Personal Finance College

The struggle to pay for college is one of the defining features of middle-class life in America today. At kitchen tables all across the country, parents agonize over whether to burden their children with loans or to sacrifice their own financial security by taking out a second mortgage or draining their retirement savings. Indebted takes listeners into the homes of middle-class families throughout the nation to reveal the hidden consequences of student debt and the ways that financing college has transformed family life.

The cost of college makes for frightening headlines and politics. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuitions continue to rise. And on the heels of a pandemic that nearly dismantled the traditional “college experience”, we have to wonder: Is college really worth it? From a financial perspective, says economist Beth Akers, the answer is yes. It’s true that college is expensive, but once we see higher education for what it is - an investment in future opportunities, job security, and earnings - a different picture emerges

Imagine you're hanging out with friends on a sunny Saturday afternoon. Everyone's showing off their latest purchases — the newest iPhone or that exclusive Taylor Swift concert ticket. But while your friends flash their cards or Apple Pay, your heart sinks. With every tap, cha-ching, or swipe, you're confronted with a grim reality — financial FOMO.

Stressed about how to make money, save it, and grow it? Here's your no-BS guide to financial freedom, written for teens and young adults who want confidence and financial security! I wrote this book for my own kids and their friends to teach them to make money and build wealth at a young age.

There's a college affordability crisis happening in the US right now. Tuition rates have soared, while increases in blue collar wages have slowed to a crawl. This adds up to a painful realization for lower-income young people desperately hoping to go to college: there's no way to pay for it. Bobbi Dempsey shares her brutally honest first-person account of the struggle to pay for her children's and her own education on a working-class salary.

Surveys have consistently found that saving for a child’s college education is the top money concern for parents in the US, with over 70 percent saying they’re worried about being able to pay for their child’s education. Tuition fees are rising year after year, and for many parents, this makes the prospect even more daunting. So, should you just give up and invest in your child’s present, rather than their future? The short answer is no - there’s really no need.

In Will College Pay Off?, Peter Cappelli, an acclaimed expert in employment trends, the workforce, and education, provides hard evidence that counters conventional wisdom and helps us make cost-effective choices. Insightful and informative, Will College Pay Off? helps students and parents make smart financial decisions and provides the foundation for students to succeed in the real world.

Afraid of adulting? Unlock the secrets to taking control of your cash and setting yourself up for a future you'll actually look forward to! Hey, you get it—money talk is boring, right? But what if mastering a few simple skills could let you call the shots in your life? Imagine snagging that dream car without sweating over payments. Or picture treating your friends to a killer weekend at that amusement park and not stressing about how to cover it.

Are the adults in your life stressed out about money? It’s not surprising – one survey found that over half of American adults say their financial worries have a negative impact on their mental health. With adulthood looming just around the corner, that’s enough to freak most young people out… But this doesn’t have to be you. You can unlock the secrets decades earlier than your parents did, stepping into adulthood with a far better understanding of money than most adults – and the skills you need to make sure you always have enough.

Education is one of the key foundations to success, and it is no different when it comes to finance and credit. In my circle, or even in several online communities, I see it all the time - people still struggle with balancing their financial lives, their salary, and their debt, and simply getting access to the standards by which Americans are gauged on: their credit score. Yes, that magic number that dictate what you are entitled to.

Pursuing the college process should reflect the process of buying a home where buyers are savvy to the interests of sellers. But that's not often the case with parents navigating the college process. Rather, they typically remain uninformed and vulnerable to the college interests. Colleges know this about parents and will exploit their weaknesses costing them thousands of college dollars.

Do the adults around you seem stressed about finances? It's a common issue, as revealed by a survey where over half of American adults admit their financial worries impact mental health. With adulthood on the horizon, this might be unsettling for most young individuals. But here's the silver lining—you can master money management much earlier than your parents did and enter adulthood with a superior understanding of money matters, gaining the skills to ensure you always stay afloat.

Here's How You Can Take Control Of Your Finances And Navigate Life With Confidence! Advanced Placement Adulting - Difficult (yet critical) Adulting Topics Clearly Explained This is a complete A to Z guide on managing money and laying the foundations of future success, ideal for teens, college students, and recent graduates who want to make adulting easy. Instead of trying to figure out everything on your own, you finally have a powerful tool that will make complex decisions easier and allow you to thrive. Introducing Advanced Placement (AP) Adulting: The Comprehensive Growth, Improvement, ...

Throug the past several decades, a higher education has been as much a part of the American dream as owning a house. And while a college degree once cost a fraction of a home, the financial gap between the two has narrowed greatly. It was once realistic for a student to work enough during the summer to pay for the upcoming two semesters, but this is no longer possible. With the cost of higher education reaching all-time levels, you cannot afford to ignore this audiobook. Busting the College Planning Lies will open your eyes and give you the guidance you need to proceed smartly!

According to a recent study, 63% of Americans are categorized as "financially illiterate."Being financially literate enables you to make smarter money management decisions. These decisions will lead directly to a financially secure future that protects assets built by you and your loved ones.Written by a CPA with extensive real-world experience, the book uses simple, easy-to-read language to discuss everyday financial concepts: •Budgeting•Spending•Loans•Taxes•Insurance•Savings•Buying a house•And much more!

Juggling adult kids at home while trying to keep your nest egg? Trust me, I get it. This Making More Money for YOU! book is your down-to-earth guide to growing your wealth in today's wild economy—without turning your home life upside down. As someone who's been there, I'll walk you through real strategies that actually work when you're balancing family life with financial goals. Here's what you'll learn: Smart Money Moves That Make Sense: No fancy jargon here—just straightforward advice on investing, whether you're working with a little or a lot. We'll look at everything from the stock ...

Written by Ron Salluzzo and Phil Tahey, this audiobook offers institutional leaders guidance on how to effectively communicate to members of college and university boards and finance committees who need support in better understanding the business model of college and universities. Their collective knowledge is based from more than 80 years of combined experience in governance practices regarding financial matters for colleges and universities. Reviewed by experts in the higher education sector, this audiobook offers a deep dive into understanding institutional finances and strategies.

Getting into college is just as hard as figuring out how to pay for it. In this original audiobook, prospective students and their parents will learn how to think like informed consumers as you make this very important - and costly - decision. National expert, Reyna Gobel, MBA, provides you with money-saving processes to determine which colleges are right for you, which ones offer the best financial-aid package, and how to plan for this expense.

Statistics show that about six percent of recent college graduates are unemployed. They are among the ever-increasing number of adults struggling with student loans, which now stands at a jaw-dropping 45 million. How can you increase your chances of not falling into the same predicament? The best way is to establish income streams that can support you throughout (and beyond) your education. Not only will this provide you with a cushion against unemployment or insufficient funds, but it will also be your springboard to financial independence.

Chadwick’s College Checklist is a small publication that carries a big punch. It explains how to minimize the costs of getting a higher education or professional training, while exploring the often complex and confusing terrain of college costs. The author shares his personal experiences of earning two college degrees, providing information on funding opportunities and options for defraying college costs while taking care of one’s financial responsibilities and remaining financially solvent.