Falling Short Audiobook By Charles D. Ellis, Alicia H. Munnell, Andrew D. Eschtruth cover art

Falling Short

The Coming Retirement Crisis and What to Do About It

Preview

Try for $0.00
Prime logo Prime members: New to Audible?
Get 2 free audiobooks during trial.
Pick 1 audiobook a month from our unmatched collection.
Listen all you want to thousands of included audiobooks, Originals, and podcasts.
Access exclusive sales and deals.
Premium Plus auto-renews for $14.95/mo after 30 days. Cancel anytime.

Falling Short

By: Charles D. Ellis, Alicia H. Munnell, Andrew D. Eschtruth
Narrated by: Michael Butler Murray
Try for $0.00

$14.95/month after 30 days. Cancel anytime.

Buy for $9.45

Buy for $9.45

Confirm purchase
Pay using card ending in
By confirming your purchase, you agree to Audible's Conditions of Use and Amazon's Privacy Notice. Taxes where applicable.
Cancel

About this listen

The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own—and the nation's—retirement security.

Falling Short offers the necessary context for understanding the nature and size of the retirement income shortfall, which is caused by both increasing income needs—due to longer lifespans and rising health costs—and decreasing support from Social Security and employer-sponsored pension plans.

The solutions are to work longer and save more by building on the existing retirement system. To work longer, individuals should plan to stay in the labor force until age seventy if possible. To save more, policymakers should shore up Social Security's long-term finances; make all 401(k) plans fully automatic, with workers allowed to opt out; and ensure that everyone has access to a retirement savings plan. Individuals should also recognize that their house is a source of saving, which they can tap in retirement.

©2014 Oxford University Press (P)2024 Ascent Audio
Economic Conditions Retirement Planning Social Social Policy
activate_Holiday_promo_in_buybox_DT_T2

What listeners say about Falling Short

Average customer ratings

Reviews - Please select the tabs below to change the source of reviews.