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Homeownership is getting harder—rising insurance premiums, aging infrastructure, and unaffordable repairs are pricing Americans out. Vinay Gupta, CEO of Renew Financial, joins 13th & Park to break down how innovative financing and “home hardening” can help families preserve their American Dream. From PACE programs to natural disaster resilience, Gupta explains how public-private solutions can lower costs, protect communities, and expand access to equity-backed upgrades.

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