
You Deserve to Be Rich
Master the Inner Game of Wealth and Claim Your Future
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Narrated by:
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Troy Millings
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Ronald Peet
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Rashad Bilal
About this listen
NEW YORK TIMES BESTSELLER • A revolutionary playbook for building generational wealth, no matter where you grew up—from the founders of the explosively popular podcast and financial literacy platform Earn Your Leisure
This audiobook features a special welcome message from co-author Rashad Bilal.
You deserve to be rich.
You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom—financial freedom. If you agree, you’ve come to the right place.
We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets. But we began to notice that—for people in our community—hard work wasn’t enough. The system wasn’t set up to help people like us turn our hustle into lasting wealth.
We started Earn Your Leisure to change that. We never could have imagined the response. Soon our little podcast started to feel more like a financial revolution. But a podcast can do only so much. This book is our answer to the thousands upon thousands of people who have asked us for a detailed blueprint. The key to earning your leisure is to see money as a strategic tool for wealth development. In You Deserve to Be Rich, you’ll learn how to:
• Deal with the psychological toll of growing up living paycheck to paycheck.
• Create income-building strategies outside your nine-to-five, from investing to side hustles.
• Use passive income to put you in control of your time and lifestyle.
• Master tax and insurance systems and identify (legal) loopholes to maximize wealth.
• Navigate family financial drama and find ways to support your community.
That’s just the start. This book is full of tips, insights, and stories about real people, just like you, who have used the tools of wealth building to overcome barriers and build the life they want.
You deserve to be rich. This is the playbook to make it happen.
©2025 Troy Millings (P)2025 Random House AudioListeners also enjoyed...
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Critic reviews
“Earn Your Leisure podcasters Bilal and Millings share their formula for accruing wealth. . . . Throughout, Bilal and Millings bring a welcome recognition of the financial hardships faced by Black individuals. . . . Buoyed by the authors’ can-do spirit (‘If you can see it, you can have it’), this stands out in the crowded field of personal finance guides.”—Publishers Weekly
“EYL has written more than just a financial guide—it’s a blueprint for breaking free from the systems that keep us broke and disempowered. They are giving us the jewels to take control of our money, invest wisely, and build generational wealth. A must read for anyone looking to level up financially and mentally. It’s food for your entrepreneurial spirit, but you have to do your own dishes.”—Charlamagne Tha God
"With You Deserve to Be Rich, Troy Millings and Rashad Bilal from Earn Your Leisure offer a powerful blueprint to get started on your journey building generational wealth. Like me, Troy is a former teacher—and it shows in the clear, actionable, and spot-on advice he and Rashad deliver in these pages. This book will be a great step to achieving the life you’ve always dreamed about.”—Tiffany Aliche, aka The “Budgetnista,” New York Times bestselling author of Get Good with Money
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By cutting out the noise and providing a clear and proven plan, this road map helps even brand-new entrepreneurs make decisions quickly, get their product up for sale, and launch it to a crowd that is ready and waiting to buy. This one-year plan will guide you through the three stages to your first $1 million: the Grind (months 0-4), the Growth (months 5-8), and the Gold (months 9-12). If your goal is to be a full-time entrepreneur, get ready for one chaotic, stressful, and rewarding year. If you have the guts to complete it, you will be the proud owner of a million-dollar business.
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Good, but a Little Misleading
- By Chris Love on 11-28-20
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The Simple Path to Wealth
- Your Road Map to Financial Independence and a Rich, Free Life
- By: JL Collins
- Narrated by: JL Collins, Peter Adeney
- Length: 6 hrs and 38 mins
- Unabridged
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Overall
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Performance
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This book grew out of a series of letters to my daughter concerning various things - mostly about money and investing - she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical.
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Misleading, heavily biased
- By Cody Peralta on 07-19-19
By: JL Collins
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The Creature from Jekyll Island
- A Second Look at the Federal Reserve
- By: G. Edward Griffin
- Narrated by: Mark Bramhall
- Length: 24 hrs and 21 mins
- Unabridged
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Overall
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Performance
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Story
This classic expose of the Fed has become one of the best-selling books in its category of all time. Where does money come from? Where does it go? Who makes it? The money magician's secrets are unveiled. Here is a close look at their mirrors and smoke machines, the pulleys, cogs, and wheels that create the grand illusion called money. A boring subject? Just wait. You'll be hooked in five minutes. It reads like a detective story - which it really is, but it's all true.
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Lost confidence in author
- By Amazon Customer on 07-11-20
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How to Day Trade for a Living
- A Beginner's Guide to Trading Tools and Tactics, Money Management, Discipline and Trading Psychology
- By: Andrew Aziz
- Narrated by: Kevin Foley
- Length: 6 hrs and 56 mins
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Very few careers can offer you the freedom, flexibility, and income that day trading does. As a day trader, you can live and work anywhere in the world. You can decide when to work and when not to work. You only answer to yourself. That is the life of the successful day trader. Many people aspire to it, but very few succeed. In the audiobook, I describe the fundamentals of day trading, explain how day trading is different from other styles of trading and investment, and elaborate on important trading strategies that many traders use every day.
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Its a sales pitch
- By Xavier Foley on 02-08-18
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The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime
- By: MJ DeMarco
- Narrated by: MJ DeMarco
- Length: 12 hrs and 46 mins
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Since you were old enough to hold a job, you've been hoodwinked to believe that wealth can be created by blindly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. I call this soul-sucking, dream-stealing dogma "The Slowlane" - an impotent financial gamble that dubiously promises wealth in a wheelchair. For those who don't want a lifetime subscription to "settle-for-less", there is an alternative.
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Excellent!
- By Iray007 on 09-22-15
By: MJ DeMarco
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How to Outsmart the Credit Bureaus
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This book is full of unknown information that has never been released to the public. It contains detailed information about the credit bureaus and how their database operates. Anyone who has good or bad credit should listen to this book. This book takes an inside look at the tactics that can be used for individuals seeking to get ahead in life without the use of credit repair or debt consolidation companies. If you ever wanted to know about the secrets of the credit bureaus, I stress that you listen to this book.
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helpful!!
- By Karen kennedy on 01-10-19
By: Corey P Smith
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Plan Your Year Like a Millionaire
- By: Rachel Rodgers
- Narrated by: Rachel Rodgers
- Length: 2 hrs
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Plan Like a Millionaire is part of a riveting three-part series, and it's all about elevating your game and setting goals like a seven-figure earner. In this wealth-inspiring listening journey, Rachel reveals the secrets of how to set goals, manage time wisely, build essential support systems, break free from financial constraints, and make savvy money decisions.
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Feel Good Book, only
- By Maggie on 01-06-24
By: Rachel Rodgers
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Understanding Bank Crises and Contagion
- By: Kathleen Day, The Great Courses
- Narrated by: Kathleen Day
- Length: 2 hrs and 58 mins
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Overall
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Performance
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What causes a bank to fail? The most basic explanation is simply that it runs out of money. But there are a lot of ways for banks to lose money, and understanding what causes these institutional failures can help you get a clearer picture of economic perils in our current moment.
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Good Introduction
- By Gilbert M. Stack on 04-01-25
By: Kathleen Day, and others
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The 1-Page Marketing Plan
- Get New Customers, Make More Money, And Stand Out From The Crowd
- By: Allan Dib
- Narrated by: Joel Richards
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To build a successful business, you need to stop doing random acts of marketing and start following a reliable plan for rapid business growth. Traditionally, creating a marketing plan has been a difficult and time-consuming process, which is why it often doesn’t get done.
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You Need to buy Book to get key info
- By Rosie's mom on 10-23-18
By: Allan Dib
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Money. Wealth. Life Insurance.
- How the Wealthy Use Life Insurance as a Tax-Free Personal Bank to Supercharge Their Savings
- By: Jake Thompson
- Narrated by: Alan Caudle
- Length: 1 hr and 27 mins
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Overall
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America's elite have been using cash value life insurance to stockpile wealth for centuries. Used correctly, it is better described as a personal bank on steroids, and a financial bunker for tough times. To be clear, this audiobook is not about the typical garbage peddled by most insurance agents. Rather, an alternative to the risky investment strategies taught by Wall Street. It details a highly efficient form of cash value life insurance designed to supercharge your savings and stockpile wealth.
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what the heck was this?
- By Gladys Torres on 10-20-16
By: Jake Thompson
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Short and Sweet
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What listeners say about You Deserve to Be Rich
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- David Johnson
- 01-31-25
Very good financial read
I learned so much from this book. So glad I gave it a listen. I recommend it to anyone who wants to be financially successful
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- Anonymous User
- 02-04-25
A book for US.
A complete financial education book for people who were not taught financial education. Giving you a complete rundown of investments, money management, business. It won’t give you everything you need so if you’re looking for something that is more advanced, skip along. However, this book is phenomenal and thank you for writing it.
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- Lewis B Robinson
- 03-07-25
Amazing Book, Shoutout to Rashad updating the voice
Book reads like a movie now!! Excellent listen now and the content and message can be taught to the masses!
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- Amazon Customer
- 03-26-25
Great message bad narration
I think I would have enjoyed reading the book instead of listening to the audiobook. The narration was a distraction to the message they were trying to deliver. Overall great advice in the book. Consider buying it instead of listening.
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- Erica Downing
- 01-16-25
Experienced Audible Listener
I have listened to audible books for the past 10 years as a convenience. I usually buy the paper version of a book as well because I just like reading actual books. This book is a gold mine of gems for any listener seeking to increase their financial literacy and decrease the stress and strain of financial illiteracy. If you are a seasoned Audible listener but have not actually been following these guys on assets of liabilities or Market Mondays or best test you would not understand their cadence or have followed the fact that they genuinely wanted to record this themselves instead of hiring a professional, you may not like it because the authors read the book to provide a personal touch and we’re not trained in that manner. As a follower of their podcast and shows I personally know this is how they always sound when they’re reading something off so I was OK with listening to this version. I also bought a hard copy when I went to the book signing in Washington DC, I look forward to the next one.
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1 person found this helpful
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- Mumu
- 01-28-25
Just speed up the Audio player
I would strongly recommend listeners to increase the player speed to 1.20-1.40 to have a better listening experience. other than that it was an original detailed approach to financial literacy. what these guys are doing is necessary work for the community and I will always support. they inspire me everyday.
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1 person found this helpful
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- Yaboy Twan
- 01-24-25
LIT
If you want to hear it in our vernacular this is the book for you.
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- Anonymous User
- 01-23-25
Financial literacy for Us By Us
Amazing book, lots of gems, game, and financial equality! I love how they expressed no matter your starting position you can obtain financial wealth, this should instill confidence in anyone
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- Jamare Bates
- 02-27-25
Love this book!
Really like the tangible blueprint and actions to follow. A step by step guide tailored for anyone.
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- Ty
- 03-21-25
Loved the scenarios
PROS - I enjoyed the content, it was practical and informative. I also enjoyed the different scenarios, that was my favorite part as it wasn't a one size fits all playbook. CONS -Typically when you listen to a book, the narration feels like the person is talking directly to you. While troy did a good job, the other narrator was awful. The over emphasis on the wording was completely off and made it difficult to follow.
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