Financial Savings

All restaurants are businesses first and foremost. Simply buying food, preparing it, and selling it is not enough to stay afloat in an industry with profit margins that are generally very slim. In this book I go over everything from suppliers and menu design to how to properly control and calculate food cost.

Why is it that only a handful of people end up with most of the world’s money, while the rest have to fight over scraps? It’s a problem that has puzzled many… and unfortunately, even money can’t solve it. In fact, the solution is an even bigger problem that most people never bother to pay attention to. And it all comes down to having the right beliefs about money… beliefs that let you welcome wealth into your life. Schools don’t teach this, nor do most financial experts, who are only focused on the “technical” side of things.

Discover Financial Independence and Secure Your Future, even if You're Just Starting Now! Do complex financial concepts and the fear of outliving your savings overwhelm you? Do you wonder when it's the right time to claim Social Security or how to manage growing healthcare expenses? Are you paralyzed by the thought of not leaving a supportive legacy for your loved ones? You're not alone if you've answered "yes" to any of these questions. Many responsible planners, aspirational achievers, cautious worriers, and even late bloomers face similar challenges, but this comprehensive guide will ...

In the complex landscape of personal finance, few pursuits rival the importance of building sustainable, effective money habits. "Smart Money Habits - How to Save, Invest, and Live a Financially Confident Life" is a book written for those who aspire to break free from financial stress and achieve a life where decisions are led not by fear or uncertainty, but by calm and informed confidence. Through small, consistent actions and a gradual mindset shift, the journey outlined in these pages is one that will change the course of readers’ lives in profound ways. Imagine, for a moment, the ...

Conor Richardson, a millennial and a certified public accountant, has created a proven multi-step program to eliminate the stress in personal finance. The Millennial Money Makeover is the first book to provide a relatable, accessible, sequential, and comprehensive approach to paying off debt, building an automated savings system, buying life's early-stage big purchases, and teaching listeners how to live the true millionaire lifestyle, which doesn't mean spending money as soon as you have it.

Over my career, from waitressing to being a mortgage lender and owning a computer training company, I have continuously tracked household finances. As a lender, there were many times when one of the partners (unfortunately usually the female) had no clue what their finances were. They took for granted that their partner was managing everything and everything was controlled. Sometimes it was, and sometimes it was not. I have worked with many women who found out the hard way how bad their finances were. DO NOT BE THIS PERSON. You can learn the terminology, take control, and NOT USE the excuse...

Are you ready to embrace an enormous shift in your lifestyle which will surprisingly lead to tremendous savings? Do you hold a passion for minimalistic living and are eager to discover how it connects to your financial freedom? Welcome to "Tiny Living, Big Savings". This eBook is your definitive guide for transitioning to a tiny lifestyle while making the most out of your savings. It commences with helping you comprehend the Tiny Living concept, followed by the benefits and how to get started. Moreover, it lays a strong foundation on understanding expenses and diverse income streams. "Tiny ...

Struggling to pay for college? Dive into the ultimate guide to paying for college and paying off college debt! Here’s a clear roadmap for your successful future! How do you prepare for a future that's becoming increasingly uncertain? The future might seem clouded, but it doesn't have to be. With this guide, you can learn to take control of your finances and build a robust foundation for your bright future. Getting your education and taking control of your money is more achievable than you might think. If you are a high schooler on the verge of becoming an adult or a young adult trying to ...

This audiobook is a bundle of two books: Money Management and Financial Budgeting. This is useful for learning everything to know about your credit score and how a good credit score matters. You'll also learn about staying out of debt, budgeting, saving and investing. With the help of these two books, you'll be able to plan your finances wisely.

Arm your teen with the ultimate guide to financial independence–and watch them master money management quickly, even without prior knowledge.

Money Skills For Teens: Play Smart, Save Big, Succeed Early! Did you know that learning how to manage money as a teen can set you up for life? The truth is, starting early gives you an incredible advantage: 1️⃣ More Confidence in Big Decisions – From buying your first car to budgeting for college, you’ll have the skills to make smart choices. 2️⃣ A Head Start on Building Wealth – Begin saving and investing now, and watch your money grow over time. 3️⃣ Fewer Financial Regrets Later – Avoid the stress of credit card debt, bad habits, and costly mistakes. "Game On, Money ...

Are you tired of feeling like you're constantly stuck in a cycle of bad spending habits? Do you want to cultivate a more mindful, intentional approach to your finances and break free from the stress and anxiety of overspending? Look no further than 30 Days to Drop a Bad Spending Habit. This comprehensive workbook offers a practical and effective mindfulness program designed to help you transform your relationship with money and develop healthier spending habits. With 30 unique mindfulness exercises, each accompanied by a corresponding hashtag that allows you to connect with others and share...

Whether you are single and struggling or fighting with your partner over finance, Young Adults Guide: 5 Steps to Managing Money is the only money management guide you need that has proven results.

This is the book for you. Designed for ages 6-12, this easy-to-follow, step-by-step guide builds financial literacy progressively through five structured modules, ensuring kids develop financial confidence without feeling overwhelmed.

The Senior’s Guide to Living Well on a Fixed Income: Smart Strategies to Stretch Your Budget, Boost Your Resilience, and Enjoy Life Without Overspending. Live well. Spend smart. Stay strong. You don’t need to sacrifice joy, comfort, or independence just because you’re living on a fixed income. With a little creativity, practical know-how, and the right mindset, it’s entirely possible to thrive—financially, emotionally, and socially—without breaking the bank. The Senior’s Guide to Living Well on a Fixed Income offers realistic, senior-friendly strategies to help you make the ...

Are you a student struggling to keep your finances in check? Say goodbye to money woes and hello to financial freedom with Money Management for Students. This essential guide is packed with practical tips and savvy strategies to help you master money control, uncover clever money hacks, and become truly money wise. In this book, you’ll discover: Why is managing finances important for students? How Can You Plan Your Spending Smartly? Creative Ideas to Reduce Expenses Keep Credit or Debit Cards under Control Set aside some savings for emergencies. Track Your Spending in a Diary or ...

6 BOOK BUNDLE! Book 1: Living Frugal And Loving It: 40 Creative Ways To Save Money And Live Debt Free For Life Here Is A Preview Of What You'll Learn... How to Look at the Big Picture and Start Saving Money How to Eat & Entertain on a Budget Essential Health & Beauty Hacks to Save Money How to Check Your Financial Fitness Targeting the Technology Cash Drain The Secret to Avoid Being House Poor Looking Good for Less Much, much more! Book 2: 100 Frugal Living Tips In 100 Minutes: Learn How To Start Saving Money, Lower Your Bills And Live A Comfortable Life In This Book You Will Learn... How ...

This ebook is a comprehensive guide for young families aiming to achieve financial well-being. It begins by establishing the foundations of personal finance, emphasizing budgeting, debt reduction, and the importance of financial literacy. The guide then explores practical strategies for managing money, including budgeting techniques, smart spending habits, and methods for tackling debt. Furthermore, it introduces investing for the future, covering basic principles, different investment options, and the creation of a family portfolio, alongside exploring passive income streams and the ...

Unlock the Secrets to Money Mastery: A Teen's Guide to Smart Finance Are you tired of wondering where your allowance or part-time job money disappears each month? Or maybe you're curious about how money can start working for you, even at this young age? If you're nodding yes, you're ready to take control of your financial future—and this book is the perfect starting point! Essential Money Skills for Teens isn't just another dry textbook on money; it's a dynamic, engaging guide that demystifies the world of finance for young adults like you. From the history of money to the principles of ...

This book is about making money starting with nothing. It provides a comprehensive guide for individuals who want to become entrepreneurs and achieve financial success, despite having limited resources. The book covers various topics, including assessing skills and interests, building a strong financial foundation, finding and validating business ideas, networking, and marketing on a tight budget, launching a business, optimizing for growth and profitability, managing finances, and continuous learning and adaptation. The book concludes by emphasizing the importance of staying humble, ...