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What you really need to know before applying for a mortgage

What you really need to know before applying for a mortgage

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In Property News This Week:


May was the busiest month for agreed home sales since 2021, according to Rightmove—defying fears that the end of stamp duty relief would stall the market

57% of homeowners who considered moving in the past 12 months have now decided to stay put, with a third opting to renovate instead

Liverpool tops the list of the UK’s busiest property markets, with an average of 46 homes sold per estate agent branch, followed by Bradford and Nottingham—Glasgow ranks lowest with just nine


This Week's Guest: Jane King – Mortgage Adviser

Russell is joined by one of the UK’s most experienced mortgage brokers to uncover what really matters when applying for a mortgage in 2025.


The biggest mistake buyers make when it comes to credit scores—and how a mismatched address can quietly derail your application

Why the question “how much can I borrow?” might not be the right place to start

• The real impact of your deposit size on interest rates—and why chasing a 5% deposit deal might cost you more in the long run

• Why 4–5% mortgage rates aren’t unusually high, and why they’re likely here to stay


Plus:


First-time buyer Gareth Butters beats the odds with a lightning-fast two-month completion—hear how he did it.

Got a question about your own buying or selling journey? Email HomeFront@radionewshub.com and it could be answered on a future episode.


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