Personal Security

Are you making a million-dollar mistake with your Social Security benefits? The traditional "break-even" approach to Social Security claiming leaves retirees vulnerable to running out of money, paying unnecessary taxes, and failing to protect their surviving spouse. With over 3,000 rules and 500 different claiming combinations for married couples, making the wrong choice could cost you hundreds of thousands in lost benefits.

Empower your child or teen with essential skills for a financially secure future! This engaging guide simplifies budgeting, saving, and investing, teaching kids and young adults practical money management through real-life examples and exercises. They'll learn to navigate financial terms, use saving as a powerful tool to reach goals, and understand the basics of investing to make their money grow over time. Additionally, this book helps them spot scams, avoid common money mistakes, and build lifelong habits for financial security.

The $214,000 Mistake helps married taxpayers get the most out of their Social Security benefits: more money for you and less for Uncle Sam. Ninety-seven percent (97%) of Social Security recipients don’t receive the benefits they are entitled to. Do you know why? Because they don’t know how to optimize their benefits. With uncomplicated language, the book shows you how to implement proven strategies that will prevent married couples from losing hundreds of thousands of dollars.

Social Security admits it has made $21.6 billion in incorrect benefits payments! Now it wants its money back—from widows, orphans, retired schoolteachers, and even young children whose parents received disability benefits on their behalf. Often with no explanation, they send threatening letters clawing back amounts ranging from several thousand dollars to more than $100,000. Learn how to make sure you get the correct Social Security benefits, avoid frightening clawbacks, and how to deal with the opaque bureaucracy of Social Security.

Cybercrime is on the rise. Our information is more valuable and vulnerable than ever. It’s important to learn to protect ourselves from those who wish to exploit the technology we rely on daily. Cybercriminals want to steal your money and identity and spy on you.

Money for Millennials provides you with the basic tools you need to manage your life and plan for your future financially. You will learn to manage every aspect of your personal finances, as well as strengthen your financial plan to yield better returns on your investments.

Imagine being able to invest your money the same way the nation's biggest institutional investors, pension funds and endowments invest. Ric Edelman shows you how to reduce risk, lower your fees, and improve your returns, just like the professional investors who manage billions of dollars: using time-tested, proven methods based on the latest academic research.

You've heard the stories about the dark side of the internet—hackers, #gamergate, anonymous mobs attacking an unlucky victim, and revenge porn—but they remain just that: Stories. Surely these things would never happen to you. Zoe Quinn used to feel the same way. She is a video game developer whose ex-boyfriend published a crazed blog post cobbled together from private information, half-truths, and outright fictions, along with a rallying cry to the online hordes to go after her. They answered in the form of a so-called movement known as #gamergate.

Many White Christians are eager to fight against racism and for racial justice. But what steps can they take to make good, lasting change? How can they get involved without unintentionally doing more harm than good? In this practical and illuminating guide drawn from more than 20 years of cross-cultural work and learning from some of the greatest leaders of color, pastor and racial justice advocate Daniel Hill provides nine practices rooted in Scripture that will position you to be an active supporter of inclusion, equality, and racial justice.

Having a hard time figuring out your optimal Social Security claiming strategy? Navigating Social Security benefits can be a confusing process. Claiming at the wrong time can cost you and your heirs hundreds of thousands of dollars over your lifetime. But it doesn't have to be intimidating. Industry insider Matt Feret helps simplify the process for you and makes it clear. With decades of experience in retirement and aging issues, Matt walks you through the Social Security maze, and gets you ready for the best time of your life...

In today’s digital world, scams are everywhere, from inboxes and social media feeds to phone calls and online marketplaces. Defend Yourself From Scammers: The Ultimate Guide to Identifying and Avoiding Scams is your essential handbook for staying vigilant and safe. With scams evolving rapidly, this book provides readers with the knowledge and tools needed to protect their finances, privacy, and peace of mind. Inside, you’ll discover: Comprehensive Scam Types and Red Flags: From phishing emails and fake social media accounts to phone scams and investment fraud, this guide breaks down the...

Discover the secret to enjoying your golden years free of fears and worries – retire with confidence in just 7 steps!

Nearing retirement and feeling unprepared? You're not alone. Many share these concerns, but they can be resolved with the clear guidance in this book. Retirement planning doesn’t have to be stressful or confusing.

That's right, Tom Hegna's Don't Worry, Retire Happy!: 7 Steps to Retirement Security message is now offered with the Canadian economy, retirement, and financial planning in mind. Make the most of your Old Age Security and Canadian Pension Plan, and learn everything you need to know about financial products. Simplify your retirement journey to just seven steps.

The Sweet Potato Queens are bona fide experts at planning a marvelous marriage (and ending one, look below if you're looking for advice on dumping a deadweight hubby!), so who better to provide this handy wedding planner? And even if you're not planning your own nuptials, surely you have dreamt about your perfect day, regardless of whether you've met Mr. Right yet!

In Jawbreaker Gary Berntsen, until recently one of the CIA’s most decorated officers, comes out from under cover for the first time to describe his no-holds-barred pursuit of Osama bin Laden and al-Qaeda.

Don't wait for success to come to you – take charge of your financial future, build wealth, and create the life you want to live! Isn’t it kind of crazy that personal finance is not taught in most schools… considering how important it is for your adult life? It’s no wonder why most adults enter the “real world” feeling pretty overwhelmed and unprepared to handle their finances. Whether you’re a teen or a young adult, you probably know the importance of budgeting, saving money, and avoiding debt, but you’re not really sure how to do it. And it's not just you – since lots of...

Viral Parenting is a guide to raising responsible, safe, and communicative kids in the digital world. Mindy shares practical tools for having honest conversations with kids of all ages about privacy, bullying, respectfulness, and family time while emphasizing the importance of trust and open communication. These strategies are timeless - whether applied to texting, snapping, Facebooking, kiking, or whatever social media platforms await us in the future, this book is ultimately about teaching children about personal responsibility and safety.

For anyone approaching retirement, Where's My Money? is a must-hear guide to ensure you maximize your income, reduce your tax burden, protect your loved ones, avoid costly mistakes, and enjoy the retirement you have always dreamed of.

Filled with logical yet counterintuitive answers to ordinary and extraordinary problems - whether it be buying a new home or pivoting a failing business model - Mudd's HEAD (High Efficiency Analytic Decision-making) methodology provides listeners with a battle-tested set of guiding principles that promise to bring order to even the most chaotic problems, all in five practical steps.