Wealth Planning

Even when economic times are good, you still face retirement challenges and pitfalls that cause problems. Almost half of Americans run out of money in retirement. How would you feel if you knew you'd never be one of them? What part of your lifestyle are you willing to sacrifice if your investments decline dramatically after you retire? If you’d rather not sacrifice anything, the time is now to shore up your strategy and create a stable future for yourself and your loved ones. The content in this book might save you hundreds of thousands of dollars in retirement.

Is the burden of debt keeping you awake at night? Are you looking for debt relief, wondering if you need to get a second job just to tread water? Are you seeking the shortest path to financial freedom? Well, you're in luck. You're about to unlock the secrets to getting out of debt fast - and forever! The truth is that creditors don't want you to pay down your debt. They want to keep your debt principal high so they can collect the most amount of interest possible.

In this informative and comprehensive audiobook, Clark Kendall, CEO and founder of investment management firm Kendall Capital, shows you how to secure your financial future with the ins and outs of short- and long-term saving, spending, and investing. Living well in the years up to retirement and beyond depends on your financial preparedness. Let Middle-Class Millionaire help get you there.

What does prosperity mean to you? When Business Profitability Strategist Michelle Jacobik got divorced in 2009, she went on a quest to rediscover her prosperity from the inside out. What she found was that our finances are a powerful gateway to reclaiming ourselves and finding fulfillment in all areas of our lives. Why? Because money is linked to our deepest identifications with security, fulfillment, stability, and freedom. And when we look closely, our money habits, fears, and desires can tell us a lot about who we are and where we want to go. With a practical, funny, no-nonsense approach...

Are your family business and wealth prepared for major transition? Everything is in transition. Look around.... Business is in transition. Family is in transition. And the thing that no one wants to truly admit.... Wealth is in transition. You will be faced with some very difficult choices in the months and years to come. Now is not the time to bury your head in the sand and pray that challenges in your family business will magically work themselves out. You must be strategic.

Financial Planning for Your First Job provides the tools you need to manage your money and take charge of your financial life. Inside this book you will be introduced to the practice of personal financial planning and you will learn how to create and monitor a successful financial plan. If you're a young adult who needs the guidance of a financial planner but can't afford the high price tag, this book is for you.

Our basic needs for food, clothing and shelter at the top of the pyramid of life's sustenance. But none of these basic needs can be satisfied fully unless there are funds to support them. The better a person is at managing his money, the more secure his financial future will be. Financial Literacy for Everyone was written for those people whose formal education did not include such important topics as banking, credit, borrowing, saving, investing, and budgeting. A person with limited knowledge has a lot to learn about managing finances and this book goes a long way toward helping to fill in...

In this no-nonsense finance book, you’ll learn the five simple steps for building your wealth and creating financial freedom. You’ll know how to craft a budget that will work for you no matter what your income and expenses might be. You’ll become more mindful and intentional with your spending so that you can save money for the important things. You’ll make a solid plan on how to get out of debt including ways to make it fun and motivating. You’ll begin saving so you no longer have to live paycheck to paycheck. And you’ll look at starting an investment plan so that your money ...

David Koch, online entrepreneur, finance journalist and trusted Australian media personality, knows a thing or two about the family finances. Father of four kids, sole breadwinner, and a man not afraid to admit to his own odd money mistake, David has also spent hour after hour in the Sunrise studio tuning in to the way the average Australian thinks about money. Friendly, clear and easy to use, this is the guide you need to reset your money habits so you can learn more, worry less, breathe easier and enjoy of the fruits of your labour.

You may have spent years saving for retirement, but have you thought of the best way to use the money you saved? Income taxes are often overlooked but can be a major retirement expense—even the biggest expense for many retirees who have large 401(k) or IRA account balances or pensions. The good news is that you can slash income taxes owed by creating a withdrawal strategy for your IRA, 401(k), and other accounts that maximizes the use of low tax brackets.

The objective of this book is to provide the tools to cross the bridge from achieving financial wealth to also achieving life wealth. Building a life portfolio is as important as building a financial portfolio. This is a must-listen book for all officers at any stage of their career, including retirees who wish to live a life worth living. This book can easily by applied to all other careers, as well.

When it comes to financial and professional success, Wanda P. Bowman believes there are two key words. These words have nothing to do with financial terminology. Instead, they are “purpose” and “passion.” She wants these two important concepts to guide you as you come up with a life plan and start building up your personal finances. Without purpose or passion, it’s all meaningless. Bowman hopes you keep these two words in mind as you work through this simple guide to personal finance and money management.

Great thinking + Great action = Extraordinary Results. The rules have changed. The old strategies of hard work, fitting in, and loyalty no longer guarantee a secure and shiny future. In this inspiring book, Laura B. Fortgang reveals that the most powerful currency today is a deep and unwavering awareness of one's inherent worth and potential. The Prosperity Plan offers a simple and clear approach to building financial and emotional security.

Being able to retire securely, with enough income to last - and allow you to enjoy - your post-work life, is a major concern not only for seniors, but for everyone. To make sure you're ready, take the advice of Julie Jason, an internationally recognized authority on retirement savings whose popular column receives fan mail with plenty of questions. Organized in 10 sections, each following a theme, Retire Securely is her accessible, easy-listening collection of need-to-know facts about a process that can be intimidating to even the most knowledgeable investors.

The Way to Wealth, an essay by Benjamin Franklin, is a collection of wisdom sayings and advice published in Poor Richard's Almanac from 1733-1758. These proverbs and sayings are woven into an ethical code advocating industry and frugality as a “way to wealth”, thereby securing personal virtue. It is presented as a speech given by Father Abraham to a group of people. Many of the phrases Father Abraham uses continue to be familiar today, such as "There are no gains, without pains", "One today is worth two tomorrows" and "Get what you can, and what you get, hold".

Este libro no es solo otro libro de finanzas; es una combinación única de humor, historias reales y lecciones valiosas sobre el mundo de las inversiones y los negocios. A través de las aventuras (y desventuras) de dos amigos que buscan triunfar en el mercado de valores, este libro te llevará por un viaje de risas, errores épicos y éxitos inesperados.

Failure is Not an Option: Creating Certainty In the Uncertainty of Retirement was written by financial planner and retirement expert, David Rosell, to combat the immense lack of resources regarding living a successful retirement. It will help you achieve far greater financial peace of mind as you learn to recognize and address the risks in retirement and successfully navigate the second-half of your journey, regardless of how the markets perform.

With the dips and turns in the economy, it can be difficult not to stress over one's living expenses, savings (or lack thereof), college tuition, and more. Yet worrying doesn't help these matters, and indeed can make things worse.

Discover the path to financial freedom, whether you start with $100 or $5,000. This guide offers practical strategies for everyone. The world of finance and investments can intentionally seem complex, forming an apparently impenetrable barrier between you and financial freedom. But there is a way to overcome it. Imagine deciphering the code of finance, mastering the art of wealth creation, and charting your own path to financial prosperity, even if you are a complete novice in this field.

Unexpected or uncontrollable events occur in every business. By maintaining a constant state of readiness and using quantifiable metrics to measure progress, owners can significantly grow their business value over time. Every business, not to mention business owner, is different and represents a different set of challenges for an advisor. The Advisor’s Guide provides clear breakdowns of different types of owners, their perspectives and hang-ups, their personality types, what to expect as an advisor, and how to guide any owner toward achieving their strategic vision.