Social Security Retirement

Social Security admits it has made $21.6 billion in incorrect benefits payments! Now it wants its money back—from widows, orphans, retired schoolteachers, and even young children whose parents received disability benefits on their behalf. Often with no explanation, they send threatening letters clawing back amounts ranging from several thousand dollars to more than $100,000. Learn how to make sure you get the correct Social Security benefits, avoid frightening clawbacks, and how to deal with the opaque bureaucracy of Social Security.

Looking for expert guidance on how to retire successfully and live your best life post-employment? Look no further than our new eBook, "The Art of Retiring Gracefully." Throughout our 15 easy-to-follow chapters, you'll gain an in-depth understanding of all aspects of retirement – from financial planning and health and wellness to creating a retirement lifestyle that suits your interests and passions. In "The Art of Retiring Gracefully," we'll walk you through everything you need to know about Social Security and Medicare, help you navigate changes in your relationships with family and ...

Four old codgers are sick and tired of the abuse and neglect which occur daily in their old­ folks ­home. One has a broken leg for getting involved as he tried to help another with his bed pan. Eventually, the shit hits the fan in protest and arrest. The press is having a field day, the old folks are demonstrating and the 'Four Amigos' are playing cards, getting ready to take matters into their own hands as they vow to conquer 'Hell'­­­ ‘Prudent ­Paradise’.

Most adults in the US experience three transitions in their retirement lives. Around the age of 55, their dreams of retirement begin in earnest and they begin to plan and prepare for retirement. But the job is far from done after they enter retirement. There are dozens of activities to juggle, which may involve health care and investment decisions, and dealing with new types of taxes to report. Finally, a last transition becomes apparent after they have enjoyed the leisure for few years, and they realize it is time to make arrangements to leave their estates to family and friends. ...

Author and Gen Xer Charlie Sullivan turned 17 and got his first job the year Social Security contributions doubled from 6% to 12% (in 1992). And he'll turn 65 the year the feds predict that Social Security won't be able to offer full payments (2040). It can feel like a raw deal to be a member of Generation X, but just because the Boomer-heavy government has neglected Generation X doesn't mean they're doomed to a lower standard of living or dissatisfying retirement years. Charlie Sullivan invites you to learn how to take control of your current and future finances by investing in real estate...

Conquer the RICP Exams: Your Guide to a Career as a Retirement Income Certified Professional is a comprehensive study guide designed to help aspiring financial professionals successfully pass the RICP (Retirement Income Certified Professional) exams. Divided into three parts, this guide covers essential topics such as retirement income strategies, risk management, tax-efficient distribution planning, Social Security optimization, and healthcare planning. The guide is structured to offer practical, real-world examples and in-depth explanations, preparing readers not just for exam success but...

Most Americans will receive some sort of Social Security benefit when they retire. In fact, for most Americans, Social Security will provide the bulk of their retirement income. Yet, the vast majority have no clue how their benefit is calculated. Don't be like this! With a thorough understanding of how Social Security works, you will be well-armed to deal with the naysayers who continue to peddle the horror stories that await you if you quit your job to enjoy your life. In this audiobook, I explain it all.

Steering clear of retirement planning pitfalls just got a whole lot easier! Are you on track for the retirement you’ve always dreamed of, or are you unknowingly making mistakes that could derail your future? In "10 Critical Mistakes to Avoid in Retirement Planning," Jeff Kikel, an experienced financial planner, takes you on a clear and practical journey through the most common pitfalls retirees and pre-retirees encounter—and how to avoid them. With over 30 years of financial expertise, Jeff distills complex retirement concepts into ten straightforward, actionable chapters. Each mistake ...

What are we going to do with those 20 or 30 years we didn’t expect? Due to unfounded fears of unhappiness and regret, many intelligent, otherwise rational people, even into their 40s and 50s, are so convinced that old age is a time of misery that they simply deny any other outcome and refuse to plan their own destiny. This optimistic and highly informative guide to smart aging will detail for listeners the steps they need to take to ensure that long life becomes synonymous with good life.

Welcome to your gateway to a secure financial future! "Financial Transitions Unveiled" is your comprehensive guide to successfully navigating the twists and turns of your financial journey. This eBook begins by laying the groundwork with an in-depth exploration of financial transitions. From the basics of retirement planning to the intricate workings of 401(k)s and IRAs, this first section provides you with a sturdy foundation of financial knowledge to carry with you throughout life. Moving on to the complexities of social security benefits, tax implications, and strategies to maximize your...

Medicare Essentials: Your Comprehensive Guide to Navigating Medicare with Confidence Are you ready to take control of your healthcare decisions? With Medicare’s complex rules and ever-changing landscape, making the right choices can feel overwhelming. The Medicare Essentials Book is here to simplify the process and empower you to confidently understand your coverage options. What You'll Learn: Medicare Parts A, B, C, and D Demystified: Gain a clear understanding of each Medicare part, including hospital, medical, and prescription drug coverage. Enrollment Periods and Deadlines: Never miss...

For anyone approaching retirement, Where's My Money? is a must-hear guide to ensure you maximize your income, reduce your tax burden, protect your loved ones, avoid costly mistakes, and enjoy the retirement you have always dreamed of.

Most retirement books assume you have time to save and accumulate money or you already have a significant net worth. Most of the 67 million Baby Boomers who are approaching retirement age have run out of time to save and accumulate more wealth. This short story explores the options available to people reaching retirement age who are broke. After reading this short story, you will be able to make your own well-informed decision on how to optimize your chances of being able to retire.

The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own—and the nation's—retirement security.

Leaving no stone unturned, this indispensable manual takes the sting out of relocation and selling the family home, helps keep retirees from outliving their savings, and offers a step-by-step guide to retirement abroad.

Divorcees have a tough job ahead of them as they try to understand what Social Security benefits may be available to them. This book provides a concise, easy-to-follow guide for divorcees to learn about Social Security benefits specifically for their situations.

Conquer the ChFC HS 326 Exam: Your Guide to Passing the Planning for Retirement Needs Exam is a concise overview designed to help candidates review key concepts tested on the ChFC HS 326 exam. This guide focuses on core principles surrounding retirement planning, including individual retirement accounts (IRAs), qualified plans, nonqualified plans, annuities, Social Security, and employer-sponsored benefits. The book offers a high-level summary intended to complement more comprehensive course materials. It is especially useful for readers who want to reinforce their understanding of major ...

Retirement can be both exciting and daunting. On one hand, it represents a new chapter in life filled with freedom and the opportunity to pursue passions and interests. On the other hand, it also brings financial concerns, such as how to ensure a steady income stream to last throughout retirement. This audiobook is designed to help guide you through the process of planning and securing your retirement income.

Everything you need to know to get the most Social Security checks you are entitled to - as fast as possible. Ex Social Security claims representative (30 years with the agency) "pulls back the curtain" about what it takes to get approved for retirement, disability, SSI and Medicare. Cuts through the bureaucratic red tape and obfuscation and tells you in plain language what the law says and - most importantly - what the law MEANS and how it may apply to you and your situation.

A pioneer of the 401(k) system, Robert L. Reynolds eschews radical calls for throwing out the 401(k) entirely and creating a new government-run savings system. Our best course, he shows, is to build on what we have: a flexible, dynamic private-public system of Social Security and more robust workplace savings. From Here to Security provides a clear, powerful new approach to solving America's retirement challenge—based on facts, data, and Reynolds's decades of experience.