Financial Savings

All restaurants are businesses first and foremost. Simply buying food, preparing it, and selling it is not enough to stay afloat in an industry with profit margins that are generally very slim. In this book I go over everything from suppliers and menu design to how to properly control and calculate food cost.

Introducing "Millennial Money Mastery," the definitive guide for the modern, savvy millennial entrepreneur who wants to take control of their finances and forge a path towards financial freedom, stability, and success! Forget the outdated, generic financial advice that populates the self-help market; this fresh, dynamic eBook is specifically tailored to the unique challenges, priorities, and aspirations faced by the next generation of trailblazing business owners. Financial planning is not just for "old money" or corporations anymore! "Millennial Money Mastery" breaks down complex financial...

The Senior’s Guide to Living Well on a Fixed Income: Smart Strategies to Stretch Your Budget, Boost Your Resilience, and Enjoy Life Without Overspending. Live well. Spend smart. Stay strong. You don’t need to sacrifice joy, comfort, or independence just because you’re living on a fixed income. With a little creativity, practical know-how, and the right mindset, it’s entirely possible to thrive—financially, emotionally, and socially—without breaking the bank. The Senior’s Guide to Living Well on a Fixed Income offers realistic, senior-friendly strategies to help you make the ...

Are you ready to embrace an enormous shift in your lifestyle which will surprisingly lead to tremendous savings? Do you hold a passion for minimalistic living and are eager to discover how it connects to your financial freedom? Welcome to "Tiny Living, Big Savings". This eBook is your definitive guide for transitioning to a tiny lifestyle while making the most out of your savings. It commences with helping you comprehend the Tiny Living concept, followed by the benefits and how to get started. Moreover, it lays a strong foundation on understanding expenses and diverse income streams. "Tiny ...

Discover 50 Creative Ways To Manage Your Money, Set Up A Budget And Achieve Financial Success! Would you like to learn new ways to manage your money and set up an effective budget? Do you feel that you are living beyond your means? Many people struggle with financial stress because they lack the ability to manage their financial resources. However, by managing your budget and only spending what you have, you can make a huge difference in the way you live and how you view your financial resources. This book contains proven steps and strategies on how to make an effective budget so that you ...

How to Retire Happy, Wild, and Free offers inspirational advice on how to enjoy life to its fullest. The key to achieving an active and satisfying retirement involves a great deal more than having adequate financial resources; it also encompasses all other aspects of life - interesting leisure activities, creative pursuits, physical well-being, mental well-being, and solid social support. With its friendly format and positive tone, How to Retire Happy, Wild, and Free offers retirement wisdom that you won’t get from your financial advisor.

Invest in your child's financial future today with "The Smart Kids' Guide to Investing." Let's give your child the tools they need to become a financially savvy young investor. In today's fast-changing world, it's never too early to start teaching your child about money .Money is something that will stay with your kids for the rest of their lives so the earlier you start teaching them how to manage and make the best of it, the better for them. If you want to empower your child with essential financial skills, then this book is a must-read! Packed with engaging lessons, relatable stories,...

This ebook is a comprehensive guide for young families aiming to achieve financial well-being. It begins by establishing the foundations of personal finance, emphasizing budgeting, debt reduction, and the importance of financial literacy. The guide then explores practical strategies for managing money, including budgeting techniques, smart spending habits, and methods for tackling debt. Furthermore, it introduces investing for the future, covering basic principles, different investment options, and the creation of a family portfolio, alongside exploring passive income streams and the ...

Book 1: Living Frugal And Loving It: 40 Creative Ways To Save Money And Live Debt Free For Life Here Is A Preview Of What You'll Learn... How to Look at the Big Picture and Start Saving Money How to Eat & Entertain on a Budget Essential Health & Beauty Hacks to Save Money How to Check Your Financial Fitness Targeting the Technology Cash Drain The Secret to Avoid Being House Poor Looking Good for Less Much, much more! Book 2: Living Frugal And Thriving: 40 Different Ways To Develop A Frugal Mindset, Simplify Your Life And Enjoy Life On A Budget In This Book You Will Learn... How to Eat on a ...

Are you tired of feeling like you're constantly stuck in a cycle of bad spending habits? Do you want to cultivate a more mindful, intentional approach to your finances and break free from the stress and anxiety of overspending? Look no further than 30 Days to Drop a Bad Spending Habit. This comprehensive workbook offers a practical and effective mindfulness program designed to help you transform your relationship with money and develop healthier spending habits. With 30 unique mindfulness exercises, each accompanied by a corresponding hashtag that allows you to connect with others and share...

Conor Richardson, a millennial and a certified public accountant, has created a proven multi-step program to eliminate the stress in personal finance. The Millennial Money Makeover is the first book to provide a relatable, accessible, sequential, and comprehensive approach to paying off debt, building an automated savings system, buying life's early-stage big purchases, and teaching listeners how to live the true millionaire lifestyle, which doesn't mean spending money as soon as you have it.

This book serves as a comprehensive guide for young families seeking to establish and maintain financial well-being. It highlights the significance of budgeting and offers practical advice on creating a family financial calendar to track income, expenses, and savings goals throughout the year. Various budgeting techniques are explored, along with strategies for saving for specific goals like vacations and education. The guide also emphasizes the importance of insurance needs assessment, tax planning, building an emergency fund, and understanding basic investment options to foster long-term ...

In the complex landscape of personal finance, few pursuits rival the importance of building sustainable, effective money habits. "Smart Money Habits - How to Save, Invest, and Live a Financially Confident Life" is a book written for those who aspire to break free from financial stress and achieve a life where decisions are led not by fear or uncertainty, but by calm and informed confidence. Through small, consistent actions and a gradual mindset shift, the journey outlined in these pages is one that will change the course of readers’ lives in profound ways. Imagine, for a moment, the ...

Book 1: Spending Less And Loving It: 50 Creative Ways To Manage Your Money, Set Up A Budget And Achieve Financial Success Here Is A Preview Of What You'll Learn... What Does an Effective Budget Look Like? Some Helpful Ways to Budget Money Exploring Some Creative Ways to Save Money Learning the Importance of Investigating Your Purchases The Trick to Finding a Creative Budget Looking Forward to the Future The Spending Less, Saving More Philosophy Much, much more! Book 2: Living Frugal And Thriving: 40 Different Ways To Develop A Frugal Mindset, Simplify Your Life And Enjoy Life On A Budget In...

Introducing "Money Matters," an enlightening new eBook that promises to be your ultimate guide to personal finance. A timely and insightful guide, designed for modern readers at every stage of their financial journey. Diving straight into the core of the matter, the first chapter is committed to enhancing your understanding of your personal financial predicament. Learn how to accurately read and interpret your pay slips, recognize your regular expenses, and most significantly, sketch out your financial objectives. A path to becoming a savvy budgeter awaits you in Chapter 2. It unfolds the ...

Whenever I mention CDs, people often think of their higher interest rates than savings; for example, Chase bank gives only 0.01% interest on its savings while giving up to 5% on its CDs in 2023. This is great, but I learned that the most significant role of CDs has been protecting my own capitals from abuses caused by myself. These are all the books I have written so far, as of July, 2023. UnBrokable* preliminary: Introduction to UnBrokable* (Chapter 1 to 5) Intro to UnBrokable* Large Print (Chapter 1 to 5) UnBrokable* I (Chapter 1 to 10) UnBrokable* II (Chapter 11 to 20) UnBrokable* III (...

This book is about making money starting with nothing. It provides a comprehensive guide for individuals who want to become entrepreneurs and achieve financial success, despite having limited resources. The book covers various topics, including assessing skills and interests, building a strong financial foundation, finding and validating business ideas, networking, and marketing on a tight budget, launching a business, optimizing for growth and profitability, managing finances, and continuous learning and adaptation. The book concludes by emphasizing the importance of staying humble, ...

Are you a student struggling to keep your finances in check? Say goodbye to money woes and hello to financial freedom with Money Management for Students. This essential guide is packed with practical tips and savvy strategies to help you master money control, uncover clever money hacks, and become truly money wise. In this book, you’ll discover: Why is managing finances important for students? How Can You Plan Your Spending Smartly? Creative Ideas to Reduce Expenses Keep Credit or Debit Cards under Control Set aside some savings for emergencies. Track Your Spending in a Diary or ...

Do you have trouble managing your money? Do you have to have all the latest of every product? Do you have too many days left in the month at the end of your money? Financial Minimalism teaches you a good way to manage your money intelligently. It is an emotionally intelligent way to manage your finances.

Over my career, from waitressing to being a mortgage lender and owning a computer training company, I have continuously tracked household finances. As a lender, there were many times when one of the partners (unfortunately usually the female) had no clue what their finances were. They took for granted that their partner was managing everything and everything was controlled. Sometimes it was, and sometimes it was not. I have worked with many women who found out the hard way how bad their finances were. DO NOT BE THIS PERSON. You can learn the terminology, take control, and NOT USE the excuse...