free communities today at: https://www.byfiq.com/community

    Also, check out these three courses that will help sharpen your financial and investing acumen:
    Boosting Your Financial IQ
    Understanding Financial Statements
    Investing in Stocks and Financial Assets

    When you're ready to start living an abundant financial life, take a look at one of our accelerator programs.

    ______________________________________

    This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon when making a decision to invest in Coltivar or its Affiliates. (An offering to invest in a Coltivar fund will be made only by the private placement memorandum, subscription agreement, and other relevant documentation of any such fund and should be read in their entirety.) Any investments or portfolio companies mentioned, referred to, or described are not representative of all investments in vehicles managed by Coltivar, and there can be no assurance that the investments will be profitable or that other investments made in the future will have similar characteristics or results.

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    13 mins
  • 22: What is Inflation
    Jul 14 2023

    Welcome to another episode of the Finance with Kids podcast! In this episode, hosts Steve and Ava Coughran delve into one of the most important economic concepts: inflation. Steve and Ava explain what inflation is and why it's essential to understand it. They provide real-world examples of how inflation affects everyday items like groceries, gas, and toys. They also discuss how inflation impacts savings and investments, and provide practical tips for kids to protect their money from inflation. Throughout the episode, Steve and Ava use engaging and relatable examples to break down complex economic terms such as "purchasing power" and "inflation rate." They make learning about money fun and accessible for young audiences. Inflation is a critical concept in personal finance, and Steve and Ava aim to teach kids about it in a way that is easy to understand. By the end of the episode, listeners will have a solid understanding of what inflation is, how it works, and why it's important. Tune in to this episode of the Finance with Kids podcast to learn more about inflation and how it impacts our daily lives.

    Kids, if you want to be on the show, ask your adult to help you record your name, where you live, and question on a voice recording app, and then email it to hello@financewithkids.com. For example "Hi, my name is Leah, I'm 6 years old, I live in San Diego, California, and my question is--what is an asset?"

    Adults, do you want gain free access to tools, videos, and other great resources to build better financial skills and achieve higher levels of success? If so, join one of our free communities today at: https://www.byfiq.com/community

    Also, check out these three courses that will help sharpen your financial and investing acumen:
    Boosting Your Financial IQ
    Understanding Financial Statements
    Investing in Stocks and Financial Assets

    When you're ready to start living an abundant financial life, take a look at one of our accelerator programs.

    ______________________________________

    This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon when making a decision to invest in Coltivar or its Affiliates. (An offering to invest in a Coltivar fund will be made only by the private placement memorandum, subscription agreement, and other relevant documentation of any such fund and should be read in their entirety.) Any investments or portfolio companies mentioned, referred to, or described are not representative of all investments in vehicles managed by Coltivar, and there can be no assurance that the investments will be profitable or that other investments made in the future will have similar characteristics or results.

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    13 mins
  • 21: Understanding Revenue, Expenses, and Profit
    Jun 21 2023

    In this week's episode of Finance with Kids, host Steve is joined by Ava to talk about the basics of revenue, expenses, and profits. Steve and Ava break down these important financial terms in a way that's easy for kids to understand. They start by discussing what revenue is and how it's generated, using examples like lemonade stands and selling items online. Then, they move on to talk about expenses, which are the costs associated with running a business or making a product. Ava shares some common business expenses, such as ingredients for making lemonade like lemon, sugar, and water. Finally, Steve and Ava talk about profits, which are what's left over after you subtract expenses from revenue. They explain that profits are important because they allow businesses to grow and reinvest in themselves. They also discuss how individuals can use profits to achieve their personal financial goals. Throughout the episode, Steve and Ava offer tips and tricks for managing revenue, expenses, and profits, including the importance of budgeting and tracking your finances. Join us for this fun and informative episode of Finance with Kids!

    Kids, if you want to be on the show, ask your adult to help you record your name, where you live, and question on a voice recording app, and then email it to hello@financewithkids.com. For example "Hi, my name is Leah, I'm 6 years old, I live in San Diego, California, and my question is--what is an asset?"

    Adults, do you want gain free access to tools, videos, and other great resources to build better financial skills and achieve higher levels of success? If so, join one of our free communities today at: https://www.byfiq.com/community

    Also, check out these three courses that will help sharpen your financial and investing acumen:
    Boosting Your Financial IQ
    Understanding Financial Statements
    Investing in Stocks and Financial Assets

    When you're ready to start living an abundant financial life, take a look at one of our accelerator programs.

    ______________________________________

    This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon when making a decision to invest in Coltivar or its Affiliates. (An offering to invest in a Coltivar fund will be made only by the private placement memorandum, subscription agreement, and other relevant documentation of any such fund and should be read in their entirety.) Any investments or portfolio companies mentioned, referred to, or described are not representative of all investments in vehicles managed by Coltivar, and there can be no assurance that the investments will be profitable or that other investments made in the future will have similar characteristics or results.

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    12 mins
  • 20: What You Should Know About Coins
    Jun 14 2023

    In this episode, we'll be discussing what you should know about coins, from their history and value to current trends in coin collecting. Together with Ava, Steve will explore the origins of coins and their evolution over time, from ancient coins made of precious metals to modern-day collectible coins. We'll also dive into the factors that influence a coin's value, such as rarity, condition, and historical significance. Whether you're a seasoned collector or just getting started, this episode is packed with valuable information that will deepen your understanding and appreciation of coins.

    Kids, if you want to be on the show, ask your adult to help you record your name, where you live, and question on a voice recording app, and then email it to hello@financewithkids.com. For example "Hi, my name is Leah, I'm 6 years old, I live in San Diego, California, and my question is--what is an asset?"

    Adults, do you want gain free access to tools, videos, and other great resources to build better financial skills and achieve higher levels of success? If so, join one of our free communities today at: https://www.byfiq.com/community

    Also, check out these three courses that will help sharpen your financial and investing acumen:
    Boosting Your Financial IQ
    Understanding Financial Statements
    Investing in Stocks and Financial Assets

    When you're ready to start living an abundant financial life, take a look at one of our accelerator programs.

    ______________________________________

    This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon when making a decision to invest in Coltivar or its Affiliates. (An offering to invest in a Coltivar fund will be made only by the private placement memorandum, subscription agreement, and other relevant documentation of any such fund and should be read in their entirety.) Any investments or portfolio companies mentioned, referred to, or described are not representative of all investments in vehicles managed by Coltivar, and there can be no assurance that the investments will be profitable or that other investments made in the future will have similar characteristics or results.

    Support the show
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    10 mins
  • 19: Cost of Living (National Averages & Differences)
    Jun 7 2023

    In this episode, we’re going to talk about the cost of living. Do you know what it means when someone says the cost of living is high? It means that things like food, clothes and housing cost more money than they used to. So, why does that happen? One reason is inflation. Inflation is when the prices of things go up over time. This happens because the amount of money in the world keeps growing, but there are still only so many resources to go around. When there’s more money chasing the same resources, prices go up. Another reason the cost of living can go up is because of supply and demand. If lots of people want something, but there isn’t very much of it, like a toy that’s hard to find or a house in a popular neighborhood, then the price will be higher. It’s important to understand the cost of living because it affects how much money your family needs to earn to live comfortably. When the cost of living goes up, it can be harder for families to afford the things they need. But don’t worry! There are things you can do to help make sure you’re prepared for the cost of living. You can learn how to save money, budget wisely, and choose a job that pays well. In this episode we’ll discuss these things further and bring you up to speed about the concept of cost of living.

    Kids, if you want to be on the show, ask your adult to help you record your name, where you live, and question on a voice recording app, and then email it to hello@financewithkids.com. For example "Hi, my name is Leah, I'm 6 years old, I live in San Diego, California, and my question is--what is an asset?"

    Adults, do you want gain free access to tools, videos, and other great resources to build better financial skills and achieve higher levels of success? If so, join one of our free communities today at: https://www.byfiq.com/community

    Also, check out these three courses that will help sharpen your financial and investing acumen:
    Boosting Your Financial IQ
    Understanding Financial Statements
    Investing in Stocks and Financial Assets

    When you're ready to start living an abundant financial life, take a look at one of our accelerator programs.

    ______________________________________

    This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon when making a decision to invest in Coltivar or its Affiliates. (An offering to invest in a Coltivar fund will be made only by the private placement memorandum, subscription agreement, and other relevant documentation of any such fund and should be read in their entirety.) Any investments or portfolio companies mentioned, referred to, or described are not representative of all investments in vehicles managed by Coltivar, and there can be no assurance that the investments will be profitable or that other investments made in the future will have similar characteristics or results.

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    10 mins
  • 18: Why Aren't Things Just Free?
    May 31 2023

    In today's world, we're used to getting things for free - from social media and search engines to sample products and trial offers. But many of us fail to recognize the hidden costs of "free" and the impact it has on our lives. In this episode, we dive deep into the true cost of "free" and how it affects us as consumers and as a society. We explore the psychological and behavioral aspects of "free," including the ways in which it influences our decision-making and perception of value. Throughout the episode, we discuss the trade-offs involved in choosing "free" over paid options, and how to make informed decisions about what we value and what we're willing to pay for. By the end of this episode, you'll have a better understanding of the hidden costs of "free" and the impact it has on our lives and society. You'll also gain some practical tips for navigating the world of "free" and making more conscious choices about the products and services you consume.

    Kids, if you want to be on the show, ask your adult to help you record your name, where you live, and question on a voice recording app, and then email it to hello@financewithkids.com. For example "Hi, my name is Leah, I'm 6 years old, I live in San Diego, California, and my question is--what is an asset?"

    Adults, do you want gain free access to tools, videos, and other great resources to build better financial skills and achieve higher levels of success? If so, join one of our free communities today at: https://www.byfiq.com/community

    Also, check out these three courses that will help sharpen your financial and investing acumen:
    Boosting Your Financial IQ
    Understanding Financial Statements
    Investing in Stocks and Financial Assets

    When you're ready to start living an abundant financial life, take a look at one of our accelerator programs.

    ______________________________________

    This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon when making a decision to invest in Coltivar or its Affiliates. (An offering to invest in a Coltivar fund will be made only by the private placement memorandum, subscription agreement, and other relevant documentation of any such fund and should be read in their entirety.) Any investments or portfolio companies mentioned, referred to, or described are not representative of all investments in vehicles managed by Coltivar, and there can be no assurance that the investments will be profitable or that other investments made in the future will have similar characteristics or results.

    Support the show
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    11 mins
  • 17: Is Money Good or Bad?
    May 26 2023

    We usually talk about all the things we can do with money, like how to earn, save, spend, or invest it. Today I wanted to discuss whether money is a good thing or a bad thing. Join us as we discuss some reasons why people might find money to be a positive thing and also reasons why money may be seen in a negative way.

    Kids, if you want to be on the show, ask your adult to help you record your name, where you live, and question on a voice recording app, and then email it to hello@financewithkids.com. For example "Hi, my name is Leah, I'm 6 years old, I live in San Diego, California, and my question is--what is an asset?"

    Adults, do you want gain free access to tools, videos, and other great resources to build better financial skills and achieve higher levels of success? If so, join one of our free communities today at: https://www.byfiq.com/community

    Also, check out these three courses that will help sharpen your financial and investing acumen:
    Boosting Your Financial IQ
    Understanding Financial Statements
    Investing in Stocks and Financial Assets

    When you're ready to start living an abundant financial life, take a look at one of our accelerator programs.

    ______________________________________

    This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. Furthermore, this content is not directed at nor intended for use by any investors or prospective investors, and may not under any circumstances be relied upon when making a decision to invest in Coltivar or its Affiliates. (An offering to invest in a Coltivar fund will be made only by the private placement memorandum, subscription agreement, and other relevant documentation of any such fund and should be read in their entirety.) Any investments or portfolio companies mentioned, referred to, or described are not representative of all investments in vehicles managed by Coltivar, and there can be no assurance that the investments will be profitable or that other investments made in the future will have similar characteristics or results.

    Support the show
    Show more Show less
    10 mins