Wealth Planning

Not everyone wants a life of nothing but leisure. And if you made money mistakes, had debt, or never made a plan for your money, comfortable retirement may not be possible without changes. It’s time to go back to school and redefine retirement. Don't Retire...Graduate! is your degree in full-fledged financial freedom and the option to work, if you choose.

Even when economic times are good, you still face retirement challenges and pitfalls that cause problems. Almost half of Americans run out of money in retirement. How would you feel if you knew you'd never be one of them? What part of your lifestyle are you willing to sacrifice if your investments decline dramatically after you retire? If you’d rather not sacrifice anything, the time is now to shore up your strategy and create a stable future for yourself and your loved ones. The content in this book might save you hundreds of thousands of dollars in retirement.

Many older Americans today are poorly prepared to finance their retirement years, and such under-preparedness is especially acute for members of disadvantaged racial and ethnic minority groups. Black and Hispanic families, for example, have only a quarter of the amount of net private wealth (assets minus liabilities) compared to White families. Moreover, racial wealth gaps have not diminished much in the past four decades, in part because Whites tend to save more in and withdraw less from employer-sponsored retirement plans than do their Black and Hispanic counterparts.

Do you have enough money for retirement? Want to cash out of the nine-to-five corporate workweek while young enough to pursue your dreams? Are you ready right now to live off the income from a handful of real estate rental properties? Beginners start here. Learn about the technique called House FIRE (Financial Independence, Retire Early). Find out how to create the life you want to live with just a few real estate investments so you can fast-forward to a stress-free early retirement.

The Way to Wealth, an essay by Benjamin Franklin, is a collection of wisdom sayings and advice published in Poor Richard's Almanac from 1733-1758. These proverbs and sayings are woven into an ethical code advocating industry and frugality as a “way to wealth”, thereby securing personal virtue. It is presented as a speech given by Father Abraham to a group of people. Many of the phrases Father Abraham uses continue to be familiar today, such as "There are no gains, without pains", "One today is worth two tomorrows" and "Get what you can, and what you get, hold".

A financial plan is a comprehensive evaluation of an investor's current and future financial state. When we have a financial plan, we can start to initiate procedures and strategies laid out in the plan to accomplish our objectives. Find out how to make a financial strategy that covers everything from protecting your short-term investments to saving for your retirement.

People today wrestle with all sorts of financial dilemmas, from paying for their kids' education to making mortgage payments to investing for retirement to putting some money aside to spend now. Pond, the father of three lively daughters and the most successful fund-raiser in PBS history, knows what it's like to juggle myriad financial demands at once. He delivers clear, essential, and easy-to-apply secrets for people ready to get serious about their finances.

This bundle will teach you practical advice and proven strategies for getting out of debt, saving and investing for the long term, and building a strong foundation for financial success. It will show you how to take control of your finances, set and achieve financial goals, and create a brighter, more secure financial future for you and your family. Discover a wide range of topics related to wealth building, including saving and investing, managing debt, and many more!

A unique hybrid of dual expert guidance, wake-up call motivation, and compelling memoir, The Health and Wealth Sisters’ 360° Action Plan is for the modern woman who needs a swift kick in the pants in order to stop taking a back seat to her own life.

The objective of this book is to provide the tools to cross the bridge from achieving financial wealth to also achieving life wealth. Building a life portfolio is as important as building a financial portfolio. This is a must-listen book for all officers at any stage of their career, including retirees who wish to live a life worth living. This book can easily by applied to all other careers, as well.

Feel like you’re stuck, struggling, and stressed financially? You have been led to believe that you’re climbing the ladder of success. The truth is, you’re on a never-ending hamster wheel. Now more than ever, money is attracted to speed. The slow-and-steady financial philosophies of the late 20th century are nothing more than dust on your rearview mirror. Financial Fast Track proves that the only way to succeed today is to build wealth fast.

Although Wall Street tries to convince us that financial planning is too complicated for an ordinary Main Street citizen to understand, financial planning is not rocket science. This story provides a process map or flow chart for the entire financial planning process. Each process step in the flow chart then becomes a separate chapter. For each chapter, a list of the best books, best articles, and best short stories are given so you can explore each step in more detail. You can select the process steps that you are most interested in and then read the supporting books, articles, and short ...

Is the burden of debt keeping you awake at night? Are you looking for debt relief, wondering if you need to get a second job just to tread water? Are you seeking the shortest path to financial freedom? Well, you're in luck. You're about to unlock the secrets to getting out of debt fast - and forever! The truth is that creditors don't want you to pay down your debt. They want to keep your debt principal high so they can collect the most amount of interest possible.

You have spent a few decades working, earning a salary, and saving into company and personal pensions along the way. Now, retirement is approaching. How will you turn your savings into a salary to pay for essentials and - and nonessentials - in retirement? How will you make sure that you don’t run out of money in retirement? What do the UK pension freedoms mean for you? In this one-of-a-kind audiobook, personal finance experts Richard Dyson and Richard Evans answer these questions.

Our basic needs for food, clothing and shelter at the top of the pyramid of life's sustenance. But none of these basic needs can be satisfied fully unless there are funds to support them. The better a person is at managing his money, the more secure his financial future will be. Financial Literacy for Everyone was written for those people whose formal education did not include such important topics as banking, credit, borrowing, saving, investing, and budgeting. A person with limited knowledge has a lot to learn about managing finances and this book goes a long way toward helping to fill in...

Imagine what life would be like without the constant fear, stress, and anxiety of unpaid bills and threat of eviction. You can have control over your financial situation and enjoy the freedom to plan your future, unhindered by your past. You don't need to live paycheck to paycheck. You can have a debt-free lifestyle. All of this is possible with a shift in mind-set and proven budgeting techniques.

Welcome to your gateway to a secure financial future! "Financial Transitions Unveiled" is your comprehensive guide to successfully navigating the twists and turns of your financial journey. This eBook begins by laying the groundwork with an in-depth exploration of financial transitions. From the basics of retirement planning to the intricate workings of 401(k)s and IRAs, this first section provides you with a sturdy foundation of financial knowledge to carry with you throughout life. Moving on to the complexities of social security benefits, tax implications, and strategies to maximize your...

Dr. David Phelps examines inflation throughout history and the factors driving inflation today and explains why the government needs inflation to fund its reckless borrowing and nanny-state promises. While many are unprepared for inflation and its devastating effects, Dr. Phelps exposes how the Great Wealth Transfer has begun and the proven steps you can take to protect your wealth.

Unexpected or uncontrollable events occur in every business. By maintaining a constant state of readiness and using quantifiable metrics to measure progress, owners can significantly grow their business value over time. Every business, not to mention business owner, is different and represents a different set of challenges for an advisor. The Advisor’s Guide provides clear breakdowns of different types of owners, their perspectives and hang-ups, their personality types, what to expect as an advisor, and how to guide any owner toward achieving their strategic vision.

In this no-nonsense finance book, you’ll learn the five simple steps for building your wealth and creating financial freedom. You’ll know how to craft a budget that will work for you no matter what your income and expenses might be. You’ll become more mindful and intentional with your spending so that you can save money for the important things. You’ll make a solid plan on how to get out of debt including ways to make it fun and motivating. You’ll begin saving so you no longer have to live paycheck to paycheck. And you’ll look at starting an investment plan so that your money ...