Financial Savings

Being financially unprepared for the future can feel like a weight around your neck. Changing your financial mindset is the most important thing. Instead of living paycheck to paycheck with no plan for saving money, you will learn to think of money saved as an investment in your future and a cushion against emergency expenses. Want to better manage your money? Here is where you take your very first step, just listen to this audiobook now!

Lofty Questions for Wealth Creation Discover the wealth-creating potential of lofty questions—uplifting, open-ended prompts that help shift your focus from obstacles to opportunities and from scarcity to abundance. This practical and inspiring guide explains how to shift your financial mindset and achieve prosperity. Whether you’re a business owner seeking growth, an investor making financial decisions, or someone recovering from financial setbacks, this book provides the tools and insights needed to change your relationship with money. Through 10 chapters, you’ll learn to: Challenge ...

Wealth by Design: Harnessing the Power of AI and Economics for Financial Success Take Control of Your Financial Future and Retire with Confidence Outliving your retirement savings is a growing threat - statistics show 4 in 10 retirees will run out of money. Wealth by Design empowers you to avoid that fate through smart planning and investing. This practical guide provides a roadmap to build lasting wealth and fully fund your ideal retirement. Wealth by Design transforms complex strategies into simple, actionable steps anyone can take. The lessons break down key money concepts into bite-...

In times of economic uncertainties, people look for ways to save money and cut back on their monthly expenses. Just as the local economy can change at any moment, so can life. You may suddenly find that you are expecting a new addition to your family, or maybe retirement is sneaking up on you. Changing your habits and sticking to those changes can be the hardest part of the process. As people, we often get stuck in our ways and thus, getting out of old habits can be a challenging process. The rewards, however, are well worth the effort.

In this no-nonsense finance book, you’ll learn the five simple steps for building your wealth and creating financial freedom. You’ll know how to craft a budget that will work for you no matter what your income and expenses might be. You’ll become more mindful and intentional with your spending so that you can save money for the important things. You’ll make a solid plan on how to get out of debt including ways to make it fun and motivating. You’ll begin saving so you no longer have to live paycheck to paycheck. And you’ll look at starting an investment plan so that your money ...

With lively humor, proven know-how, and practical principles for financial health, Living Rich for Less helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay's entertaining and enlightening examples show you simple steps to give, save, and spend smart. Her three main principles are undergirded by dozens of effective rules and hundreds of Cha Ching Factor tips that keep or put money in your pocket.

Research shows that money habits are set by age seven, yet this important topic is often neglected. The Moneytopia series is designed to help teach invaluable money habits and concepts in easy-to-understand, child-friendly terms. This fun story follows along with a bunny, a bear, and a fox as they’re given a school assignment to earn “Topians”, the book’s fun term for money. Your child will learn the three key elements to earning money—a lesson that’ll last a lifetime.

Chances are that you know that the road to saving for retirement can be a minefield. Even if you are already searching for a financial advisor and a solid investment strategy, identifying the right option can be a challenge.

Let me teach you how to save money! Whether you have a very modest income and don’t believe it’s possible for you to save, or you make decent money but still spend everything you make, this book can help you. If you follow the lessons you learn here, you can completely change your life.

Everyone associates millennials with avocado toast obsessed and cold brew-chugging hipsters being told they spend too much on their daily lifestyle. Well, I know it’s a lot more than that. It’s a generation of young people who was handed the short end of the stick when it was difficult to grow up and be financially responsible. From the Great Recession to the COVID crisis we’ve been through some crazy stuff, but still, we are resilient.

Do you feel like your finances are holding you back from living a full and satisfying life? Are you always stressed about money and tired of seeing your friends travel and shop as they may? Imagine if you could live like that. Imagine if you could take those vacations and buy those items without worrying about bills and responsibilities. How? Simple, through The Saving Money Protocol. Find financial freedom through the sections of The Saving Money Protocol. With each minute that passes, learn how to manage your debt, and save for the future.

From the pennies in our pocket to the global financial boom, Heads Up: Money puts theory into practice and explains the important issues surrounding all areas of economics including the market, supply and demand, currencies, spending and saving. Using big ideas and economic and personal finance, Heads Up: Money will help young adults understand the financial world around them.

Kids Making Money introduces children to the different ways adults earn money from jobs and helps them think about age-appropriate jobs kids can do, too. Ages five to eight.

Sharing with Others explains the values of charity and sharing one’s earnings and time. The book helps young children see the benefits of sharing their time and money. Ages five to eight.

The kids begin their journey by learning the basics of how money works. The Money Game is exciting, fluid, and a whole lot of fun! Knowing how to ask questions and make conscious financial decisions puts kids on the path to success.

Are you struggling with debts and having problems managing your money? Are you living your life paycheck to paycheck? Do you not have an emergency fund yet, and are you afraid that a small emergency could seriously affect your financial situation? What you need is to improve your money-management skills as soon as possible. In this audiobook, I will guide you step by step to money-management mastery.

You really can be rich in every way, every day. So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too? You can - starting here and now. With lively humor, proven know-how, and practical principles for financial health, Living Rich for Less helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart.

Are you tired of living your life loaded to the brim with debt? Do you look at your mortgage, credit card payments and other bills with a deep sense of frustration and hopelessness? Believe it or not, millions of people each day suffer unnecessarily with debt when they could actually be much more free if they were just willing to take the steps necessary to break the bonds of debt. The problem is that while the world is loaded to the brim with debt, we often don't have access to the solutions that will free us.

Are you trying to find a single, all-inclusive reference that helps teenagers establish the groundwork to pursue early money-making potential? Do you need a comprehensive, understandable handbook to offer you an advantage over your peers? The conventional educational system has mainly disappointed adolescents regarding financial literacy. In straightforward, practical English, “Smart Money Skills Guide for Teens” covers every detail and offers all the knowledge and essential resources required to reach financial independence. Interest rates can increase your debt load, trapping you in ...

SHOULD I GO TO COLLEGE? WHAT ABOUT STUDENT LOAN DEBT? A Former Teacher’s Guide to Possibly Saving You Thousands of Dollars and Millions of Headaches If you’re a high school student, chances are you’ve been thinking about where you will go to college. Or if you will go to college at all. I’ve been there. And as a former teacher, I’ve seen thousands of students there, too. So I wrote this book to help you. This book offers sound advice about deciding whether or not you want to go to college, and, if you decide to go, how you can save time and money along the way. "This is the book ...