Insurance Planning

Unlock Peace of Mind in Retirement: Discover Smart, Flexible Alternatives to Long-Term Care Insurance Are you worried about how you’ll afford care in your later years—without draining your savings or burdening your loved ones? You’re not alone. Many who once trusted traditional long-term care insurance find themselves frustrated by denied claims, endless paperwork, and unexpected costs. “Alternatives to Long-Term Care Insurance: What You Need to Know” is your trusted guide to navigating these uncertainties with clarity and confidence. Written by a seasoned financial expert who has...

Unlock the Tax Strategies the Wealthy Already Know — and Start Keeping What You Earn You’ve built the business. You’ve created the income. But if you’re like most entrepreneurs, you’re still flying blind when it comes to protecting your wealth from taxes, market risk, and poor planning. In this punchy, no-fluff guide, entrepreneur-turned-wealth-strategist Dave Nelson reveals the exact tools used by the wealthy to slash taxes, build multi-generational wealth, and take control of their financial future—without becoming a CPA or a Wall Street insider. Inside, you’ll discover: ✅...

How much do I need to retire? Can I retire early? What’s the retirement age, anyway? No matter whether you are 25, 65, or any age in between, you probably have questions about retirement and knowing the answers is the key to planning your future. Whether you want to retire as soon as possible or are looking forward to continuing to work in some form for as long as you can, Retirement 101 guides you through each step as you approach this important milestone.

Presenting "Retire Rich" - your ultimate roadmap to a financially secure retirement. Wake up to serene mornings, packed with the promise of financial liberation. This empowering, practical guide will effectively steer you through the complex corridors of retirement, and build a solid foundation for a bright and affluent future. "Retire Rich" is structured to assist you at every juncture of retirement - right from understanding the fiscal contours of retirement, to the nitty-gritty of budgeting once you've retired. Meticulously divided into insightful chapters and comprehensive sections, it ...

Are you looking for a way to become your own boss and start a successful business? Look no further than The Sweaty Startup Guide, the ultimate step-by-step guide to launching and growing a commercial cleaning business. With 20 comprehensive chapters, this eBook will guide you through everything you need to know about starting and running a commercial cleaning business. From defining your target market and creating a business plan, to building your team and managing your finances, this guide has it all. But this isn't just another dry business book. The Sweaty Startup Guide is filled with ...

"Conquer the ChFC HS 300 Exam: Your Guide to Passing the Fundamentals of Financial Planning Exam" is a comprehensive study guide designed to equip candidates with the knowledge and skills needed to excel in the Chartered Financial Consultant (ChFC) HS 300 exam. This guide covers all essential topics, including the principles of financial planning, client data gathering, budgeting, debt management, and insurance planning. It delves into the time value of money, investment planning, retirement strategies, and tax considerations, ensuring a well-rounded understanding of financial planning ...

Are you overwhelmed by the complexities of insurance? Are you overpaying for your insurance? Do terms like coinsurance, deductible, rider, Medicare, life insurance, and liability coverage leave you confused and uncertain? How to Make Insurance Work for You: A Personal Finance Guide is here to boost your insurance literacy and demystify the insurance world, providing you with the knowledge and tools you need to protect your health, assets, and loved ones.

In Indexed Universal Life Insurance In Action, Sherida L. Stevens demystifies one of personal finance's most versatile and underutilized tools. Whether you're aiming to safeguard your family’s future, build a tax-advantaged retirement, or create generational wealth, this guide will walk you through much of what you need to know about Indexed Universal Life (IUL) insurance.

Indexed Universal Life Insurance (IUL) is one of the fastest growing financial products on the market. There are a lot of ways to sell an IUL. As an agent, here is a simple system I used to sell Indexed Universal Life.

From how to save for the day when you stop—or scale back—working to smart investment strategies to the best states to retire in to how to calculate your benefits, Retirement 101, 2nd Editions helps you create a retirement plan to accomplish your goals whatever they are.

Unlock the Secrets to Maximizing Your Social Security Benefits! Are you nearing retirement and feeling overwhelmed by Social Security? Social Security Essentials is here to help. In this easy-to-read guide, financial expert Jeff Kikel walks you through everything you need to know to make the best decisions about your Social Security benefits. What You’ll Learn: When to file for Social Security to maximize your benefits How your filing age impacts your monthly checks Spousal and survivor benefits—and how to get the most from them The truth about taxes on Social Security Special rules for...

The American health insurance system is anything but simple to maneuver. Health plan enrollees become entangled in an intricate and opaque maze of confusion, often resulting in frustration, regret, and deep debt. Health plan and health care technology veteran Marc S. Ryan seeks to demystify the US health care system, helping Americans become wiser consumers and allowing them to navigate the maze with more confidence and certainty. Using his decades of experience, Marc outlines a bipartisan blueprint to transform America’s unique system without upending the employer-based system.

Embark on a fulfilling journey toward launching and running your own successful private practice as a nurse practitioner. "How to Launch Your Own Private Successful Practice as a Nurse Practitioner" provides a comprehensive roadmap, equipping you with the essential tools and insights needed to thrive in the competitive healthcare industry. This detailed guide breaks down every aspect of starting and managing a private practice into digestible, actionable steps: Chapter 1: The Foundations of Private Practice - Define your niche, navigate the legal landscape, and lay down a solid financial ...

"Conquer the Health Exam: Your Guide to a Career in Health Insurance" is a comprehensive resource designed to prepare aspiring health insurance professionals for their certification exams. This guide covers essential topics such as individual and group health insurance, managed care plans, disability income insurance, and long-term care insurance. It delves into policy provisions, coverage options, and health insurance regulations, providing in-depth explanations to ensure a thorough understanding. Additionally, it addresses accident and health insurance policies, including accident-only ...

From the nuts and bolts of managing money to the deep psychological and even spiritual meaning it has in our lives, this personal-finance audiobook shows everyone, even complete novices, how to take control of their money.

"Conquer the Life Exam: Your Guide to a Career in Life Insurance and Annuities" provides an in-depth exploration of the essential concepts and principles needed to excel in the life insurance industry. This comprehensive guide covers everything from the fundamentals of life insurance policies to advanced topics such as policy illustrations, non-forfeiture options, and the operation of variable products. Each chapter is designed to provide a clear understanding of how these concepts apply in real-world scenarios, helping readers to build a strong foundation of knowledge. The guide delves ...

Things you need to do now! Learn what decisions are necessary when you or a loved one is diagnosed with Alzheimer’s disease or any terminal illness. With the emotional weight of dealing with a terrible, terminal disease, these decisions can seem like too much to deal with. This audiobook helps you begin sorting these problems out and tackling them one by one using numerous checklists with easy-to-follow instructions for exactly what you need to do.

Immerse yourself in the highly insightful and engaging eBook - "Mastering Long-Term Care". The path to gaining profound knowledge about long-term care in a simplified, yet profound manner is at your fingertips. Expect a clear transformational journey from novice to absolute connoisseur within the subject! This unique guide is segmented into 24 in-depth chapters. Beginning with providing an in-depth overview of long-term care, it then shines a light on the dire importance of long-term care planning. You'll uncover the varieties of long-term care available and have a streamlined guide through...

Looking to discover the ins and outs of gold mining safety? Look no further than Digging for Gold, the comprehensive new eBook. From the history of gold mining accidents to the environmental impact of mining operations, this book covers everything there is to know about staying safe while digging for gold. In Chapter 1, readers will embark on a fascinating journey through the history of gold mining accidents, examining past incidents in order to better prepare for the future. In Chapter 2, we take a closer look at the impact of gold mining on the environment, including lessons learned from ...

Conquer the AIS Exam: Your Guide to the Associate in Insurance Services Certification is a concise and focused study guide designed for professionals pursuing The Institutes' AIS credential. This guide simplifies core concepts related to insurance operations, customer service excellence, and strategic planning fundamentals. It highlights key principles tested on the exam—such as workflow efficiency, performance measurement, and service quality—while reinforcing what matters most for test day. Instead of attempting to cover every possible exam topic in exhaustive depth, this book helps ...