Personal Budget

This book describes methods to design your budget to meet your financial needs without exceeding your income. Several examples of budgets are presented for various income levels based on typical living costs in basic categories such as food, clothing, rent/mortgage, utilities, transportation, insurance, entertainment, etc. Hints on reducing or eliminating expenses, saving and investing, and retiring debts are included.

Are you desperate to make ends meet each month, constantly wondering if you can pay the bills? If debts are poisoning your life and you want to make your dollar go 10 times further, it's time to budget. Living alone from the age of 14, I learned to budget the hard way. Since my early teenage years, I had to earn and save my own money. In this book I'm sharing my insights about how to manage even the smallest income to outlast the month. I will give concrete, actionable advice based on my own and well-known financial experts' experience.

Imagine a life where your money works for you, where budgeting is empowering, debt is behind you, and investing becomes second nature. That’s the promise of The 6-Figure Shift, a complete blueprint for transforming your financial future, starting exactly where you are. In this practical, no-nonsense guide, you'll learn how to: Adopt the Mindset of Financial Freedom: Rewire limiting beliefs and step into a mindset of abundance and growth. Master Smart Budgeting: Build a personalized budget that prioritizes savings, investments, and meaningful living. Eliminate Debt Strategically: Choose ...

**West Virginia Through My Lens: A Guide to the 10 Must-See Places** Embark on a captivating journey through the heart of Appalachia with native and photographer,Jeffrey Simmons. In "West Virginia Through My Lens," readers are not merely given directions but are immersed in the stories, histories, and emotions intertwined with each of the state's iconic landmarks. From the mist-covered heights of the New River Gorge Bridge to the timeless waters of Berkeley Springs, this guide unveils West Virginia's treasures with unparalleled intimacy. Beyond its breathtaking photographs, this book serves...

Is it possible to make a million dollars in only one minute? The answer just might surprise you. The One Minute Millionaire is an entirely new approach, a life-changing "millionaire system" that will teach you how to: create wealth even when you have little or nothing to start with, use the power of leverage to build wealth rapidly, and overcome fears so you can take reasonable risks.

Feeling Uneasy About Your Teen’s Readiness for Adulthood? This 2-in-1 Guide Sets Them Up for Life & Financial Success! As a parent, you want your teen to be prepared for whatever life throws their way. But are they truly ready to handle the demands of adulthood? From managing daily responsibilities to mastering financial independence, there’s so much for teens to learn—and most of it isn’t taught in school. This comprehensive 2-in-1 collection combines essential life skills and personal finance mastery, ensuring your teen has the tools they need to thrive. Inside, they’ll gain ...

Have you ever felt a deep urge to achieve something greater but didn’t know where to start? Maybe you’re uncertain about your path, or financial constraints are holding you back from living the life of your dreams. This book is your guide to transforming your life with clarity, purpose, and practical tools. In LIFE MANAGEMENT TOOLKIT: Essential Financial and Time-Management Tools for a Purposeful Life, Timofey Nedyalko builds on the principles from TRACK SMART, LIVE BIG: Essential Financial Tracking Tools for a Purposeful Life, empowering readers to take charge of their lives with ...

If you ever wondered what it would be like to move abroad and just how to go about it, look no further than this book. Rediscover places you have always loved and discover some you may never have dreamed of. The one thing they all have in common is that you can live and thrive there for way less money than you can in the United States. Imagine living in paradise on your social security income.

Imagine what it would feel like to master your budget and not be in debt. All the money you currently pay to credit card companies can now be spent fixing up the house, taking a vacation, or investing in your retirement fund. You celebrate the holidays without dreading the credit card bill that is sure to arrive in January. The truth is all of this is possible when you master the budgeting habit.

What's the first thing you think of when you hear the word budget? It's a meager little word, one that all too often comes after tight. Maybe you think of this word as an adjective, something to describe a cheap and substandard car or hotel. Budget brings to mind rationing, a kind of money diet. If you're like many people, budgeting is something you do with a kind of deflated spirit: budgeting means bargain bin quality and the sad sense that what you want is going to be just out of reach.

Life Skills Mastery for Young Adults: 50+ Essential Skills for Budgeting, Finance, Emotional Wellness, Diet and Nutrition, Personal Health, Inspiration, and Personal Growth Are you a young adult looking to gain the tools and confidence to navigate adulthood successfully? Life Skills Mastery for Young Adults is your all-in-one guide to mastering the essential skills that will set you up for a thriving, independent future. This practical and empowering book covers everything from managing your finances to taking charge of your health, ensuring you have the knowledge to make informed decisions...

FREE Bonus Book Included With Purchase Are you struggling as a single parent to save money or pay bills? Are you living check to check? Are you prepared if an unexpected emergency were to strike your family or if you were to lose your job? Today only, get this Amazon bestseller for just $2.99. Regularly priced at $4.99. Read on your PC, Mac, smart phone, tablet or Kindle device. As someone having been raised by a single parent, I’ve learned a lot about the challenges and responsibilities single parents face running a household and trying to make ends meet. If you’re anything like my ...

Are you prepared for retirement—or just hoping for the best? Retirement Ready is your ultimate, step-by-step guide to planning a secure and comfortable future. Whether you're in your 40s, 50s, or beyond, this powerful resource shows you how to take control of your finances, grow your wealth, and confidently retire on your own terms. Inside this practical and easy-to-follow guidebook, you’ll discover how to: ✅ Save money consistently—even if you’re starting late ✅ Maximize your Social Security benefits for lifelong income ✅ Create a smart budget that fits your retirement goals ...

This book is for everyone. Whether you are seeking a way to avoid living paycheck to paycheck, or you want to give yourself a financial checkup to see if you are a good steward of your funds. This is a great gift for anyone who is seeking self-development, or who wants to improve their financial standing in their life journey. Personal budgeting enables you to be in the position to know where you need to modify your lifestyle and make significant adjustments to ensure a bright and happy financial future.

Did you ever want to understand financial terminology, learn how to save more, get out of debt, tired of being poor, want to create wealth and build your net worth or perhaps just know where your money is going? Since my younger days, I have been interested in finances, or as my friends all said I am just a numbers girl. I am a numbers person; however, I also care about the human side behind those numbers. Money and finances are very emotional topics. In fact, they are third on the list of causes of divorce in America. Whether you are a numbers person or not this book is for you. I authored...

The CPA’s Guide to Personal Finance: A Practical Roadmap to Wealth and Financial Security is the ultimate guide for anyone looking to take control of their financial future. Written by a seasoned CPA, this book offers a step-by-step approach to mastering personal finance, helping you build a solid foundation, grow your wealth, and achieve lasting financial security. Inside, you'll discover: ✅ Proven strategies for budgeting, managing debt, and saving effectively—just like the experts do ✅ Smart investment tactics to help you build long-term wealth, including how to navigate stocks, ...

Introducing "Millennial Money Mastery," the definitive guide for the modern, savvy millennial entrepreneur who wants to take control of their finances and forge a path towards financial freedom, stability, and success! Forget the outdated, generic financial advice that populates the self-help market; this fresh, dynamic eBook is specifically tailored to the unique challenges, priorities, and aspirations faced by the next generation of trailblazing business owners. Financial planning is not just for "old money" or corporations anymore! "Millennial Money Mastery" breaks down complex financial...

Worried About Your Teen’s Financial Future in the UK? Equip Them with the Skills to Succeed Today! As a parent, the thought of your teen's future can be overwhelming. Are you confident they can manage their finances independently, or do you find yourself worrying about their ability to make smart financial decisions without falling into debt? While it's natural to offer support during tough times, it’s crucial to empower them with the financial skills they’ll need to thrive—especially as they prepare for adulthood. This comprehensive guide to personal finance in the UK will provide ...

In TRACK SMART, LIVE BIG: Essential Financial Tracking Tools for a Purposeful Life, Timofey Nedyalko shares his personal journey toward financial mastery, offering readers a roadmap to unlock their greatest life potential. Through heartfelt storytelling, step-by-step guidance, and essential tools, Timofey demonstrates the transformative power of organized finances. By emphasizing the significance of financial control and providing actionable insights into mastering financial reports, tracking transactions, and evaluating one's overall financial standing, this book becomes an indispensable ...

Have you ever dreamed of travelling around the world? Not merely on a shoestring but one that is multi-threaded that keeps on expanding and increasingly colourful and fulfilling. This is a story of a woman who made a modern day pilgrimage and spiritual journey as she traveled through India, Thailand, Malaysia, Singapore and Australia not only on a budget but totally dependent on divine providence, trusting that all that she needs will be provided by God, by the universe. She found a way to balance her childhood Christian faith with new lessons and values of intention, law of attraction and ...