Financial Savings

Let me teach you how to save money! Whether you have a very modest income and don’t believe it’s possible for you to save, or you make decent money but still spend everything you make, this book can help you. If you follow the lessons you learn here, you can completely change your life.

Grab the roadmap to financial independence, even if you’ve never earned or saved a penny before! Turn the confusing world of personal finance into a thrilling journey of self-discovery—even if you've struggled with money matters in the past! Are you a teenager or parent wanting to simplify finances—avoid debt, make money, and aim for long-term financial freedom? If you've always wanted to manage money but dread boring textbooks, your solution is here!

Six essential steps to your millionaire status. In the transformative book "Becoming the Millionaire Employee," readers are offered an unconventional roadmap to achieving financial independence without the need to leap into the uncertain world of entrepreneurship. Through a clear, concise, and actionable plan, this book dismantles the myth that only business owners can amass significant wealth, instead illustrating how everyday employees can turn their salaries into substantial personal fortunes. The United States, a nation where 3 million of its citizens are millionaires, is fertile ground...

In times of economic uncertainties, people look for ways to save money and cut back on their monthly expenses. Just as the local economy can change at any moment, so can life. You may suddenly find that you are expecting a new addition to your family, or maybe retirement is sneaking up on you. Changing your habits and sticking to those changes can be the hardest part of the process. As people, we often get stuck in our ways and thus, getting out of old habits can be a challenging process. The rewards, however, are well worth the effort.

In times of economic uncertainties, people look for ways to save money and cut back on their monthly expenses. Just as the local economy can change at any moment, so can life. You may suddenly find that you are expecting a new addition to the family, or maybe retirement has sneaking up on you. Changing your habits and sticking to those changes can be the hardest part of the process. As people, we often get stuck in our ways and thus, getting out of old habits can be a challenging process.

In a time of such economic uncertainty, it has never been more important to take control of your money. For over 40 years, Money Box has been arming you with the most up-to-date knowledge, giving you the confidence to take on the financial world. From understanding credit cards and buying your first flat to investing, relationships and finance, and will writing, Paul Lewis' Money Box gives you the tools to balance your budget, grow your bank balance and live a better financial life.

"If you want to find the secrets of the universe, think in terms of energy, frequency, and vibration." ~Nikola Tesla We often think of money as bills and coins, checking and savings accounts, paychecks and passive income. Yet, at its essence, money is financial energy; that’s why it’s called “currency.” There are two distinct and complementary energies, the yin and yang, in personal finance: Provider money and Pleasure money. Discover the nature of these two energic forces and how they overlay the entirety of your personal finances. Seeing your money through this energetic lens is a...

This audiobook provides great information, for children and adolescents, to become well-versed and informed on the importance of debt and credit management.

Are you trying to find a single, all-inclusive reference that helps teenagers establish the groundwork to pursue early money-making potential? Do you need a comprehensive, understandable handbook to offer you an advantage over your peers? The conventional educational system has mainly disappointed adolescents regarding financial literacy. In straightforward, practical English, “Smart Money Skills Guide for Teens” covers every detail and offers all the knowledge and essential resources required to reach financial independence. Interest rates can increase your debt load, trapping you in ...

In a world where financial decisions have a profound impact on our lives, instilling financial literacy in children has become an essential aspect of their education and upbringing. Teaching Children Financial Literacy—A Practical Guide for Parents, Caregivers, and Educators is a comprehensive and indispensable resource designed to equip adults with the tools and knowledge

Wealth by Design: Harnessing the Power of AI and Economics for Financial Success Take Control of Your Financial Future and Retire with Confidence Outliving your retirement savings is a growing threat - statistics show 4 in 10 retirees will run out of money. Wealth by Design empowers you to avoid that fate through smart planning and investing. This practical guide provides a roadmap to build lasting wealth and fully fund your ideal retirement. Wealth by Design transforms complex strategies into simple, actionable steps anyone can take. The lessons break down key money concepts into bite-...

Personal finance writer and financial education expert Margaret Malaspina takes you through all the options and decisions that you'll face when you are ready to retire. This guide can help you get the most out of what you've earned, lower your tax bills, and create a stream of income that will last for the rest of your life.

The choices available to most of us are limited to the amount of money that we have available or lack at any given moment. This volume on budgeting and personal finance will equip you to dominate your "dough" situation and take hold of the opportunities that come your way.

Are you struggling with debts and having problems managing your money? Are you living your life paycheck to paycheck? Do you not have an emergency fund yet, and are you afraid that a small emergency could seriously affect your financial situation? What you need is to improve your money-management skills as soon as possible. In this audiobook, I will guide you step by step to money-management mastery.

Dans cet ouvrage, nous clarifierons le phénomène répandu, dont beaucoup souffrent - les dettes - ainsi que sa racine, ses dommages spirituels et matériels, de même que la manière de s'en sortir, les bonnes et claires attitudes pour une vie de subsistance et d'économie adéquate, et nous expliquerons les voies permettant de sortir des profondeurs des dettes pour celui qui s'y trouve deja.

Invest in Your Child’s Personal Finance – The Fun Way! Introduce your child to the exciting world of investing for kids with this engaging activity book designed to build financial confidence and smart money habits. Learning about personal finance for kids doesn’t have to be boring—this interactive guide makes it fun, educational, and hands-on! Say hello to an action-packed journey where kids will learn how to invest, save, and manage their money with confidence. Whether it’s understanding stocks, setting savings goals, or mastering financial decision-making, this book is ...

Do you feel like your finances are holding you back from living a full and satisfying life? Are you always stressed about money and tired of seeing your friends travel and shop as they may? Imagine if you could live like that. Imagine if you could take those vacations and buy those items without worrying about bills and responsibilities. How? Simple, through The Saving Money Protocol. Find financial freedom through the sections of The Saving Money Protocol. With each minute that passes, learn how to manage your debt, and save for the future.

Chances are that you know that the road to saving for retirement can be a minefield. Even if you are already searching for a financial advisor and a solid investment strategy, identifying the right option can be a challenge.

Perhaps you’ve never thought of “buying” your retirement. Yet, that is exactly what you do when you put money into a retirement nest egg. You are paying today for the cost of your retirement tomorrow. The cost of those future years is getting more expensive for most Americans for two reasons.

Introducing Money Skills for Kids and Parents: A Step-by-Step Guide to Managing Money Wisely and Building Smart Financial Habits, an audiobook filled with fun activities, real-world examples, and easy-to-follow lessons perfect for busy families and educators.