Smart Families

Even if you're just earning an allowance now, you can leap into a prosperous financial future—No Wall Street experience required. Are you a teenager overwhelmed by financial jargon? Or a parent eager to instill good money habits in your child but don't know where to start? Financial wisdom isn't taught in schools , leaving many young adults unequipped for the real world. Statistics show more than 74% of teenagers lack practical knowledge about managing money. As unsettling as it sounds, there's hope.

Even if you’re not familiar with solving riddles or you’ve never been good at it, once you’ve heard some of the questions in this audiobook, the creative juices will start flowing, and you will become sharper with each passing puzzle. The key is to be persistent! The best part? It’s an activity everyone can join in, and it can be done just about anywhere. During long car rides, as you go for a nice afternoon stroll, or even before bedtime as a story - every moment is a good moment.

¿Alguna vez has querido que tus hijos aprendan matemáticas de forma divertida? Garantizado para enriquecer el pensamiento matemático y analítico de los niños, este libro es sencillo y divertido para que los niños descubran diferentes formas de aprender matemáticas mientras resuelven cada pregunta. Es un excelente recurso para niños de 6 a 12 años.

Ever do a good deed that came back to haunt you? Julep should have left the injured goblin by the road. Instead, she finds herself changing bloody bandages and dodging assassination attempts while her patient's equally dangerous henchmen 'guard' her. Artur's found gold, and not the kind hidden in the bottom of Julep's cart. When her greedy family decides to cash in on their suddenly valuable relative, he does the logical thing: steals her right back and adds her to his treasure hoard. But the Goblin City's a nasty place for humans who don't know the rules. Between rival crime lords, ...

Veronica McCreedy lives in a mansion by the sea. She loves a nice cup of Darjeeling tea whilst watching a good wildlife documentary. And she’s never seen without her ruby-red lipstick. Although these days, Veronica is rarely seen by anyone, because at 85, her days are spent mostly at home, alone. She can be found either collecting litter from the beach, trying to locate her glasses, or shouting instructions to her assistant, Eileen. But today...today, Veronica is going to make a decision that will change all of this.

The FIRE Family: Achieving Financial Independence with Kids A Guide to Raising a Family Without Sacrificing Your Freedom Do you dream of financial independence but feel like raising kids makes it impossible? Think again. The FIRE Family is your roadmap to achieving Financial Independence, Retire Early (FIRE) while raising a family—without extreme sacrifices or unrealistic budgets. Written for parents who want to break free from the paycheck-to-paycheck cycle, this book offers practical, family-focused strategies to save more, invest wisely, and create a life of true freedom.Who Is This ...

Weezy and Will Coffey raised their children, Martha, Claire, and Max, to be kind, smart, and independent. They gave them help with their homework, a dog, and homemade birthday cakes. It's true that Martha's a little too sensitive - she calls Claire several times a week to discuss natural disasters and local crime. And Claire has a short fuse with her sister - she becomes irate when Martha suggests that the two of them attend couples therapy. And Max, the baby and a senior in college, is a little too happy-go-lucky, though not as lucky as everyone would hope....

Can you imagine what could become of a woman whose childhood friend suddenly took possession of the husband's heart? "Careless Wives, Unfaithful Husbands" begin with the story of a couple who almost ruined their marriage due to the carelessness of the wife, which led to the unfaithfulness of the husband. It is a book with deep insight on how to make your marriage work and make your partner faithful and more committed to you. This book is a treasure chest of lively, practical advice to help you learn how to: 1. Prevent your marriage from falling apart 2. Make your partner more committed to ...

Want to quench your little genius’s thirst for knowledge? Don’t you just burst with pride when your child tells you something new they learned in school? Like when they can list all 50 states or maybe say a short phrase in Spanish. Whether your child is showing promising signs of future genius, or you just want to have a quiz buddy to help you on trivia night, encouraging your child’s curiosity is always a good idea. Aside from what they learn in school, having other sources of facts and general information will help your child become more well-rounded.

Do you want educational fun for your kids? Do you want to give them something that makes them stop using phones, computers, or video games immediately? Try this: When you do not know what I am, then I am something. But when you know what I am, then I am nothing. What am I? A riddle! Riddles have been around for thousands of years. Even in this age of video entertainment, riddles continue to be popular among kids and adults alike because they have some unbeatable benefits.

Who do you trust, your friends or your enemies? When Xera is stranded on a desert planet with a hostile crew and a cadre of murdering aliens, her friends aren’t who she thinks they are. As the translator, she’s the only one who can forge a truce. As the only woman, she’s the prize they lust for, and when her captain turns on her, she’s going to need the help of her enemies to escape his wrath. Because on this inhospitable world, the warlike Scorpio are her only chance. Looking into the fiery eyes of their handsome leader, Xera saw raw heat; a reaction she knew her fellow humans ...

Do you want to have your kids learn math in a fun way? Guaranteed to enrich a child’s arithmetic and analytical thinking, this book is simple and fun for kids to discover different ways of learning math as they solve each question. This is an excellent resource for kids who are 6-12 years old. Let your child impress teachers and classmates with sharpened math skills.

Wer dieses Hörbuch gehört hat, weiß, was es im Umgang mit Social Media, Smartphones und KI zu beachten gilt. Ab wann soll mein Kind ein Smartphone bekommen? Wie viel Medienzeit ist angemessen? Welche Apps soll ich erlauben? Welchen Gefahren ist mein Kind im Netz ausgesetzt? ...

In the fractured environment of the 21st century, true success will be unique and unexpected - the result of a creative response to complex, shifting challenges. In light of that, how do we prepare? How do we educate ourselves and our children for life in 2050? In the world our children will face, neither static definitions of intelligence nor traditional ideas of training will be good enough. To prepare them, parents and educators need to reframe the question of how we educate and come up with an answer that uses different terms than we are accustomed to.

Smart Shopping Hacks: Your Ultimate Guide to Financial Intelligence and Beating Inflation! Are you feeling the pinch of rising costs in today’s economy? Smart Shopping Hacks is here to be your go-to resource for mastering financial management, building financial intelligence, and saving more than ever. This guide is perfect everyone who is ready to tackle inflation head-on. Whether it’s cutting costs on groceries, household essentials, or luxury items, this book offers smart strategies to help you succeed. Who should buy this book? Young professionals trying to manage tight budgets and ...

Many years ago, when I was a young father of little girls, I told myself I had two choices; I could raise them on accident or raise them with purpose. Noting how loaded the word “beautiful” is for women, I decided to redefine the word with three foundational values I found to be significant and slowly eroding in the world: brave, smart and kind (BSK).

How many times have you looked at your phone today? Or rather, how many times did you look at your phone to do one thing, only to find yourself looking at something completely different ten minutes later? We’re all addicted to screens, but what can you do about it? Whether we like it or not, our lives and careers, as well as those of our children, will be shaped by social media, apps, and AI. In today’s attention economy, our minds and our attention equal the product that is sold to advertisers. Only those who learn how to navigate our digital world effectively will thrive.

Duke Thomas Cavendish of Chatsworth, the off-limits rake next door, may be rich and powerful, but Lady Eleanor brands him an enemy from the start. Lady Eleanor La Croix is the epitome of sauciness and pretends not to be a damsel in distress. After her father’s death, her family emigrated from France to London with one goal: To find the perfect rich husband for her eldest sister, who could also care for her family. Thomas Cavendish is a bored duke with a secret. He sees no purpose in life until his eyes land on a feisty young woman in one of his underground wrestling matches. He’s ...

Looking to amaze your friends and stump your teachers? Get ready to become the most clever know-it-all with this jam-packed book of the craziest animal facts! From shaggy wooly mammoths with tusks so huge they had to shovel snow with them to velociraptors that eviscerated prey with their vicious ankle claws, this book covers all the deadly dinosaurs and extinct beasts you need to terrify your classmates. Learn how the Megalodon shark could bite a school bus in half with choppers the size of bowling balls. Or how the giant ground sloth was like a 20-foot long living tank covered in armor. ...

Are you ready to take control of your family's finances and achieve financial freedom? Budgeting for Families: Practical Tips for Managing Household Finances is your ultimate guide to mastering money management, saving money, and reaching your financial goals. This comprehensive book breaks down the complexities of household budgeting into easy-to-understand, actionable steps that any family can follow. Discover the essential techniques for creating a family budget that works for everyone. Learn how to assess your income and expenses, categorize them effectively, and prioritize your ...