"When families fail to plan, they plan to fail. Estate planning isn’t just about documents—it’s about preserving peace."

In this episode of Envision More, Wayne Wagner Jr. is joined by Chris Young, a veteran estate planning attorney with over 30 years of experience. As a partner at Archer & Greiner, Chris has worked on complex, high-net-worth cases, helping families navigate the intricacies of wealth transfer and legacy planning.

The conversation goes beyond the essential documents everyone needs and explores the often-overlooked nuances of trusts. Chris shares gripping stories of real-life cases that illustrate the value of thoughtful planning, including avoiding elder abuse, protecting children from financial pitfalls, and navigating sensitive family dynamics.

Wayne and Chris also tackle trending topics like the role of AI in estate planning, the importance of intergenerational conversations, and the challenges faced by family businesses. With actionable advice and engaging anecdotes, this episode is packed with wisdom for anyone seeking to safeguard their legacy.

Whether you're starting from scratch or revisiting your estate plan, this conversation will leave you better equipped to make confident decisions for your family’s future.

• Importance of building a legacy through proper planning.
• The role of trusts for minors, special needs, or tax mitigation.
• Using trusts to safeguard children from poor decisions or difficult circumstances.
• Strategies for family businesses and liquidity challenges.
• Addressing potential disputes among heirs.
• The limitations of AI in legal services.
• Addressing elder abuse and financial exploitation.
• How to choose the right professionals to guide your family’s future.

• Envizion More: http://www.EnvizionMore.com
• Vizionary Wealth: http://www.VizionaryWealth.com
• Our Facebook: https://www.facebook.com/VIZIONARYWEALTH
• Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/
• Archer & Greiner, PC: https://www.archerlaw.com/en/people/christopher-s-young
• Disclosures: http://www.VizionaryWealth.com

Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

“On the balance sheet of your future, is your health a liability or an asset?”

Unfortunately, every advisor has seen their own version of this story: a client spends decades building a robust net worth only to experience a life-changing medical event as early as their 50’s or 60’s. The life they spent decades saving for now looks entirely different.

That’s the story our guest today, Stevyn Guinnip, is devoted to avoiding. She has a unique specialization serving top financial advisors who don’t want to mortgage their health to build their business.

She’s the founder of an incredible program–the Wellth Plan–which takes the principles of wealth building and applies them to your most valuable asset: your health. In her words, “Take your health from a liability to an asset.”

Today, she shares her perspective on how top performers can achieve the optimal balance of financial and physical success through consistent, compounding practices.

• How physical health affects leaders
• Leadership in choosing the right environment for well-being
• How effective leaders manage stress and recovery
• Influencing team health through personal wellness commitment
• Functional exercises that predict longevity
• Lessons from international living

• Envizion More: http://www.EnvizionMore.com
• Vizionary Wealth: http://www.VizionaryWealth.com
• Our Facebook: https://www.facebook.com/VIZIONARYWEALTH
• Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/
• GrowWellthy: https://www.growwellthy.com/
• WellthPlan: https://www.growwellthy.com/welcometowellthplan.html
• Disclosures: http://www.VizionaryWealth.com

Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

"The past is prologue, but it doesn’t have to be — we have the power to chart a new trajectory for our lives."

In this episode, Wayne Wagner, Trent Booth, and Nate Wagner dive deep into the critical importance of holistic wellness and self-awareness as the foundation for effective leadership in our families, businesses, and communities.

Together, they explore the 5 Dimensions of Wellness — Physical, Psychological, Emotional, Social, and Spiritual — offering practical strategies to help you thrive in each area.

From tackling physical health challenges in mid-life to building resilient relationships, this episode is a blueprint for becoming the best version of yourself. Tune in to gain actionable insights for sustainable growth and learn how to lay a foundation for true flourishing in every aspect of your life.

• The 5 Dimensions of Wellness: What they are and why they matter.
• Physical Fitness: The shift from intensity to consistency in mid-life health and why sleep and preventative care are non-negotiable.
• Psychological Resilience: Strategies like micro-goal setting, journaling, and defining your "why" to gain clarity and avoid burnout.
• Emotional Health: Learning to process emotions constructively and choose renewal over negativity.
• Social Connections: The importance of accountability, healthy boundaries, and building mutual relationships.
• Spiritual Growth: Developing daily rhythms of devotion, repentance, and worship to guard your heart and sustain your soul.

• Take an honest inventory of your wellness across the 5 Dimensions.
• Schedule a physical exam, explore preventative health measures, and commit to improving one area of physical health this month.
• Start a journaling practice or invite a trusted friend into deeper conversations about your emotional and psychological well-being.
• Identify your front-row relationships and invest intentionally in mutual connections.
• Reflect on your spiritual rhythms: Where can you grow in intimacy and awe with God?

Quotes to Remember:

• “It’s not just about growth; wellness is a continuum where small, consistent changes compound over time.”
• “Boundaries are not about isolation but creating space for thriving relationships.”
• “God doesn’t need rest, but He modeled it because He knows we do.”

Connect with Us:

• Follow the Envizion More Podcast on your favorite platform for more conversations on wellness, leadership, and values-driven growth.
• Share this episode with someone in your circle who’s ready to take their personal wellness to the next level!

• Trent Booth – Founder of Veritas Leadership Group, executive coach, and leadership expert dedicated to helping individuals and organizations achieve their potential.

• Nate Wagner – Leadership coach, counselor, and consultant working with pastors, non-profits, and teams to navigate the complexities of leadership and personal growth.

Start mapping your 2025 today. It’s not about perfection; it’s about progress and intentionality. Take stock of where you are, envision where you want to go, and start creating the life you’re called to lead!

• Envizion More: http://www.EnvizionMore.com
• Vizionary Wealth: http://www.VizionaryWealth.com
• Our Facebook: https://www.facebook.com/VIZIONARYWEALTH
• Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/
• Disclosures: http://www.VizionaryWealth.com

Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

"If we understand why we’re making changes, we can take small steps today that will shape the life we truly want."

In this episode of Envizion More, Wayne Wagner is joined by Trent Booth of Veritas Leadership Group and Nate Wagner, leadership coach and counselor, for an inspiring and practical discussion on how to map out 2025. Together, they walk you through a proven framework—the Wheel of Life—to evaluate where you are now, envision where you want to go, and carve out actionable steps to get there.

From strengthening your faith, family, and finances to prioritizing personal growth and giving back, this episode provides a clear and encouraging blueprint to plan your year with intentionality and purpose. Whether you’re leading a family, a business, or simply your own life, this is a conversation about alignment, balance, and building a legacy that matters.

Download the Family Discussion Guide: https://www.vizionarywealth.com/mapping-2025

• How to use the Wheel of Life to assess six key areas of life: Faith, Family, Finances, Physical Health, Education/Vocation, and Ministry/Social Contributions.
• Why it’s crucial to define reality, envision a preferred future, and create a path to pursue it.
• How faith and values shape intentional planning for the year ahead.
• Practical ways to evaluate your priorities and take small, meaningful actions to improve each area of life.
• The power of ministry, generosity, and finding fulfillment in serving others.

• [00:05:00] Introducing the Wheel of Life framework and how it brings clarity and balance.
• [00:12:00] Faith: What does a thriving spiritual life look like, and how can you evaluate it?
• [00:28:00] Ministry: Time, Talent, and Treasure—how to give back meaningfully and joyfully.
• [00:39:00] Building stronger families and creating intentional connections with your loved ones.
• [00:59:00] Planning your finances and aligning them with your purpose for 2025.
• [01:03:00] Why personal growth and education matter in your overall vision for life.

• Trent Booth – Founder of Veritas Leadership Group, executive coach, and leadership expert dedicated to helping individuals and organizations achieve their potential.

• Nate Wagner – Leadership coach, counselor, and consultant working with pastors, non-profits, and teams to navigate the complexities of leadership and personal growth.

• Recommended Reading: Sacred Pathways by Gary Thomas and Perpetual Motivation by Dave Durand.

Start mapping your 2025 today. It’s not about perfection; it’s about progress and intentionality. Take stock of where you are, envision where you want to go, and start creating the life you’re called to lead!

• Envizion More: http://www.EnvizionMore.com
• Vizionary Wealth: http://www.VizionaryWealth.com
• Our Facebook: https://www.facebook.com/VIZIONARYWEALTH
• Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/
• Disclosures: http://www.VizionaryWealth.com

Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

Welcome to another inspiring episode of the Envizion More Podcast! In this episode, Wayne Wagner dives deep into the art and strategy of financial vision casting as a family. Learn how to collaboratively plan your year ahead, set financial goals, and align your family's values with practical steps for a prosperous future.

Download the PDF Discussion Guide: https://www.vizionarywealth.com/mapping-2025

• The six key areas of financial planning to evaluate annually, including healthcare, income, and investments.
• How to normalize conversations about financial fears, net worth, and personal growth.
• The importance of defining family goals and fostering accountability for a stronger financial future.
• Practical strategies for tax planning, investments, and managing good vs. bad debt.
• Ways to involve your family in meaningful discussions and set long-term multigenerational goals.

• [00:02:00]: The "Six Worlds" of financial planning – from healthcare to investments to legacy.
• [00:05:00]: How to calculate net worth and use it to shape your financial strategy.
• [00:15:00]: Why reviewing estate plans and beneficiary designations is critical.
• [00:25:00]: Transforming annual financial planning into a family tradition with actionable insights.
• [00:40:00]: Setting clear goals for personal and professional growth while fostering accountability.

This year, set aside time to create a financial vision for your family. Use Wayne's 10 annual questions to review your budget, income sources, and net worth. Then, outline goals to reduce debt, grow investments, and build a legacy.

To download Wayne’s Guide to Annual Planning for Families, visit this LINK

• Envizion More: http://www.EnvizionMore.com
• Vizionary Wealth: http://www.VizionaryWealth.com
• Our Facebook: https://www.facebook.com/VIZIONARYWEALTH
• Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/
• Disclosures: http://www.VizionaryWealth.com

Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

We have the privilege of working with high-performing families, but what keeps a family close in the midst of individual success?

Today’s returning guests Chris and Melissa Smith have dedicated their careers to helping families forge a common bond around core values and vision. Their work through Family Brand (linked below) is a powerful framework to help families answer the critical question, “Who are WE?”

We’re ready to tackle the practical aspects of building strong family identities by setting yearly goals and themes, reflecting on past successes and challenges, and emphasizing the importance of open communication and vulnerability.

Whether it’s creating vision boards with your kids on New Year’s Eve, establishing relationship goals, or teaching financial responsibility, today’s episode is packed with insights for every family eager to deepen connections and foster intentional living.

• Yearly themes transformed our family
• Planning for improvements
• Building identity and resilience through family narratives
• Striving for meaningful relationships
• Quick relationship check-ins
• Intentional vs. intuitive vision boards
• Reinforcing established communication patterns
• Budget and assets planning
• Shared values enable vulnerability and accountability

• Envizion More: http://www.EnvizionMore.com
• Vizionary Wealth: http://www.VizionaryWealth.com
• Our Facebook: https://www.facebook.com/VIZIONARYWEALTH
• Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/
• Family Brand: https://familybrand.com/
• Family Brand Podcast: https://familybrand.com/podcast/
• Family Culture Quiz: https://familybrand.com/quiz/
• Family Brand Instagram: https://www.instagram.com/ourfamilybrand/
• Disclosures: http://www.VizionaryWealth.com

Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

For most people, your 40’s represent a challenge: your income is the highest it’s ever been, but life is more expensive than ever too. And busier.

As a result, your 40’s tend to be a balancing act of priorities in the areas of money and time. How you prioritize will determine the life you lead, both now and in the critical coming years.

Today’s episode breaks down some of the key financial strategies and vehicles we see for clients navigating this incredible season of life.

1. Target savings and timeline for financial independence
2. Final stretch before college costs
3. Balancing lifestyle and future planning
4. More complex compensation–including deferred comp and equity
5. Estate planning priorities and updates
6. Prioritizing strong family bonds through busy years

Whether you're advancing in your career or managing growing family responsibilities, this episode is filled with valuable advice to help you navigate this critical decade.

• Realistic long-term equity returns
• Maximizing investments early leads to greater growth
• Understanding Rule 72
• Prioritize family stability over career advancement
• Establish core family values
• Planning for Generational Wealth
• Planning for Worst-Case Scenarios
• Maximize 529 and Roth 401k savings strategies.
• Deferring taxes to manage future financial obligations.
• Non-portable plans lead to unexpected taxable income.

• Envizion More: http://www.EnvizionMore.com
• Vizionary Wealth: http://www.VizionaryWealth.com
• Our Facebook: https://www.facebook.com/VIZIONARYWEALTH
• Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/
• Disclosures: http://www.VizionaryWealth.com

Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

Welcome to Week 2 of our new series Planning by the Decade. This week’s focus: financial priorities in your 30s.

Our 30s are a decade filled with burgeoning responsibilities and significant life changes. Life gets busier–and more expensive–but our opportunities get bigger too.

Because many 30-somethings (mistakenly) think they’re too young for a financial advisor, we are diving into the planning topics we wish more people knew about in their 30s. Even small decisions and habits can have an enormous impact on your future because of the amount of time you have between now and your retirement years.

This episode contains some extremely practical ideas like:

1. How to set long term savings targets
2. Life & disability insurance guidelines
3. Priorities for estate planning as life changes

We also delve into creating a strong family identity and core values, mentoring in your 30s, and the significance of having a mission-driven life.

So, get ready for an enlightening conversation packed with actionable advice, personal anecdotes, and expert insights tailored to enhance your financial well-being and personal growth.

• Personal financial leadership in your 30s
• Establishing a family “brand” and core values
• Involving children in values discussions
• Role of mentors in personal and professional growth
• Creating an open environment for critical feedback
• Financial assessments and setting annual goals
• Strategies to align expenses with income
• Debt management and long-term financial independence
• Downsizing and housing decisions for future flexibility

• Envizion More: http://www.EnvizionMore.com
• Vizionary Wealth: http://www.VizionaryWealth.com
• Our Facebook: https://www.facebook.com/VIZIONARYWEALTH
• Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/
• Disclosures: http://www.VizionaryWealth.com

Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/