
Pay Up and Die
The Debt Collector Series, Book 1
Failed to add items
Add to Cart failed.
Add to Wish List failed.
Remove from wishlist failed.
Adding to library failed
Follow podcast failed
Unfollow podcast failed
$0.99/mo for the first 3 months

Buy for $14.95
No default payment method selected.
We are sorry. We are not allowed to sell this product with the selected payment method
-
Narrated by:
-
Justin R. Beaudry
-
By:
-
Chuck Buda
About this listen
Life in our times can be dangerous.
So many people struggle to make ends meet. Providing for the modern family is expensive and getting more costly each year.
Something has to give.
Michael Wright works hard to bring home a paycheck. His daughter is sick with a terminal illness. The only way to save her life is to pay for an expensive, experimental surgery. But his rainy day fund is empty. The credit cards are maxed out. And so is the home equity line. His only remaining option is to take out yet another loan.
A new loan with a steep cost. Beyond interest rates.
A loan with an addendum of death.
Michael's story is a cautionary tale. And it applies to all of us.
©2016 Chuck Buda (P)2016 Chuck BudaListeners also enjoyed...
-
Sinful
- By: Heath Stallcup
- Narrated by: Rick Gregory
- Length: 5 hrs and 15 mins
- Unabridged
-
Overall
-
Performance
-
Story
Charlie Johnson is your average American teenager. He’s a good student, he’s a good son, his girlfriend is the love of his life. He’s a nice kid. Charlie also murders people for their sins. A serious car accident leaves Charlie comatose, and when he comes to, he suffers from visions of unspeakable horror that keep him awake at night. He soon discovers that when he touches people, he can sense their evil and see their greatest evils. Some crimes are too terrible to describe. Some crimes are too terrible to go unanswered.
-
-
Dexter meets Unbreakable
- By Spooky Mike on 03-18-18
By: Heath Stallcup
-
The Winner
- By: David Baldacci
- Narrated by: Frances Cassidy
- Length: 16 hrs and 17 mins
- Unabridged
-
Overall
-
Performance
-
Story
She is 20, beautiful, dirt-poor, and hoping for a better life for her infant daughter when LuAnn Tyler is offered the gift of a lifetime, a $100 million lottery jackpot. All she has to do is change her identity and leave the U.S. forever. It's an offer she dares to refuse...until violence forces her hand and thrusts her into a harrowing game of high-stakes, big-money subterfuge. It's a price she won't fully pay...until she does the unthinkable and breaks the promise that made her rich.
-
-
This was the worst narration I have ever heard!
- By Stephen on 11-21-12
By: David Baldacci
-
Lethal
- By: Sandra Brown
- Narrated by: Victor Slezak
- Length: 12 hrs and 20 mins
- Unabridged
-
Overall
-
Performance
-
Story
When her four year old daughter informs her a sick man is in their yard, Honor Gillette rushes out to help him. But that "sick" man turns out to be Lee Coburn, the man accused of murdering seven people the night before. Dangerous, desperate, and armed, he promises Honor that she and her daughter won't be hurt as long as she does everything he asks. She has no choice but to accept him at his word.
-
-
Fantastic!
- By J. on 10-13-11
By: Sandra Brown
-
Abducted
- Lizzy Gardner, Book 1
- By: T. R. Ragan
- Narrated by: Kate Rudd
- Length: 10 hrs and 17 mins
- Unabridged
-
Overall
-
Performance
-
Story
Escaping from a madman should have been the end of her nightmare. Instead it was only the beginning...Lizzy Gardner was just seventeen when she was kidnapped by the psychopath known as Spiderman, a serial killer terrorizing her California hometown. Imprisoned and tormented for months, Lizzy narrowly escaped with her life and Spiderman vanished without a trace. But if she thought he would forget her, she was dead wrong.
-
-
Good story but pretty disturbing torture scenes.
- By Sarah on 10-26-13
By: T. R. Ragan
-
Accidents Waiting to Happen
- By: Simon Wood
- Narrated by: James Langton
- Length: 9 hrs and 10 mins
- Unabridged
-
Overall
-
Performance
-
Story
Somebody’s gunning for Josh Michaels. They must be. There’s no other reason why a stranger would run him off the road, taunt him with a “thumbs-down”, and leave him to die. Josh may have made some messy mistakes in the past, but who’s suddenly decided that he’s worth more dead than alive? As more and more near-fatal accidents befall him, there can be no denying it: he’s got a bull’s-eye on his back. But why? Is it revenge? Mistaken identity? Or is it something far more insidious?
-
-
Excellent suspense thriller
- By Wayne on 11-30-16
By: Simon Wood
-
Furious
- Faith McMann, Book 1
- By: T.R. Ragan
- Narrated by: Kate Rudd
- Length: 9 hrs and 8 mins
- Unabridged
-
Overall
-
Performance
-
Story
Faith McMann comes home to a nightmare: her husband is killed and her son and daughter are taken. Although the intruders leave her for dead, she survives. Crippling grief and fear for her children make life unbearable. Until her anguish turns to anger...and she trades victimhood for vengeance.
-
-
Warning: This is the first in a serialized series!
- By Wayne on 03-23-16
By: T.R. Ragan
-
Sinful
- By: Heath Stallcup
- Narrated by: Rick Gregory
- Length: 5 hrs and 15 mins
- Unabridged
-
Overall
-
Performance
-
Story
Charlie Johnson is your average American teenager. He’s a good student, he’s a good son, his girlfriend is the love of his life. He’s a nice kid. Charlie also murders people for their sins. A serious car accident leaves Charlie comatose, and when he comes to, he suffers from visions of unspeakable horror that keep him awake at night. He soon discovers that when he touches people, he can sense their evil and see their greatest evils. Some crimes are too terrible to describe. Some crimes are too terrible to go unanswered.
-
-
Dexter meets Unbreakable
- By Spooky Mike on 03-18-18
By: Heath Stallcup
-
The Winner
- By: David Baldacci
- Narrated by: Frances Cassidy
- Length: 16 hrs and 17 mins
- Unabridged
-
Overall
-
Performance
-
Story
She is 20, beautiful, dirt-poor, and hoping for a better life for her infant daughter when LuAnn Tyler is offered the gift of a lifetime, a $100 million lottery jackpot. All she has to do is change her identity and leave the U.S. forever. It's an offer she dares to refuse...until violence forces her hand and thrusts her into a harrowing game of high-stakes, big-money subterfuge. It's a price she won't fully pay...until she does the unthinkable and breaks the promise that made her rich.
-
-
This was the worst narration I have ever heard!
- By Stephen on 11-21-12
By: David Baldacci
-
Lethal
- By: Sandra Brown
- Narrated by: Victor Slezak
- Length: 12 hrs and 20 mins
- Unabridged
-
Overall
-
Performance
-
Story
When her four year old daughter informs her a sick man is in their yard, Honor Gillette rushes out to help him. But that "sick" man turns out to be Lee Coburn, the man accused of murdering seven people the night before. Dangerous, desperate, and armed, he promises Honor that she and her daughter won't be hurt as long as she does everything he asks. She has no choice but to accept him at his word.
-
-
Fantastic!
- By J. on 10-13-11
By: Sandra Brown
-
Abducted
- Lizzy Gardner, Book 1
- By: T. R. Ragan
- Narrated by: Kate Rudd
- Length: 10 hrs and 17 mins
- Unabridged
-
Overall
-
Performance
-
Story
Escaping from a madman should have been the end of her nightmare. Instead it was only the beginning...Lizzy Gardner was just seventeen when she was kidnapped by the psychopath known as Spiderman, a serial killer terrorizing her California hometown. Imprisoned and tormented for months, Lizzy narrowly escaped with her life and Spiderman vanished without a trace. But if she thought he would forget her, she was dead wrong.
-
-
Good story but pretty disturbing torture scenes.
- By Sarah on 10-26-13
By: T. R. Ragan
-
Accidents Waiting to Happen
- By: Simon Wood
- Narrated by: James Langton
- Length: 9 hrs and 10 mins
- Unabridged
-
Overall
-
Performance
-
Story
Somebody’s gunning for Josh Michaels. They must be. There’s no other reason why a stranger would run him off the road, taunt him with a “thumbs-down”, and leave him to die. Josh may have made some messy mistakes in the past, but who’s suddenly decided that he’s worth more dead than alive? As more and more near-fatal accidents befall him, there can be no denying it: he’s got a bull’s-eye on his back. But why? Is it revenge? Mistaken identity? Or is it something far more insidious?
-
-
Excellent suspense thriller
- By Wayne on 11-30-16
By: Simon Wood
-
Furious
- Faith McMann, Book 1
- By: T.R. Ragan
- Narrated by: Kate Rudd
- Length: 9 hrs and 8 mins
- Unabridged
-
Overall
-
Performance
-
Story
Faith McMann comes home to a nightmare: her husband is killed and her son and daughter are taken. Although the intruders leave her for dead, she survives. Crippling grief and fear for her children make life unbearable. Until her anguish turns to anger...and she trades victimhood for vengeance.
-
-
Warning: This is the first in a serialized series!
- By Wayne on 03-23-16
By: T.R. Ragan
-
Dark Ages 2020
- Dark Ages Series, Book 1
- By: JD Dutra
- Narrated by: DJ Holte
- Length: 12 hrs and 49 mins
- Unabridged
-
Overall
-
Performance
-
Story
After ancient Rome fell to the barbarian hordes and its light went out, 500 years of economic and cultural deterioration followed in Europe - The Dark Ages. In the 14th century, the most brutal pandemic to ravage mankind finally pulled this part of the world out of the darkness. The Black Death decimated over 60 percent of the population, creating an immediate surplus of goods and land, which catapulted Europe into a new age of the rebirth: The Renaissance.
-
-
Exceptional storyline and narration!
- By Marcus on 03-06-16
By: JD Dutra
-
Scott Free
- By: James Patterson, Rob Hart
- Narrated by: Brandon Williams
- Length: 3 hrs and 41 mins
- Unabridged
-
Overall
-
Performance
-
Story
Accused of murdering five small children, Thomas Scott is released on bail. He faces devastated parents plotting revenge and a fiery detective taking the law into his own hands. But did he do it? The truth will blow you away.
-
-
Scott Free
- By Scott Chisam on 10-09-17
By: James Patterson, and others
-
The Other Brother
- By: Brandon Massey
- Narrated by: Kevin Free
- Length: 10 hrs and 38 mins
- Unabridged
-
Overall
-
Performance
-
Story
Gabriel Reid has led a life of good luck, and holds an important office in a prominent Atlanta construction company. But good fortune doesn't always last. Isaiah Battle arrives from the slums of Chicago, where he grew up in poverty, surviving by his wits and a hidden inner power. Isaiah is Gabriel's half-brother, and now he wants to claim the life he believes is rightfully his. The stage is set for an epic battle between brothers: a battle that will leave only one man standing.
-
-
I liked it
- By Cassandra on 03-04-16
By: Brandon Massey
-
The Debt Collector
- A Jack Winchester Thriller, Book 1
- By: Jon Mills
- Narrated by: Adam Gold
- Length: 6 hrs and 33 mins
- Unabridged
-
Overall
-
Performance
-
Story
Jack Winchester was a notorious hit-man for a ruthless New Jersey crime family, until a job went wrong, and he wound up serving time. Four years later, Jack is free, and he wants out of the game, but his boss won't let him go. Forced to take on one last job to make amends for what landed him in prison, he travels to the small town of Rockland Cove, Maine. There, he not only discovers that the target and money have disappeared; he finds himself falling for a damaged woman and befriending an unruly son left behind.
-
-
New Audible series- RECOMMENDED!
- By shelley on 07-14-18
By: Jon Mills
-
Working Fire
- A Novel
- By: Emily Bleeker
- Narrated by: Kate Rudd
- Length: 10 hrs and 43 mins
- Unabridged
-
Overall
-
Performance
-
Story
Ellie Brown thought she'd finally escaped her stifling hometown of Broadlands, Illinois; med school was supposed to be her ticket out. But when her father has a stroke, she must return home to share his care with her older sister, Amelia, who's busy with her own family. Working as a paramedic, Ellie's days are monotonous, driving an ambulance through streets she'd hoped never to see again.
-
-
Not recommended.
- By Elise Daniel on 09-08-17
By: Emily Bleeker
-
The Perfect Mother
- By: Matthew Farrell
- Narrated by: Kate Handford
- Length: 9 hrs and 26 mins
- Unabridged
-
Overall
-
Performance
-
Story
My daughter is gone. She’s been taken. I grip the phone so hard I think it might break, and try to focus on what they’re saying. I realize I’m not crying, even though I feel like I’ve been split in two. And then they say a name that makes my blood run cold. Suddenly, my past and present collide. My heart pounds in my chest, memories flooding my head. I have to focus on my daughter, Nelle, but I can’t escape the panicked questions rushing in. How do they know about Betty? And what else do they know?
-
-
Sometimes A Good Person Does Bad Things
- By Leslie on 09-28-22
By: Matthew Farrell
-
The Spirit Clearing
- By: Mark Tufo
- Narrated by: Sean Runnette
- Length: 9 hrs and 12 mins
- Unabridged
-
Overall
-
Performance
-
Story
After a horrific accident, Mike wakes to find himself blind in one eye. He now sees things that others can't, and nobody will listen to him. That is until he meets Jandilyn Hollow. Will she be able to pull him out of the depths of his despair? Can love transcend even death?
-
-
Spiritually deep and moving
- By Amanda H. on 01-28-13
By: Mark Tufo
-
Violet Dawn
- Kanner Lake Series, Book 1
- By: Brandilyn Collins
- Narrated by: Buck Schirner
- Length: 8 hrs and 44 mins
- Unabridged
-
Overall
-
Performance
-
Story
Paige Williams slips into her hot tub in the blackness of night - and finds herself face to face with death. Alone, terrified, fleeing a dark past, Paige must make an unthinkable choice. In Violet Dawn, hurtling events and richly drawn characters collide in a breathless story of murder, the need to belong, and faith's first glimmer. One woman's secrets unleash an entire town's pursuit, and the truth proves as elusive as the killer in their midst.
-
-
Very Depressing
- By Beverly Pendergrass on 02-01-17
-
Spider Season
- By: Billy Hanson
- Narrated by: Various
- Length: 5 hrs and 35 mins
- Unabridged
-
Overall
-
Performance
-
Story
Spider Season is the debut collection by Billy Hanson. Deeply haunting and immensely enjoyable, these stories are sure to leave you wide-eyed and breathing heavily.
-
-
Thrilling, Chilling and Immersive
- By Victor @ theAudiobookBlog dot com on 01-15-19
By: Billy Hanson
-
Kill for You
- By: Lisa Regan
- Narrated by: Laura Jennings
- Length: 11 hrs and 5 mins
- Unabridged
-
Overall
-
Performance
-
Story
FBI analyst Kassidy Bishop is assigned to the "'For You' Killer" task force after a series of sadistic murders bearing the same signature arise in different parts of the country. The homicides are both calculated and savage, occurring in different states, but bearing the same signature: the words "for you" scribbled at each crime scene. The case chills Kassidy, bringing back memories of her own encounter with a violent criminal five years earlier.
-
-
Really Liked Book And Narratoe
- By Jackie Carlyle on 11-17-17
By: Lisa Regan
-
Abducted
- By: Brian Pinkerton
- Narrated by: Beth Richmond
- Length: 8 hrs and 2 mins
- Unabridged
-
Overall
-
Performance
-
Story
Just a second. That was all it took. In that second Anita Sherwood sees the face of the young boy in the window of the bus as it stops at the curb...and she knows it is her son. The son who had been kidnapped two years before. The son who had never been found and who had been declared legally dead. But now her son is alive. Anita knows it in her heart. She is certain that the boy is her son, but how can she get anyone to believe her?
-
-
Disappointing
- By Yikes on 03-14-17
By: Brian Pinkerton
-
Alex Troutt Thrillers
- Books 1-3
- By: John W. Mefford
- Narrated by: Jodie Bentley
- Length: 24 hrs and 27 mins
- Unabridged
-
Overall
-
Performance
-
Story
Three FBI murder mysteries that crackle with suspense. One gutsy FBI agent who never wanted to become a modern-day heroine.
-
-
Really Good
- By Beatrice on 08-16-17
By: John W. Mefford
What listeners say about Pay Up and Die
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
-
Overall
-
Performance
-
Story
- H. Claire Taylor
- 12-17-16
This story delivers
Buda delivers the blood and suspense horror readers crave. The climax had more can't-look-away moments of tension and gore than I can count. Looking forward to reading more of the series!
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Tracie
- 07-21-16
great story
A thriller that shows what some will do in order to get to the top. The ending will leave you reaching for the next book in the series. A twisted suspense filled story!!!
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Scarlett
- 08-02-16
Poor Narrator
I received this book for free in exchange for an honest review. This in no way affected my opinion of the book, or the content of my review.
Though I enjoyed the plot line of the book, the poor sound quality and narrator negatively impacted my overall opinion. I hope the author selects a different performer for his next project.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Simona
- 09-08-16
Brilliant suspense
I enjoyed the plotline and suspense from the beginning in 'Pay up and Die' and it had me captivated throughout the story.
Michael is a husband and father living an ordinary life, except that he has a very sick dauhgter who needs lifesaving treatment. His mind twirls around his financial situation and how to come up with the money for his daughters surgery. Michael is having nightmares and feels guilty about not being able to save his daughters life. He sees no other option than to take out a another loan. He's now entering a world he'd never imagined.
This is a story that will have you sitting on the edge and it's brilliantly well-written and well-plotted. The story takes a lot of twists and turns and you'll just wish that money didn't exist. It's a dark story and takes some horror twists along the way. Furthermore, the story is very believable and matches what we've heard/read about from the underworld.
The narrator Justin R. Beaudry disappointed me though. He was very monotone in his reading and reading was what he did. I wished for a more lively performance and was about to give up on the story many times. If it wasn't for my curiosity of how this story would turn out, I had dished this book from the 2nd chapter. There are also production issues and I wish new authors in audiobooks would research more about the importance of good narration/production. Poor narration can always break the best story.
*This book was gifted to me in exchange for an honest review.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Shelly Rosamilia
- 08-16-16
Pulled in from the 1st sentence
Where does Pay Up and Die rank among all the audiobooks you’ve listened to so far?
I just started audio books but I am really enjoying them. This was my 5th audio book and definitely moved itself quickly to the top of my list.
Who was your favorite character and why?
Michael Wright...he is the main character and a likable guy. You feel for what he goes through and just can't help to root for him.
Have you listened to any of Justin R. Beaudry’s other performances before? How does this one compare?
I have not listened to Justin before but think he did a great job.
Was there a moment in the book that particularly moved you?
I can't tell my favorite part because I don't want to give anything away, but there are lots of great parts.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
1 person found this helpful
-
Overall
-
Performance
-
Story
- Wanda
- 08-04-16
Title says it all
If your not a fan of psycho murder than this book isn't for you, but if you love that type than keep reading. Gives one a new outlook on banks and loans and not making your payments than they call the debt collector. Great story but rest assured I will not be taking out a loan any time soon.
I received this free from the author for an honest review.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Linda S.
- 04-30-21
terrible
had to quit listening it was so bad. I tried a couple of times to finish but could nit.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!