Personal Financial Planning

Despite an expansive array of financial planning tools, advice, and gurus, putting real financial planning into practice is deeply personal—and incredibly difficult. More Than Money: Real-Life Stories of Financial Planning is a collection of surprising and inspiring true stories that reveal how real clients applied financial planning to derive tangible results that changed their lives.

In 2017, when she was only twenty-two, Lauren Simmons became the youngest full-time female trader at the New York Stock Exchange, and the second African American woman in the Exchange's 228-year history to hold such a position. Driven by a passion for empowering women, Millennials, Gen Zs, and minorities to become more financially savvy, she now shares her experience and knowledge in this savvy financial guide. Simmons brings a fresh perspective to personal finance.

Unlock the adventure of your golden years with "What to Do When You Retire: A Comprehensive Guide to Financial Planning, Staying Healthy, Exploring New Hobbies, and Creating a Lasting Legacy." This isn’t just another retirement book—it's your ultimate retirement planning workbook! Perfect for both men and women, this guide is packed with practical advice and a touch of wit, making retirement financial planning a breeze.

Most of us grew up with the idea that there is good debt and there is bad debt. Good debts are generally considered to be debts you incur to buy things that can go up in value—like a home or college education. Bad debts are things like credit card balances, where you borrowed money to buy things that depreciate or go down in value, like most consumer goods.

Money Skills For Teens: Play Smart, Save Big, Succeed Early! Did you know that learning how to manage money as a teen can set you up for life? The truth is, starting early gives you an incredible advantage: 1️⃣ More Confidence in Big Decisions – From buying your first car to budgeting for college, you’ll have the skills to make smart choices. 2️⃣ A Head Start on Building Wealth – Begin saving and investing now, and watch your money grow over time. 3️⃣ Fewer Financial Regrets Later – Avoid the stress of credit card debt, bad habits, and costly mistakes. "Game On, Money ...

This book serves as a comprehensive guide for young families seeking to establish and maintain financial well-being. It highlights the significance of budgeting and offers practical advice on creating a family financial calendar to track income, expenses, and savings goals throughout the year. Various budgeting techniques are explored, along with strategies for saving for specific goals like vacations and education. The guide also emphasizes the importance of insurance needs assessment, tax planning, building an emergency fund, and understanding basic investment options to foster long-term ...

Introducing "Millennial Money Mastery," the definitive guide for the modern, savvy millennial entrepreneur who wants to take control of their finances and forge a path towards financial freedom, stability, and success! Forget the outdated, generic financial advice that populates the self-help market; this fresh, dynamic eBook is specifically tailored to the unique challenges, priorities, and aspirations faced by the next generation of trailblazing business owners. Financial planning is not just for "old money" or corporations anymore! "Millennial Money Mastery" breaks down complex financial...

Even before the pandemic, a large share of households by Americans over age fifty faced the threat that their living standards would decline sharply in retirement. In the wake of COVID-19, these numbers will surely worsen. In Retirement Reboot: Commonsense Financial Strategies for Getting Back on Track, finance writer and regular New York Times retirement contributor Mark Miller offers practical strategies for Americans to improve their retirement prospects.

What If Money Was No Longer a Source of Stress—But a Tool for Freedom? Money problems steal peace, create tension, and block progress. But what if you could take back control and finally feel confident about your finances? In Choose Money, you’ll discover how to make wise, intentional financial decisions that support the life you want to live—not the one you’re stuck in. This isn’t about get-rich-quick schemes or complicated financial jargon. It’s about clear, practical principles that work—no matter where you’re starting from. This book will help you: Break free from the ...

Steering clear of retirement planning pitfalls just got a whole lot easier! Are you on track for the retirement you’ve always dreamed of, or are you unknowingly making mistakes that could derail your future? In "10 Critical Mistakes to Avoid in Retirement Planning," Jeff Kikel, an experienced financial planner, takes you on a clear and practical journey through the most common pitfalls retirees and pre-retirees encounter—and how to avoid them. With over 30 years of financial expertise, Jeff distills complex retirement concepts into ten straightforward, actionable chapters. Each mistake ...

Fewer than half of Americans nearing retirement age are confident their savings are on the proper course. But if you take the steps highlighted in this book, you will be well prepared for a stress-free retirement. These steps are so simple anyone can do them, even if you feel you are disorganised, and no matter how much your current take home pay is.

Introducing "Simplify Your Finances" - your guide to financial clarity in an often complex world. This comprehensive eBook provides a structured and easy-to-follow approach to personal finance, designed to help you master the art of money management. Within the first chapters, discover the importance of financial planning, unravel the dense web of financial jargon, and identify oft-made errors in personal finance. 'Simplify Your Finances' guides you through a tailored financial assessment to ascertain your net worth, uncover debts, and pin down your income sources. Set realistic financial ...

Are you a student struggling to keep your finances in check? Say goodbye to money woes and hello to financial freedom with Money Management for Students. This essential guide is packed with practical tips and savvy strategies to help you master money control, uncover clever money hacks, and become truly money wise. In this book, you’ll discover: Why is managing finances important for students? How Can You Plan Your Spending Smartly? Creative Ideas to Reduce Expenses Keep Credit or Debit Cards under Control Set aside some savings for emergencies. Track Your Spending in a Diary or ...

Welcome to the start of the rest of your life-the one where you aren't wandering in the (financial) dark without a flashlight. The one where you have a clear roadmap to your future, and mathematical confidence that you and your family can have the life you dream of! Plan Your Money Path contains thousands of dollars worth of professional financial planning advice, hints, tips, and hacks. Imagine how well you’d sleep at night knowing your boxes are checked—everything the kids will need, all your dreams right on through early retirement, when you’re young enough to enjoy those dreams.

Are you going in financial circles? Do you need directions? Finding your financial goals through all the options and dead-ends in today's marketplace can be confusing, and you might get lost without a map. In this audiobook, Howard Dayton provides a simple road map for organizing your finances through life and reaching your financial destination.

In today's unsettled financial markets, where most pension plans died out with the 20th century and where no one's certain of the future of Social Security, hardworking people turn to financial advisors to guide them to a worry-free financial lifestyle. But do you really know how to find a legitimate financial advisor? Do you understand the jargon advisors use to explain your investments? And, most important, do you know the answers to the most critical questions that will affect your financial future: How much are advisors' fees, and just how safe are the investment choices they make on your behalf?

With the principles outlined in Millionaire by Thirty, recent graduates will be earning enough interest on their savings to meet their basic living expenses by the time they're 30. And by the time they're 35, their investments will be earning more money than they are, guaranteeing them a happy, wealthy future.

It’s easy to get lost in today’s fast-paced world of spending and borrowing. We live in a culture that encourages immediate gratification, where credit cards are handed out like candy, and consumer debt is normalized. As a debt consolidation counselor, I’ve seen the toll this mindset can take on people’s lives. Financial stress has a way of creeping into every corner—affecting not just your bank account but your relationships, your peace of mind, and your overall sense of security. That’s why “Wealth on Your Terms: Master Your Money, Master Your Life” is such an important ...

The internet provides a wealth of opportunities to create a passive income that can pay for the retirement that you want, and even allow you to leave a legacy that can give your loved ones a helping hand in following their dreams, too. If you are willing to change your perspective and embrace this new chapter of your life with an open mind, you can start earning money from the comfort of your own home.

Indulge in the opulence of true abundance with "Luminous Prosperity," a sumptuous guide to redefining wealth for the discerning individual. Within these gilded pages, Ammanuel Santa Anna unveils the secrets to a life of unparalleled richness—one that transcends mere financial gain to encompass the luxuries of purpose, fulfillment, and positive impact. Like a finely crafted timepiece, this book precision-engineers your path to holistic prosperity, seamlessly blending timeless wisdom with cutting-edge insights. Immerse yourself in a world where your resources become powerful catalysts for ...