Credit Repair
Remove Negative Accounts and Increase Your Score Quickly by Using Federal Laws That Favor You
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Narrated by:
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Gary Westphalen
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By:
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Dana Lee
About this listen
Credit Repair - second edition
Real-life, real-world credit repair and score-increase tactics. Includes real credit letters and disputes.
There’s no need to hire attorneys or credit-repair firms. All they do is send out a templated letter anyway, and creditors get those all the time.... Big deal.
When the actual debtor (you) sends a serious letter...whoa, watch out.... Consumer laws being brandished on the collector/creditor! They don't like that and will do whatever necessary to get rid of you fast if you reach the right person and say the right things.
These proven strategies can work for anyone. This audiobook will show you how to take action and restore or improve your credit.
When doing credit repair...you want your negative information deleted; do not settle for any other status.
Let’s face the facts here; without good credit, you spend a lot more money on things like mortgages, car loans, insurance, and cell phone plans. Even healthcare can cost a lot more. And let’s not forget that nowadays employers usually will check your credit to ensure you aren’t a financial risk to them. If your credit sucks and it’s a job you really want, how awful would that be if you get passed over because of your credit score or credit report?
Collections and judgment - get them deleted.
Dispute your credit the right way using federal laws in your favor. The Consumer Acts are vast and complex; almost every debt collector or creditor has a violation somewhere in their operations. They’re almost impossible not to violate.
Write credit letters from “hell” and state your demands.
No company likes dealing with debtors who know the Consumer Acts and use them to their advantage. Most companies can barely adhere to the vast consumer laws and fair credit acts, however minor; most companies violate some aspect of the laws at one time or another.
If you can't find a Fair Credit violation, use the cybersecurity breach tactic. This one is very serious. The government wants large corporations to secure your data; if they are recklessly handling your information, this falls under the cybersecurity mandates and is definitely going to get their attention.
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- Unabridged
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By cutting out the noise and providing a clear and proven plan, this road map helps even brand-new entrepreneurs make decisions quickly, get their product up for sale, and launch it to a crowd that is ready and waiting to buy. This one-year plan will guide you through the three stages to your first $1 million: the Grind (months 0-4), the Growth (months 5-8), and the Gold (months 9-12). If your goal is to be a full-time entrepreneur, get ready for one chaotic, stressful, and rewarding year. If you have the guts to complete it, you will be the proud owner of a million-dollar business.
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Good, but a Little Misleading
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The Simple Path to Wealth
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This book grew out of a series of letters to my daughter concerning various things - mostly about money and investing - she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical.
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Misleading, heavily biased
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The Creature from Jekyll Island
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Lost confidence in author
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How to Day Trade for a Living
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Very few careers can offer you the freedom, flexibility, and income that day trading does. As a day trader, you can live and work anywhere in the world. You can decide when to work and when not to work. You only answer to yourself. That is the life of the successful day trader. Many people aspire to it, but very few succeed. In the audiobook, I describe the fundamentals of day trading, explain how day trading is different from other styles of trading and investment, and elaborate on important trading strategies that many traders use every day.
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Its a sales pitch
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Los secretos de la mente millonaria (Narración en Castellano) [Secrets of the Millionaire Mind]
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El autor estaba en bancarrota, en solo dos años y medio se convirtió en millonario y construyó una de las más grandes firmas de consultoría para el éxito. Con sus enseñanzas ha tocado la vida de millones de personas. Este audiolibro te enseña a observar como piensas. Es un reto a tus ideas que te limitan, a los razonamientos que no te apoyan y a tus acciones con respecto al dinero.
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El libro está bien, pero ES VERSION RESUMIDA
- By alexnvlp on 08-24-23
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Plan Your Year Like a Millionaire
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Plan Like a Millionaire is part of a riveting three-part series, and it's all about elevating your game and setting goals like a seven-figure earner. In this wealth-inspiring listening journey, Rachel reveals the secrets of how to set goals, manage time wisely, build essential support systems, break free from financial constraints, and make savvy money decisions.
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Feel Good Book, only
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The Little Book of Common Sense Investing
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The Little Book of Common Sense Investing is the classic guide to getting smart about the market. Legendary mutual fund pioneer John C. Bogle reveals his key to getting more out of investing: low-cost index funds. Bogle describes the simplest and most effective investment strategy for building wealth over the long term: buy and hold, at very low cost, a mutual fund that tracks a broad stock market Index such as the S&P 500.
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One star for every point this 5 hour book makes.
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The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime
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Since you were old enough to hold a job, you've been hoodwinked to believe that wealth can be created by blindly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. I call this soul-sucking, dream-stealing dogma "The Slowlane" - an impotent financial gamble that dubiously promises wealth in a wheelchair. For those who don't want a lifetime subscription to "settle-for-less", there is an alternative.
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Excellent!
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The 1-Page Marketing Plan
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To build a successful business, you need to stop doing random acts of marketing and start following a reliable plan for rapid business growth. Traditionally, creating a marketing plan has been a difficult and time-consuming process, which is why it often doesn’t get done.
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You Need to buy Book to get key info
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Six-Figure Side Hustle
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Rachel Rodgers, financial maven and heralded author of We Should All Be Millionaires, has created a groundbreaking new Audible Original series with Six Figure Side Hustle. In this installment of a dynamic three-part audio journey, Rachel unveils the blueprint for turning spare time into a $100,000-per-year side hustle in just three months.
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Not For YOU!
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The Most Important Thing
- Uncommon Sense for The Thoughtful Investor
- By: Howard Marks
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Howard Marks, the chairman and cofounder of Oaktree Capital Management, is renowned for his insightful assessments of market opportunity and risk. After four decades spent ascending to the top of the investment management profession, he is today sought out by the world's leading value investors, and his client memos brim with insightful commentary and a time-tested, fundamental philosophy. The Most Important Thing explains the keys to successful investment and the pitfalls that can destroy capital or ruin a career.
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Five Star Book, two Star Audiobook
- By Johnny on 06-08-15
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Million-Dollar Habits
- By: Rachel Rodgers
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Rachel Rodgers, personal finance expert and author of the best-selling We Should All Be Millionaires, delivers yet again in her three-part Audible Originals series. In Million Dollar Habits, Rodgers puts forward the habits you would do well to adopt in order to generate wealth. And before she gets to those habits, she first encourages you to raise your financial goals.
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Good foundational information.. ughh
- By JAR on 03-28-24
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Do Epic Shit
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Ankur Warikoo is an entrepreneur and content creator whose deep, witty, and brutally honest thoughts on success and failure, money and investing, self-awareness and personal relationships have made him one of India’s top personal brands. In his first book, Ankur puts together the key ideas that have fuelled his journey—one that began with him wanting to be a space engineer and ended with him creating content that has been seen and read and heard by millions. His thoughts range from the importance of creating habits for long-term success to the foundations of money management.
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Epicly Sh*t
- By Anonymous User on 09-30-22
By: Ankur Warikoo
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What listeners say about Credit Repair
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
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- Rose J Thomas
- 06-20-19
Best one
This is a fine book on how to understand and repair your credit rating. It's a succinct and to the point book, which is ideal for anyone who wants to get up to speed with credit repair and work out a strategy that is effective!
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- Larry zhang
- 08-14-18
extremely good
Very easy and extremely informative for someone like me who knows little to nothing regarding investing.
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- Anthony M Salgado
- 06-23-19
Easy read great tips
Simple workable ideas. Bought this for my son, but I learned a few things myself. The illustrations were bleary but you could figure it out
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- bobby
- 06-27-19
Credit Repair
I have added things from this book to my classes! Both things new information I learned and strategies for successful credit rebuilding. I can't say enough about how vital this book is if rebuilding credit is where you are. I will reference this book always as I go on in my career as a credit education trainer. Buy this book - you will NOT be disappointed. Just a satisfied customer who recognizes quality and experience in his own field.
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- kindiha
- 08-14-18
nice book
This book was truly useful and proficient. Highly recommend! I love that the author reminds us that the purpose of credit is not to trap us into debt, but to be used as a stepping stone to build assets that can create additional income.
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- Flood
- 06-27-19
Great Book!
Great Book! It's working for me send out letters one week get a response the following week or week after. Definitely stay away from credit repair companies and do it yourself. The only downfall is if you have to manually write out your letters, yes it sucks but hey in most cases you get the results you're seeking.
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- Karen J Rafter
- 06-21-19
Repair your credit score with this audio-book!!
Like most people, I was hesitant at first but I can't argue with the results. This audio-book was a tremendous help in starting to repair my credit. I had a derogatory mark on my report that I had already planned on paying $500 to have the account "paid in full" but would still show up on my report as a negative. Before I sent my payment I purchased the audio-book, found my situation, mailed the appropriate letter, and a month later the negative mark was removed from my credit report and stayed off without me having to pay anything. I saved $500 dollars! That alone was worth me getting this audio-book.
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- Lisa
- 06-23-19
Be conscious about your credit
Good listen..very informational. I like the ease it provides to the listener. It's a very simple guide to repairing your credit.
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- sunni
- 08-14-18
nice book
On that alone, I would recommend this book to just about anyone looking to manage their own finances
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- jyothi
- 08-14-18
fabulous guide
This will motivate and help them maintain their debt-free status while at the same time, encouraging them to make use of credit in a more financially secure
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