Personal Safety

Unlike most academic books that merely define research, The Refractive Thinker® series offers unique application of effective business practices from the perspective of multiple authors – each offering a chapter based on their scholarly expertise. The Refractive Thinker® series provides doctoral scholars with a collaborative opportunity to promote and publish their work in an award winning peer-reviewed publication, which meets the university standard. Our goal is to provide an affordable outlet for scholars that supports the tremendous need for dynamic dialogue and innovation while ...

Financial crises are often blamed on unforeseeable events, the unforgiving nature of capital markets, or just plain bad luck. Too Smart for Our Own Good argues that these crises are caused by certain alluring investment strategies that promise both high returns and safety of capital. In other words, the severe and widespread crises we have suffered in recent decades were not perfect storms. Instead, they were made by us. By understanding how and why this is so, we may be able to avoid or ameliorate future crises - and maybe even anticipate them.

Prologue: It was my final semester in college. I had just turned 21 and my roommate's boyfriend, Kevin, gave me a job, serving cocktails, at the Old Spaghetti Factory. I didn't dare tell my parents I had quit my engineering job so I would have more time to hang at the beach with my friends. I was a practicing Catholic at the time yet had a very distorted view of God. I was sure He would punish me if He knew I had made such a stupid choice. One of my closest friends constantly told me he was praying I would have a personal relationship with Jesus. I would laugh, trying to hide the fact that ...

This audiobook is a transcription and reproduction of the training course materials from Course #9, Avoiding Accidents. When all of your other long-term health issues are covered, then the biggest danger of dying becomes accidents. Since I’ve had so many premonition experiences I‘ve learned a lot about how they work and am confident we can all learn how to see the probability of the future ourselves.