Smart Retirement Planning
Winning Strategies to Build Large Sums of Retirement Income; Investing, Creating Passive Income and Making Your Money Last a Lifetime
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Narrated by:
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Samantha Novak
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By:
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Noelle Romero
About this listen
Many new retirees are disastrously prepared for retirement and a 2019 study by the Economic Policy Institute showed that most Americans aged 56 to 61 had just $21,000 in their retirement accounts–that’s all they had saved in 30 years! And definitely not enough to live on for what could potentially be 20 or 30 years. The study also showed that 32- to 37-year-olds had, on average, just $1,000 in their retirement funds.
But this doesn’t have to be you! Do you want to have better retirement funds in place than most Americans? Starting early can give you a great head start but even if you’re in your 40s or 50s, there are still things that you can do now to ensure that you have enough money to enjoy the retirement you deserve!
And you don’t need to push yourself to breaking point to get there. We spend most of our adult lives working to be able to enjoy our retirement but forgetting that life was meant to be enjoyed in the here and now. But what if I told you that you didn’t have to live that way? What if I said you could work smarter rather than harder, retire early if you want to, travel the world, and make all of your dreams for the future a reality?
It’s not too late to start making the right choices to make your dreams come true.
This Smart Retirement Planning guide will help you navigate through the important decisions to prepare for your best retirement. You will have the detailed knowledge and understanding to make smart retirement decisions. In the book, you’ll learn:
- The key features of retirement and how to demolish some of the myths
- The mistakes people make and how to avoid them
- How to determine if you are financially prepared for retirement by quantifying your financial goals
- How to plan and budget for your retirement and prioritize your financial goals
- About the different types of retirement funds and the key considerations
- How to make smart investments in property, bonds, plus much more
- How to make your income work for you by creating passive income streams
- How to manage your taxes to pay less, to avoid common pitfalls, and to have more for your lifetime and your legacy
- How to get your debts paid off before you retire and legal considerations such as setting up a power of attorney and thinking about your inheritance goals
- Identify whether there is a role for trusts in your estate
- Prepare for the non-financial aspects of retirement, including the need to find purpose and passion, to understand if there is a role for work in retirement, to enhance relationships and social connections, and to maintain an active and healthy lifestyle.
- Plus much more!
This is a comprehensive look at the key retirement decisions to achieve financial and non-financial success to give you the foundation to make the most of your retirement years.
Packed with straightforward, practical easy to understand information Smart Retirement Planning includes hundreds of hints and tips to help you adapt and thrive and achieve a better lifestyle in retirement.
You may be in your 50s and thinking it’s too late, but this book will show you ways you can start to save for retirement now, so that you can have the retirement you’ve been dreaming of.
If this sounds like you, then scroll to the top of the page and hit ‘add to cart’ now!
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Even though half of all Americans put money aside for retirement, it isn't until they reach their 60s that many realize that they haven't saved enough. With The Five Years Before You Retire, you'll hone in on what you need to do in the next five years to maximize your current savings and create a realistic plan for your future. This book guides you through each financial, medical, and familial decision, from taking advantage of the employer match your company offers for your 401(k) program to enrolling in Medicare to discussing housing options with your family.
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Very basic information
- By Anonymous User on 01-02-17
By: Emily Guy Birken
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The Index Card
- Why Personal Finance Doesn’t Have to Be Complicated
- By: Helaine Olen, Harold Pollack
- Narrated by: Helaine Olen, Harold Pollack
- Length: 3 hrs and 43 mins
- Unabridged
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Overall
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Performance
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Story
TV analysts and money managers would have you believe your finances are enormously complicated, and if you don't follow their guidance, you'll end up in the poorhouse. They're wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the best-selling Pound Foolish, he made an offhand suggestion: Everything you need to know about managing your money could fit on an index card.
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Getting your personal finance right? Start here.
- By Anonymous User on 04-27-18
By: Helaine Olen, and others
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You Can Retire Sooner Than You Think
- By: Wes Moss
- Narrated by: Wes Moss, Scott Merriman
- Length: 7 hrs and 1 min
- Unabridged
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Overall
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Performance
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Story
After conducting an intensive study of happy retirees to learn the financial practices they hold in common, Moss discovered that it doesn't take financial genius, millions of dollars, or sophisticated investment skills to ensure a safe, solid retirement. All it takes is five best practices.
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graphs/diagrams
- By Anonymous User on 05-15-18
By: Wes Moss
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Top 10 Ways to Avoid Taxes
- By: Mark J. Quann, Josh Shapiro
- Narrated by: Michael Quinlan
- Length: 2 hrs and 37 mins
- Unabridged
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Overall
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Performance
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Strategies for building wealth and avoiding excessive taxation from one of the most original finance thinkers of our time. Top 10 Ways to Avoid Taxes will teach you what the top 1 percent know about money and the tools they use to grow, protect, and pass that wealth to their heirs tax free.
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Good If It's Your 1st Financial Book - Nothing New
- By Anonymous User on 01-27-21
By: Mark J. Quann, and others
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The Truth about Retirement Plans and IRAs
- All the Strategies You Need to Build Savings, Select the Right Investments, and Receive the Retirement Income You Want
- By: Ric Edelman
- Narrated by: Keith Spengel
- Length: 7 hrs and 27 mins
- Unabridged
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Overall
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Performance
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Story
Everyone knows that saving for your retirement is important. Yet only half of all eligible Americans contribute to a retirement plan. That’s because all plans - including the 401(k), 403(b), 457, and even the IRA - are complicated, confusing, and costly. New York Times best-selling author and acclaimed financial advisor Ric Edelman has counseled thousands of savers and retirees and has accumulated his advice in this audiobook.
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some very great info but be careful
- By Anonymous User on 11-30-18
By: Ric Edelman
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Missed Fortune 101
- A Starter Kit to Becoming a Millionaire
- By: Douglas R. Andrew
- Narrated by: Douglas R. Andrew
- Length: 9 hrs and 54 mins
- Unabridged
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Overall
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Performance
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Story
Unaware, we proceed down the highway of life, pursuing financial security with one foot on the brake pedal and the other on the gas. We may eventually make it to our destination, but only after a pretty jerky ride. We wonder why a few others arrived at the station of financial independence sooner, achieving more, with a much smoother ride. This audiobook will teach concepts and give insights that are contrary to popular belief. Now is the time to discover the best way to safely accumulate more money.
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Not bad
- By Anonymous User on 04-29-10
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You Don't Have to Drive an Uber in Retirement
- How to Maintain Your Lifestyle Without Getting a Job or Cutting Corners
- By: Marc Lichtenfeld
- Narrated by: David Marantz
- Length: 6 hrs and 21 mins
- Unabridged
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Overall
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You Don’t Have to Drive an Uber in Retirement is a survival guide for your golden years, and a lifeline for those entering the Retirement Crisis unprepared. Roughly 45 percent of Americans have zero dollars saved for retirement - but the average retiree will spend $154,000 in out-of-pocket health care costs alone. We need to figure out how to generate more income, even in retirement, and spend less. How do we boost our retirement income? Is investing the way to go? This book does more than just answer the important questions - it gives you real-world tips to help you reach your financial goals.
By: Marc Lichtenfeld
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The Elements of Investing
- By: Burton G Malkiel, Charles D Ellis
- Narrated by: Erik Synnestvedt
- Length: 2 hrs and 39 mins
- Unabridged
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Overall
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Performance
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A disciplined approach to investing, complemented by understanding is all you need to enjoy success. This practical guide explains what you really need to know and puts you on the right course for long-term success through all kinds of markets.
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required reading if you plan to retire one day
- By Anonymous User on 04-17-10
By: Burton G Malkiel, and others
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Why is there no supplemental pdf to accompany this audiobook?
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Equip yourself with the knowledge and tools to ensure a secure and satisfying retirement. Start your journey to financial independence and peace of mind today with "The Essential Retirement Toolkit."
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Very easy to listen to and comprehend
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Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in The Ultimate Retirement Guide for 50+, she gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more-starting where you are right now.
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Way to long
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The Only Retirement Planning Book You'll Ever Need
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Unlock a stress-free retirement and achieve the financial freedom you deserve with this ultimate guide! Imagine possessing a comprehensive resource that breaks down retirement planning into simple, actionable steps, turning complex financial decisions into opportunities for a secure future. Whether you’re starting from scratch, looking to enhance your current retirement plan, or are near retirement without much savings, this book will guide you through every stage of the process and ensure you're fully prepared for the next chapter of your life.
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A Practical Guide for Retirement Peace of Mind
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Even though half of all Americans put money aside for retirement, it isn't until they reach their 60s that many realize that they haven't saved enough. With The Five Years Before You Retire, you'll hone in on what you need to do in the next five years to maximize your current savings and create a realistic plan for your future. This book guides you through each financial, medical, and familial decision, from taking advantage of the employer match your company offers for your 401(k) program to enrolling in Medicare to discussing housing options with your family.
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