The Choice Is Yours
Introducing the Credit Choice and the Personal Finance Choice for Teens & Young Adults
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The Choice Is Yours
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Narrated by:
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Robert F. Newkirk Jr.
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By:
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Robert Newkirk
About this listen
MAKE A CHOICE! Build Wealth Without Worry & Secure Your Financial Future Without Sacrificing Fun: Perfect for Ages 15-28!
Why does money seems to slip through your fingers no matter how much you earn? What if you could transform your relationship with money, challenge the norms of consumer culture, and build a future where financial freedom is the ultimate status symbol?
Why weren't you taught basic financial skills in school, leaving you ill-equipped to handle real-world money matters? Imagine gaining the skills and tools you need to thrive financially, breaking free from the cycle of financial illiteracy. Ready to rewrite your financial future?
Myth #1: More Credit Cards Mean More Freedom – Break free from the illusion that a wallet full of credit cards equals financial freedom. Unravel the truth and discover the power of strategic spending over a plastic parade.
Myth #2: Student Loans are 'Good Debt' – Challenge the belief that drowning in student loans is the only way to invest in your future. Picture a life where education doesn't come with a lifelong debt sentence – it's time to redefine the true cost of knowledge.
Demystify capitalism: Gain insights into how young adults can actively participate in and benefit from the economic system around them.
Navigate the complexities of capitalism with confidence, understanding how to leverage consumerism to your advantage without falling prey to its pitfalls. Break free from the shackles of consumerism and materialism!
"I don't have time to learn about personal finance." - Busy schedules & competing priorities often lead individuals to believe they lack the time to dedicate to learning about personal finance, dismissing it as a low-priority concern.- "I'm not good with numbers or math, so personal finance isn't for me."
If you want to take control of your financial future and thrive in a world dominated by capitalism, consumerism, and financial illiteracy, Scroll up and Click the "Add to Cart" button now!
©2024 Vatin Johari LLC (P)2024 Vatin Johari LLCWhat listeners say about The Choice Is Yours
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
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Overall5 out of 5 stars
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Performance5 out of 5 stars
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Story5 out of 5 stars
- ReGina Newkirk
- 11-01-24
Mastering Money and Outsmarting the System
Newkirk’s style is nothing short of captivating and inspiring—he masterfully blends vivid metaphors, like “jumping into the pool,” to empower readers to dive headfirst into the world of financial education. His words spark action, urging readers to take control of their finances. Through personal stories and relatable real-life examples, Newkirk makes each lesson feel like it was written just for you. This isn’t just a “how-to” guide for money management; it’s a deep dive into the bigger picture, exploring the forces of capitalism and consumerism that can often trip up young adults. Five stars for a book that delivers both practical wisdom and powerful insight.
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1 person found this helpful
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Overall5 out of 5 stars
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Performance5 out of 5 stars
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Story5 out of 5 stars
- M. Markham
- 11-16-24
Excellent Advice with Humor and Examples
How many of use resolve the charges on our card? How carefully do you protect you spending habits? Mr. Newkirk does both of these things and brings humor to his educational wealth lessons. Yes, wealth. How to preserve it. What do the wealthy do when it comes to cash and credit? I learned who created the FICO score and how to increase mine. As for the humor, well, I laughed heartily along with the narrator's take on Streaming services cost and tricks companies use by stating fees are low at "nine ninety nine". I look forward to more narrations by Mr. Newkirk in future literature.
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Overall5 out of 5 stars
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Performance5 out of 5 stars
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Story5 out of 5 stars
- Amba Kone
- 11-26-24
I Wish I Knew This 30 Years Ago!
The Choice is Yours: The Personal Finance Choice for Teens & Young Adults is an excellent resource packed with practical advice for middle schoolers, teens, and young adults. It provides clear examples of positive financial behaviors, strategies to implement, and ways to recognize and navigate systems designed to push individuals into debt. The book also offers actionable steps to take control and "beat the system" at its own game.
This book makes a thoughtful gift, whether as a stocking stuffer or a graduation present. As a middle school teacher, I find many of the concepts highly relevant for integrating into math and civics lessons. For parents of upper elementary and middle school children, this is a valuable tool to start discussions about financial literacy and put these lessons into practice. It's an excellent way to model and teach the importance of managing finances wisely.
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Overall5 out of 5 stars
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Performance5 out of 5 stars
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Story5 out of 5 stars
- S Reginald Williams
- 11-22-24
The Knowledge We Need NOW!
This book is an incredible resource. Newkirk does an amazing job of both breaking down the bad habits and incorrect beliefs that shackle many of us in debt, and distilling practical real-world solutions for breaking those chains and building wealth. The book is written in a plain-spoken style that does not sacrifice wisdom. I’ve made it mandatory reading for each of my three sons (teens and 20s). In a world where the wealth gap is widening at an ever-increasing pace, this book could not be more timely.
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1 person found this helpful
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Overall5 out of 5 stars
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Performance5 out of 5 stars
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Story5 out of 5 stars
- Maxdx
- 11-02-24
Sooo refreshing
This is a very refreshing item. Personal finance seems to be a topic not discussed in school to purposely guide all the unawares into debt, zombification, and consumerism ! These books teach the a, b, c’s (i.e. the do’s and don’t) of financial responsibilities and growth. I highly recommend it to anyone with or without a clue especially to the youngsters entering this life ! Great job Robert ! What a fantastic contribution ! Max Jeanty
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