The One-Page Financial Plan Audiobook By Carl Richards cover art

The One-Page Financial Plan

A Simple Way to Be Smart About Your Money

Preview

Try for $0.00
Prime logo Prime members: New to Audible?
Get 2 free audiobooks during trial.
Pick 1 audiobook a month from our unmatched collection.
Listen all you want to thousands of included audiobooks, Originals, and podcasts.
Access exclusive sales and deals.
Premium Plus auto-renews for $14.95/mo after 30 days. Cancel anytime.

The One-Page Financial Plan

By: Carl Richards
Narrated by: Carl Richards
Try for $0.00

$14.95/month after 30 days. Cancel anytime.

Buy for $21.48

Buy for $21.48

Confirm purchase
Pay using card ending in
By confirming your purchase, you agree to Audible's Conditions of Use and Amazon's Privacy Notice. Taxes where applicable.
Cancel

About this listen

Whenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once, they've begged, "Just tell me what to do." It's no surprise that even my most successful friends feel confused or paralyzed. Even if they have a shelfful of personal finance books, they don't have time to make sense of all the information available. They don't just want good advice; they want the best advice - so rather than do the wrong thing, they do nothing. Their 401(k)s and bank statements pile up, unexamined or maybe even unopened.

What they don't realize is that bad calls about money aren't failures; they're just what happens when emotional creatures have to make decisions about the future with limited information. What I tell them is that we need to scrap striving for perfection and instead commit to a process of guessing and making adjustments when things go off track. Of course we're going to make the best guesses we can - but we're not going to obsess over getting them exactly right.

The fact is in a single page, you can prioritize what you really want in life and figure out how to get there. That's because a great financial plan has nothing to do with what the markets are doing, what your real estate agent is pitching, or the hot stock your brother-in-law told you about. It has everything to do with what's most important to you.

By now you may be wondering, "What about the details? How much do I need to invest each year, and how do I allocate it? How much life insurance do I need?" Don't worry: I'll cover those topics and many more, sharing strategies that will take the complexity out of them. The most important thing is getting clarity about the big picture, so you can cope with the unexpected. Maybe you'll lose the job you thought was secure; you'll take a financial risk that doesn't pan out; you'll have twins when you were budgeting for only one.

©2015 Carl Richards (P)2015 Gildan Media LLC
Investing & Trading Money Management & Budgeting Inspiring Insurance Financial Planning Business

What listeners say about The One-Page Financial Plan

Highly rated for:

Valuable Advice Well-written Book Concise Information Helpful Guidance Transparent Author
Average customer ratings
Overall
  • 4.5 out of 5 stars
  • 5 Stars
    167
  • 4 Stars
    61
  • 3 Stars
    22
  • 2 Stars
    6
  • 1 Stars
    4
Performance
  • 4.5 out of 5 stars
  • 5 Stars
    150
  • 4 Stars
    49
  • 3 Stars
    21
  • 2 Stars
    4
  • 1 Stars
    3
Story
  • 4.5 out of 5 stars
  • 5 Stars
    145
  • 4 Stars
    49
  • 3 Stars
    24
  • 2 Stars
    4
  • 1 Stars
    4

Reviews - Please select the tabs below to change the source of reviews.

Sort by:
Filter by:
  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Anyone worried about money at all should list n to this book.

This book is a terrific help to me and my wife. We are revising our financial plan and this book has wonderful advice.Thanks, Carl!

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Incredibly informative, oddly inspirational

Incredibly informative, oddly inspirational. The author does a great job at democratizing financial planning for the layman, as well as informing the experienced in new ways. thoroughly enjoyed listening.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

2 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Great book to start getting more clarity

If you don’t know where to start in organizing your finances, this book is a good first step

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Simple but Life Changing

Short book, very well written, but full of timeless advice for anyone who is ready to change their financial habits. I listened to it at the gym. Highly recommended.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars

Excellent PF advice for modern times.

This book concisely and logically sums up many of the PF podcasts I've heard in the past year.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Plain simple for a start

Good book with simple advice you can actually use and leverage on. No fluff and it is to the point. One key point to me was the fact that every situation is different and hence we don't all require the same prescription when deciding on a financial plan.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Great Grounding for any Advisor or Individual

Thanks Carl- just listened to your book on a cross country flight. As an Advisor, I am challenged each day to communicate our Firm's philosophy to our clients. You have presented a complete and consistent message that bears repeating at every opportunity. The best approach for financial decision making is the simplest approach and it starts and ends with a question: What do you value about money?
You have affirmed why I have been a fan of yours for many years- keep up the good work- that of a real advisor!

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

2 people found this helpful

  • Overall
    4 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    4 out of 5 stars

A Good and Simple Financial Book

I'm not very knowledgeable about finances, so I thought I would give it a try. The book did help me with budgeting and our money and my husband also read it and he helped me to understand it better. I believe a book like this would be a valuable tool for my children and their spouses .

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

2 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    5 out of 5 stars

Must read for every one

Any one who wants to have a secure financial plan need to read this. Talks about complex topics and small bit size pieces.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

2 people found this helpful

  • Overall
    5 out of 5 stars
  • Performance
    5 out of 5 stars
  • Story
    4 out of 5 stars

Great usable information

This is a great book that is packed with information you can use immediately to take you to the next level. I recommend it especially for young people that like to use technology to automate processes and save time.

Something went wrong. Please try again in a few minutes.

You voted on this review!

You reported this review!

1 person found this helpful