Personal Financial Planning

Universities train talented students to develop the most advanced technologies in the world. Graduates sign employment offer letters that promise salaries, bonuses, stock options, and restricted stock units (RSUs) that will make them earn far more than most Americans. Despite this, personal finance remains a taboo among many people, rarely talked about openly and rarely discussed in polite company. I wrote Personal Finance for People in Tech to share what I've learned about managing my finances after nearly 20 years of working in the software industry.

A financial plan is a comprehensive evaluation of an investor's current and future financial state. When we have a financial plan, we can start to initiate procedures and strategies laid out in the plan to accomplish our objectives. Find out how to make a financial strategy that covers everything from protecting your short-term investments to saving for your retirement.

Embark on a journey to financial mastery with "The Entrepreneur's Guide to Financial Fitness" – your must-have toolkit to turn your entrepreneurial dreams into a sturdy and profitable reality. Whether you're brainstorming your first business idea or looking to tighten the financial prowess of your expanding enterprise, this guide provides a comprehensive road map tailored to navigate the financial landscapes of entrepreneurship. Commence your expedition by establishing a robust groundwork with key insights into understanding your financial mindset, setting achievable goals, and ...

What if you could escape the 9-to-5, achieve financial freedom, and explore the world—on your terms? How to Retire Early and Travel the World is your no-fluff guide to financial independence, early retirement, and a life of global adventure. Whether you’re dreaming of quiet mornings in Bali, café-hopping in Lisbon, or hiking Patagonia, this book helps you get there—faster than you think. Most people believe retirement comes after 65 and requires millions. This book flips that belief.

Struggling to pay for college? Dive into the ultimate guide to paying for college and paying off college debt! Here’s a clear roadmap for your successful future! How do you prepare for a future that's becoming increasingly uncertain? The future might seem clouded, but it doesn't have to be. With this guide, you can learn to take control of your finances and build a robust foundation for your bright future. Getting your education and taking control of your money is more achievable than you might think. If you are a high schooler on the verge of becoming an adult or a young adult trying to ...

The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched and everybody reeling. Seemingly overnight, the financial landscape has undergone seismic changes that suddenly have you asking all kinds of questions: Are your savings safe? Should you continue to invest in your retirement account? Should you keep your home if it's worth less than what you owe or should you sell it?

Take the fear out of finance and live a stress-free life with this must-have guidebook on retirement planning! Millions of people around the world, particularly women, do not plan for retirement, because they do not believe they are required to or are capable of doing so. They squander their prime years by recklessly spending their money, and as they age, they come to regret their decisions.

Laying out the nine common hazards that trip up otherwise well-prepared retirees to encourage you to think through your decisions and set a course aligned with your values and your ultimate goals, Retirement Fail helps you identify potential pitfalls and teaches how to safeguard your hard-earned retirement assets. Contrary to what most people think, it is not poor portfolio performance that usually busts your retirement accounts. Rather, it's the emotional decisions you make that can cause major problems.

Step into a world of clarity and understanding with "Financial Foundations", your comprehensive guide to achieving financial freedom and success. This captivating book takes you on a deep dive into the fascinating world of personal finance and equips you with the essential knowledge from setting your financial goals to planning for a comfortable retirement. This well-structured guide starts at the very beginning - creating a solid foundation with a strong understanding of personal finance. Perfect your skills and knowledge in budget planning with this easy-to-follow guide. Discover the ...

Dave Gow retired at 28, after a decade of working as a forklift driver. He didn’t win the lottery, inherit a fortune, or get lucky in the stock market. Instead, he discovered a simple set of principles that helped him spend less and invest more, all while increasing his happiness.

The financial shelves are filled with books that explain how popular carry trading has become in recent years. But none has revealed just how significant a role it plays in the global economy - until now. A groundbreaking book sure to leave its mark in the canon of investing literature, The Rise of Carry explains how carry trading has virtually shaped the global economic picture - one of decaying economic growth, recurring crises, wealth disparity, and, in too many places, social and political upheaval.

Award-winning financial journalist Joel Kranc presents basic but essential strategies to start your retirement planning today. Retirement Planning in Eight Easy Steps is a quick and easy way to start learning about retirement planning, helping you envision your ideal retirement and how to get there through investment planning, maximizing social security benefits, and the other basics central to sound financial planning for retirement.

In today's unsettled financial markets, where most pension plans died out with the 20th century and where no one's certain of the future of Social Security, hardworking people turn to financial advisors to guide them to a worry-free financial lifestyle. But do you really know how to find a legitimate financial advisor? Do you understand the jargon advisors use to explain your investments? And, most important, do you know the answers to the most critical questions that will affect your financial future: How much are advisors' fees, and just how safe are the investment choices they make on your behalf?

Mastering Your Finances: Your Personal Guide to Financial Freedom is not just an audiobook; it's your roadmap to a secure and thriving financial future. Penned by a seasoned accountant, this audiobook puts the power of financial planning right at your fingertips. It promises to transform your financial landscape, from a confusing maze of numbers and jargon to a clear, well-trodden path towards prosperity.

Take control of your financial destiny, the essential guide to planning and securing your financial future. Whether you're just starting your financial journey or looking to fine-tune your existing strategy, this book offers practical insights, actionable steps, and expert advice on how to build wealth, eliminate debt, and achieve your financial goals.

Your guide to being confident about your finances. Do you wish you had a visual model of your finances so you could see all the parts of your financial plan in one place? In Confident Financial Planning, Paul Winkler provides this visual model and covers all the major aspects of a financial plan in easy-to-understand language, giving you the knowledge you need to make informed decisions - without bogging you down with financial jargon. Confident Financial Planning is a guide map for the knowledge you need and advises you on whom to trust.

Introducing "Millennial Money Mastery," the definitive guide for the modern, savvy millennial entrepreneur who wants to take control of their finances and forge a path towards financial freedom, stability, and success! Forget the outdated, generic financial advice that populates the self-help market; this fresh, dynamic eBook is specifically tailored to the unique challenges, priorities, and aspirations faced by the next generation of trailblazing business owners. Financial planning is not just for "old money" or corporations anymore! "Millennial Money Mastery" breaks down complex financial...

Most people believe that retirement planning is only about managing your money. Yes, financial preparation is crucial, but what many fail to realize is that retirement readiness also involves psychological preparation. Retirement can be a major life transition, and it’s natural to feel unsure about what comes next.

Living alone from the age of 14, Zoe learned to budget the hard way. Since her early teenage years, she had to earn, save, and invest her own money - which, sometimes, barely exceeded $150. In this audiobook, she’s sharing her insights about how to manage even the smallest income to last the month and even save. She gives concrete, actionable advice based on her own and well-known financial experts’ experience.

Caregiving can be a positive experience if families better understand aging, understand the disease their loved one has, learn how to improve family communication, and have an aging plan. The Invisible Patient provides inspiration, encouragement, and step-by-step guidance to ease the caregiving journey. The author leaves no stone unturned, providing personal anecdotes and scenarios about the caregiving process, and includes numerous references and resources in this guide to caring for the caregiver.