Crashing prices, rising inventory, and Bitcoin-backed mortgages—what could possibly go wrong? The Texas housing market shift is in full swing, and it’s turning traditional real estate wisdom on its head. If you’re a Realtor trying to stay profitable in this madness, this episode is your new playbook.

In this fast-paced breakdown of the Texas housing market shift happening in Summer 2025, host and mortgage pro Mike Mills guides Realtors and lenders through the economic turbulence hitting Texas real estate.

Here’s what’s inside:

• Why Austin’s inventory surge and falling home prices signal a new buyer’s market
• How the latest jobs report and Fed delays are impacting mortgage rate trends
• What the newly passed “Big Beautiful Bill” means for affordability, taxes, and the future of housing finance
• An AI tool that might outsmart your entire CRM system (Fello, we’re looking at you)
• And yes... there’s even talk of aliens, ancient tech, and Klarna credit scores

If you’ve got listings that won’t move or buyers still waiting for rates to drop, this episode delivers the insight, humor, and tools you need to survive—and maybe even thrive—this summer.

Mortgage Rates Are Flip-Flopping Again

Rates dipped, then bounced back slightly—but the Fed’s indecision means volatility is here to stay. Understanding what’s driving rate behavior is critical for advising buyers and timing your locks.

Austin’s Buyer Market Is Here

Inventory in Austin is up 43%, and over half of sellers are slashing prices. This means Realtors must pivot fast—buyers have power, and overpriced listings will stall out quickly.

The Fed, the Bill & the Backlash

Massive federal policy changes are adding fuel to the debt fire. Elon Musk’s dramatic political pivot and warnings from the CBO reveal how high the stakes are for housing affordability and investor confidence.

Fello: Your CRM’s AI-Powered Sidekick

Fello integrates with your CRM to score, segment, and nurture leads based on real equity and ownership data. If you're sitting on a database of “maybe someday” leads, Fello helps you turn them into real conversations.

When the Market’s Weird, Stay Informed

Between tech layoffs, public-sector hiring, and an interest cost crisis, staying updated is your competitive edge. This episode keeps it real—because Realtors don’t need fluff, they need facts (and maybe a little sarcasm).

• 🎙️ Episode Page – Full recap, tools, and timestamps:
• https://www.thetexasrealestateandfinancepodcast.com/texas-housing-market-shift
• 📊 Mortgage News Daily – Daily Rate Indexes:
• https://www.mortgagenewsdaily.com/mortgage-rates
• 🏦 Freddie Mac PMMS – Weekly Rate Trends:
• https://www.freddiemac.com/pmms
• 🧠 Fello – AI-Powered CRM Optimization Tool:
• https://www.fello.com
• 📅 Federal Reserve Meeting Calendar:
• https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm
• 🔗 Connect with Mike Mills – Linktree:
• https://linktr.ee/mikemillsmortgage

Enjoying the podcast? Make sure to subscribe, leave a review, and share this episode with a fellow agent. It helps more real estate pros stay informed, ahead of the...

Realtors, want to thrive—not just survive—in today’s market? This episode unpacks the AI Real Estate Revolution, showing how smart tech can supercharge your sales and client connections. Discover the must-use tools and mindset shifts that will elevate your real estate game.

In this episode of The Texas Real Estate & Finance Podcast, host Mike Mills sits down with tech innovator Bobby Bryant to explore the AI Real Estate Revolution and its implications for Realtors:

• Discover essential AI tools—CRMs, ChatGPT, and Gemini—that amplify your efficiency and human touch
• Learn why visibility matters more than ever, and how to become truly “Googleable”
• Uncover the consumer demands: transparency, control, and cost-saving strategies
• Get real about why 72% of agents went cold in 2024—and how to avoid becoming one of them
• Be inspired by Bobby’s personal mantra: “be stupid enough to try” when it comes to disruption

This episode delivers a clear roadmap for Realtors ready to harness AI and real estate tech to drive business growth and build meaningful client relationships. Tune in and transform your strategy for 2025.

1. Use AI to Amplify Your Humanity

Modern Realtors—those who use ChatGPT and smart CRMs—can communicate more clearly, build stronger connections, and free up time for person-to-person interaction.

2. Visibility = Credibility

If you can’t be found on Google, LinkedIn, or social media, you don’t exist to prospective clients—start showing up consistently.

3. Keep Your Tech Stack Simple

Your foundation: a reliable CRM, AI tool (ChatGPT or Gemini), a YouTube channel, and the right mindset—no fluff necessary.

4. Give Consumers What They Want

Today’s buyers and sellers demand explicit control, transparent pricing, and value—meet them with honest communication and digital empowerment.

5. Disruption Begins with You

You don’t need perfect—just persistence. Boldly step into inconsistency, iterate, and outwork the market to stand out.

Bobby Bryant is a seasoned real estate technologist and Houston-based entrepreneur with 25 years in mortgages and brokerage. He holds two master’s degrees (one in special education), built a brokerage that closed 100+ transactions a month pre-2008 crash, and now leads an AI-powered peer-to-peer real estate platform. Bobby is committed to modernizing real estate through practical tech, authentic content, and a human-first approach.

• Podcast Website – https://www.thetexasrealestateandfinancepodcast.com
• Mike Mills Linktree – https://linktr.ee/mikemillsmortgage
• ChatGPT (OpenAI) – https://chat.openai.com
• Gemini (Google AI) – https://gemini.google.com
• Opus Clip (video editing & clipping) – https://www.opus.pro
• Descript (transcription & editing) – https://www.descript.com
• Fiverr (affordable marketing materials) – https://www.fiverr.com
• Bobby...

“Mortgage rates stalled, housing inventory surging, and AI taking over lead follow-up—sounds like a market meltdown, right?” This week, we dive deep into the Texas housing market and reveal the must-use AI lead conversion tool every Realtor needs. Consider this episode your playbook for navigating 2025’s unpredictable real estate landscape.

AI Lead Conversion Tools are revolutionizing how Realtors operate—and this episode shows you exactly how.

What You’ll Learn:

• Why mortgage rates are holding steady in June 2025 and what that means for buyers and sellers
• The latest Texas and DFW housing market updates: soaring inventory, seller trends, and shifting buyer power
• A segment called Mike’s Mind where we unpack wild headlines—from corporate landlords and AI surveillance to quantum breakthroughs and gold surges
• A deep dive into Structurely, the AI chat assistant that’s helping agents engage leads 50–60% more and schedule more appointments
• Practical next steps: how to sharpen your strategy, boost conversions, and get ahead in today’s competitive market

This episode is essential for Realtors, brokers, and real estate pros who want real numbers, cutting-edge tech insights, and actionable strategies—all in one place.

1. Mortgage Rates Are Surprisingly Steady

Rates remain near 7%, mirroring stable 10-year Treasury yields—explaining this to clients is crucial for maintaining trust.

2. Texas Housing Market Is Stabilizing

After 19 months of rising inventory, markets are balancing—demand is cooling, but price stability remains. This is the signal to adjust seller expectations.

3. Buyer Leverage Is Real—Use It

More choices and longer days on market give buyers negotiating power. Agents can deliver value by emphasizing price cuts, concessions, and strategy over hope.

4. “Mike’s Mind” Highlights Market Chaos

From trigger lead debates to AI surveillance and quantum science—the headlines tell a story of economic complexity that’s shaping real estate trends.

5. Structurely Proves AI Lead Conversion Works

Agents using this tool report 50–60% higher engagement, revived old leads, and more appointments. In a slow market, this is the tech edge you need.

• 🎧 Podcast Website: https://www.thetexasrealestateandfinancepodcast.com
• 🔗 Mike Mills' Linktree (contact info & socials): https://linktr.ee/mikemillsmortgage
• 📈 Mortgage Rates Source (Mortgage News Daily): https://www.mortgagenewsdaily.com/mortgage-rates
• 🤖 Structurely – AI Lead Follow-Up Tool: https://www.structurely.com
• 🏛 Texas A&M Real Estate Research Center: https://www.recenter.tamu.edu
• 📊 Housing Stats & Trends (Redfin): https://www.redfin.com/news/
• 📜 Trigger Leads Bill (H.R. 2808): https://www.congress.gov/bill/118th-congress/house-bill/2808

If you appreciated today’s insights, subscribe, leave a review, and share this episode with your real estate colleagues. Every rating and share helps more agents discover how AI lead conversion tools can transform their business.