Personal Credit

Your credit score is a tool like any other. Some people like myself, at one point, ignore their credit score, and they have no idea how much money they can save if they paid a little attention to their credit rating. That is why I wrote this book; to enlighten anybody out there who might have a poor credit score or a credit score that is not where it is supposed to be. Once you know why your credit score is bad, I do not doubt that you would want to make it better.

This audiobook fully discusses fighting identity theft and the value of placing a Credit Freeze on your credit report so that it cannot be accessed by any unauthorized person trying to get credit on your behalf. The Credit Freeze became California law in 2003, and the other states followed suit shortly thereafter, and in the author's opinion, one of the most important sections of that legislation states that in the case of an address change, the written confirmation shall be sent to both the new address and to the former address.

For decades, immigrants have flocked to the United States of America, inspired by its spirit of freedom and equal opportunity. However, many fail to consider the barriers they may have to face when looking for entrepreneurial avenues. Financial Literacy for Immigrant Entrepreneurs is grounded in research, taking its roots from the state of financial literacy in immigrants of African descent in the United States. It lays out the financial system, which hurdles one might encounter, and possible resources that may aid immigrants during their quest for upward social mobility.

Do you want to earn more money fast? What is the best way to secure your financial independence? What is passive income? What is the secret behind successful investors? If you want to learn more about successful investment decisions, than you should listen to this book.

Let’s be very honest, you need to know how the credit system works fully before you can repair your credit score. Beware of shorter audiobooks that do not provide enough information on steps you need to take. This guide will not only teach you credit repair, but also show you methods to keep your credit score high forever. You will see that this audiobook stands out from the rest.

They're smiling but they don't trust you. A polite nod here, a chuckle there. Meanwhile they're anxiously waiting for your credit report. You know it hurt your chances of getting the loan when you had to admit to some small financial mistakes in the past. As you leave the office with that sick feeling telling you you've already lost, they state the inevitable, "We'll let you know." Less than perfect credit is not a permanent situation. If you've made financial mistakes in the past (and who hasn't), it's not too late to start repairing your credit today.

While it may be tempting to entrust the task of repairing your credit to a credit repair firm, it's critical to understand what they can and can't do - and to take action on your own before paying their fees.

Establishing excellent credit is a simple process. The problem is that many people do not know what exactly what actions will help you build excellent credit. Many people just hear "pay your bills on time and you will have good credit". The truth is that is not entirely correct. There is more to it than just paying your bills on time.

This book is for you if you are worried about: - skyrocketing fuel and heating costs - rising food bills - expensive mortgage payments - the threat of losing some or all of your income - the nightmare scenario of losing your home. If you're facing the prospect of having to work extra hours, take a second job or cut back on spending to make ends meet, then don't panic. There's no need to give up family time or to work day and night.

You are about to discover how to effectively repair your credit and get out of debt forever. Millions of people struggle every day with their personal finances, but you do not have to. Getting buried in debt and having a poor credit score was probably one of the most dreadful memories in my life. This book contains step-by-step proven strategies on how to fix your credit score and how to stay out of debt forever.

Sharon Lechter is dedicated to sharing relevant and actionable steps to help you build a strong and sustainable financial foundation for your family. As co-author of Think and Grow Rich – Three Feet From Gold, Rich Dad Poor Dad and Founder of Pay Your Family First, Sharon’s messages have helped people around the globe take control of their financial lives.

A story about a hamster who beats debt? You've got to read it to believe it! Blinks and Sniffs the hamster thought they were living the good life...until their eyes were opened to just what their debt was doing to their quality of life. Read along to see what Blinks and Sniffs the hamsters do to get their life back on track! If a hamster can beat debt, so can you!